UNIONBANK - Swing Trade Analysis with AI Signals
Last Updated Time : 20 Dec 25, 07:02 am
Back to Swing Trade ListSwing Trade Rating: 3.7
| Stock Code | UNIONBANK | Market Cap | 1,17,596 Cr. | Current Price | 154 ₹ | High / Low | 160 ₹ |
| Stock P/E | 6.55 | Book Value | 159 ₹ | Dividend Yield | 3.09 % | ROCE | 6.72 % |
| ROE | 17.1 % | Face Value | 10.0 ₹ | DMA 50 | 149 ₹ | DMA 200 | 139 ₹ |
| Chg in FII Hold | 0.16 % | Chg in DII Hold | -0.23 % | PAT Qtr | 4,249 Cr. | PAT Prev Qtr | 4,116 Cr. |
| RSI | 56.0 | MACD | 0.92 | Volume | 89,48,618 | Avg Vol 1Wk | 87,30,486 |
| Low price | 101 ₹ | High price | 160 ₹ | PEG Ratio | 0.13 | Debt to equity | 10.8 |
| 52w Index | 89.7 % | Qtr Profit Var | -9.97 % | EPS | 23.5 ₹ | Industry PE | 7.89 |
📊 UNIONBANK is currently trading at ₹154, close to its 52-week high of ₹160, reflecting strong momentum. The stock is above both its 50 DMA (₹149) and 200 DMA (₹139), confirming bullish technical strength. RSI at 56.0 suggests moderate strength without being overbought, while MACD at 0.92 indicates mild bullish sentiment. The optimal entry price would be near ₹148–₹152, closer to support levels. If already holding, consider exiting around ₹158–₹160, near resistance zones.
✅ Positive
- 📈 Strong ROE (17.1%), showing efficient shareholder return
- 💰 Dividend yield of 3.09%, providing attractive shareholder return
- 📊 EPS at ₹23.5, reflecting consistent profitability
- 📈 Quarterly PAT increased from ₹4,116 Cr. to ₹4,249 Cr., showing growth
- 📊 Trading above both 50 DMA and 200 DMA, confirming bullish technical trend
- 📈 FII holding increased by 0.16%, showing foreign investor confidence
⚠️ Limitation
- 📉 Very high debt-to-equity ratio (10.8), indicating significant leverage risk
- 📊 ROCE at 6.72%, reflecting weak capital efficiency
- 📉 PEG ratio at 0.13, suggesting limited growth prospects
- 📉 52-week index at 89.7%, showing limited upside potential near highs
🚨 Company Negative News
- 📉 DII holding decreased by -0.23%, showing reduced domestic institutional support
- 📉 Quarterly profit variation at -9.97%, reflecting earnings slowdown
🌟 Company Positive News
- 📈 EPS at ₹23.5, maintaining profitability despite sector challenges
- 📊 PAT growth (+133 Cr.) highlights operational improvement
- 📈 FII inflows (+0.16%) provide external support
🏭 Industry
- 📊 Industry P/E at 7.89 is slightly higher, suggesting UNIONBANK trades at a discount
- 🌐 Banking sector remains cyclical, with performance tied to credit growth and asset quality
📌 Conclusion
UNIONBANK is a moderately strong swing trade candidate. While fundamentals show profitability and dividend strength, high leverage and earnings slowdown pose risks. Entry is best near ₹148–₹152, while exit should be considered around ₹158–₹160. Traders should monitor RSI and debt levels closely before committing.
Would you like me to also compare UNIONBANK’s swing trade setup with other PSU banks like PNB or BANKBARODA to spot relative opportunities?
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