UNIONBANK - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.5
| Stock Code | UNIONBANK | Market Cap | 1,26,672 Cr. | Current Price | 166 ₹ | High / Low | 205 ₹ |
| Stock P/E | 6.77 | Book Value | 168 ₹ | Dividend Yield | 2.86 % | ROCE | 6.31 % |
| ROE | 15.5 % | Face Value | 10.0 ₹ | DMA 50 | 179 ₹ | DMA 200 | 162 ₹ |
| Chg in FII Hold | 1.23 % | Chg in DII Hold | -0.40 % | PAT Qtr | 5,316 Cr. | PAT Prev Qtr | 5,017 Cr. |
| RSI | 36.6 | MACD | -2.36 | Volume | 1,84,14,984 | Avg Vol 1Wk | 2,48,62,050 |
| Low price | 113 ₹ | High price | 205 ₹ | PEG Ratio | 0.22 | Debt to equity | 10.8 |
| 52w Index | 57.4 % | Qtr Profit Var | 6.64 % | EPS | 24.5 ₹ | Industry PE | 7.99 |
📈 Optimal Buy Price: 164 – 167 ₹ (near 200 DMA support)
💰 Profit Exit Levels: 172 – 176 ₹ (short-term resistance), 182 ₹ (momentum breakout)
⚠️ Stop-Loss: 160 ₹ (below support zone)
⏳ Intraday Exit Guidance: If already holding, consider booking profits near 172–176 ₹ if RSI approaches 40–42 or volume weakens. Exit immediately if price slips under 164 ₹ with declining momentum.
Positive
- EPS of 24.5 ₹ supports earnings visibility.
- PAT improved (5,316 Cr. vs 5,017 Cr.), showing earnings momentum.
- Dividend yield of 2.86% adds investor appeal.
- Price above 200 DMA (162 ₹), offering medium-term support.
- FII holdings increased (+1.23%), showing foreign investor confidence.
- PEG ratio at 0.22 indicates attractive valuation relative to growth.
Limitation
- ROCE at 6.31% reflects modest efficiency.
- RSI at 36.6 indicates weak momentum, close to oversold territory.
- MACD negative (-2.36), suggesting bearish bias.
- Volume (1.84 Cr.) below weekly average (2.48 Cr.), showing weaker participation.
- DII holdings decreased (-0.40%), showing reduced domestic institutional support.
- Debt-to-equity ratio at 10.8 highlights high leverage risk.
Company Negative News
- High leverage raises caution for sustained performance.
- Decline in domestic institutional confidence may weigh on sentiment.
Company Positive News
- PAT growth (+6.64%) highlights strong quarterly performance.
- EPS remains robust, supporting valuation stability.
- FII inflows reflect confidence in fundamentals.
Industry
- Industry PE at 7.99 is slightly higher than UNIONBANK’s 6.77, suggesting relative undervaluation.
- Banking sector outlook remains competitive with margin pressures and regulatory challenges.
Conclusion
⚖️ UNIONBANK shows moderate intraday potential with earnings support and foreign inflows. However, weak momentum, high leverage, and declining domestic participation limit conviction. Suitable for cautious intraday trades targeting 172–182 ₹ with strict stop-loss at 160 ₹.
Would you like me to extend this into a public sector banking overlay comparing UNIONBANK against peers like PNB, Bank of India, and Canara Bank for sharper benchmarking?