UNIONBANK - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.8
| Stock Code | UNIONBANK | Market Cap | 1,28,787 Cr. | Current Price | 169 ₹ | High / Low | 205 ₹ |
| Stock P/E | 6.89 | Book Value | 168 ₹ | Dividend Yield | 2.82 % | ROCE | 6.31 % |
| ROE | 15.5 % | Face Value | 10.0 ₹ | DMA 50 | 171 ₹ | DMA 200 | 162 ₹ |
| Chg in FII Hold | 1.23 % | Chg in DII Hold | -0.40 % | PAT Qtr | 5,316 Cr. | PAT Prev Qtr | 5,017 Cr. |
| RSI | 51.2 | MACD | -2.82 | Volume | 78,90,982 | Avg Vol 1Wk | 1,25,10,757 |
| Low price | 125 ₹ | High price | 205 ₹ | PEG Ratio | 0.23 | Debt to equity | 10.8 |
| 52w Index | 54.6 % | Qtr Profit Var | 6.64 % | EPS | 24.5 ₹ | Industry PE | 7.92 |
📊 Current Price: 169 ₹
🛒 Optimal Buy Price: 167 – 171 ₹ (near 50 DMA support)
🎯 Profit Exit Levels: 176 ₹ / 182 ₹
🛑 Stop-Loss: 162 ₹
⏳ If already holding: Exit near 176–182 ₹ if RSI weakens below 50 or MACD remains negative; tighten stop-loss if price slips under 167 ₹ with declining volume.
Positive
✔️ EPS at 24.5 ₹ supports earnings visibility.
✔️ ROE at 15.5% shows strong shareholder returns.
✔️ PAT improved (5,316 Cr. vs 5,017 Cr.), showing sequential growth.
✔️ Price supported by 200 DMA (162 ₹), offering medium-term cushion.
✔️ FII holdings increased (+1.23%), reflecting foreign investor confidence.
✔️ Dividend yield at 2.82% adds investor value.
✔️ PEG ratio at 0.23 indicates attractive valuation relative to growth.
Limitation
⚠️ RSI at 51.2 indicates neutral momentum.
⚠️ MACD negative (-2.82), signaling weak momentum.
⚠️ P/E at 6.89 vs industry PE of 7.92 shows slight discount but reflects cautious sentiment.
⚠️ ROCE at 6.31% shows modest efficiency.
⚠️ Volume (78.9 Lakh) below weekly average (125 Lakh), limiting intraday liquidity.
⚠️ DII holdings reduced (-0.40%), showing weaker domestic support.
⚠️ Debt-to-equity ratio at 10.8 indicates high leverage risk.
Company Negative News
❌ DII outflows reduce domestic investor confidence.
❌ High leverage raises financial risk.
❌ Weak RSI and MACD limit intraday momentum.
Company Positive News
✅ PAT growth quarter-on-quarter shows operational improvement.
✅ EPS remains strong relative to peers.
✅ FII inflows show foreign investor confidence.
✅ Dividend yield provides investor incentive.
✅ Price supported by 200 DMA, offering stability.
Industry
🏦 Industry PE at 7.92 vs UNIONBANK’s 6.89, showing slight undervaluation.
📈 Banking sector outlook remains steady with improving profitability but cautious due to credit risks.
Conclusion
⚖️ UNIONBANK shows moderate intraday potential with strong EPS, PAT growth, and FII support.
📉 Weak RSI, negative MACD, high leverage, and reduced DII support limit upside momentum.
🎯 Suitable for disciplined intraday trades targeting 176–182 ₹, with strict stop-loss at 162 ₹.
Would you like me to extend this into a banking sector overlay with peer benchmarking (e.g., Bank of Baroda, Canara Bank, PNB) to compare UNIONBANK’s intraday strength against its peers?