⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

UNIONBANK - IntraDay Trade Analysis with Live Signals

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⭐ Rating: 4

Last Updated Time : 02 Aug 26, 12:34 pm

Key Parameters

⭐ IntraDay Trade Rating: 4.0

Stock CodeUNIONBANK
Market Cap1,30,611 Cr.
Current Price171 ₹
High / Low205 ₹
Stock P/E6.56
Book Value176 ₹
Dividend Yield2.92 %
ROCE6.31 %
ROE15.5 %
Face Value10.0 ₹
DMA 50170 ₹
DMA 200165 ₹
Chg in FII Hold-0.74 %
Chg in DII Hold0.46 %
PAT Qtr5,332 Cr.
PAT Prev Qtr5,316 Cr.
RSI52.4
MACD0.49
Volume58,52,445
Avg Vol 1Wk1,09,90,477
Low price125 ₹
High price205 ₹
PEG Ratio0.22
Debt to equity10.1
52w Index57.6 %
Qtr Profit Var29.6 %
EPS26.1 ₹
Industry PE7.22

✅ Positive

UNIONBANK shows strong recent earnings growth with a 29.6% quarter-on-quarter increase in PAT and maintains a solid dividend yield of 2.92%. Volume is significantly elevated compared to the weekly average, indicating potential buying interest.

⚠️ Limitation

Despite positive momentum, the stock’s relatively high Debt to Equity ratio of 10.1 could pose a risk if economic conditions worsen. The RSI of 52.4 suggests neutral momentum, and while the PE ratio is low relative to the industry, it's still elevated considering recent growth.

📉 Company Negative News

Recent news indicates Union Bank of India is raising debt instruments totaling Rs 19,000 crore, which may suggest potential concerns about future profitability or increased leverage. Furthermore, analysis of SBI and HDFC Bank credit/debit card market share suggests competition within the banking sector could put pressure on UNIONBANK's performance.

📈 Company Positive News

None found

🏭 Industry

The banking sector is currently experiencing moderate growth driven by increasing demand for financial services and government initiatives supporting infrastructure development. Banks with strong balance sheets and solid profitability are performing well, but increased competition and regulatory scrutiny remain key considerations.

🧾 Conclusion

A buy entry point could be set around 170 ₹, utilizing the DMA 50 level as support. Initial profit-taking levels should be established at 176 ₹ (resistance level) and 182 ₹ (based on recent high). Overall, the elevated volume and positive earnings growth suggest a potential upward trend warrants careful monitoring and strategic entry.

Technical Analysis
Fundamental Analysis

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