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CUB - Swing Trade Analysis with AI Signals

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Rating: 3.8

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 3.8

Stock Code CUB Market Cap 21,680 Cr. Current Price 292 ₹ High / Low 324 ₹
Stock P/E 17.3 Book Value 134 ₹ Dividend Yield 0.68 % ROCE 6.86 %
ROE 12.6 % Face Value 1.00 ₹ DMA 50 277 ₹ DMA 200 236 ₹
Chg in FII Hold -2.47 % Chg in DII Hold 3.48 % PAT Qtr 332 Cr. PAT Prev Qtr 329 Cr.
RSI 54.5 MACD 3.71 Volume 24,39,328 Avg Vol 1Wk 31,35,732
Low price 143 ₹ High price 324 ₹ PEG Ratio 1.24 Debt to equity 7.22
52w Index 82.3 % Qtr Profit Var 16.1 % EPS 16.9 ₹ Industry PE 15.8

📊 Based on the given parameters, CUB shows moderate potential for swing trading. The stock is trading at 292 ₹, close to its 52-week high of 324 ₹, which limits immediate upside. Technical indicators (RSI 54.5, MACD positive) suggest neutral-to-bullish momentum. The optimal entry price would be near the 50 DMA at 277 ₹ for better risk-reward. If already holding, consider exiting around 318–324 ₹, as this is a resistance zone near the 52-week high.

✅ Positive

  • EPS of 16.9 ₹ with P/E of 17.3, slightly above industry average of 15.8, showing fair valuation.
  • Quarterly PAT growth (332 Cr. vs 329 Cr.) indicates steady profitability.
  • DII holdings increased by 3.48%, reflecting domestic institutional confidence.
  • Strong price momentum supported by DMA 50 (277 ₹) and DMA 200 (236 ₹).

⚠️ Limitation

  • High debt-to-equity ratio of 7.22, which raises financial risk.
  • ROCE at 6.86% is weak, showing limited efficiency in capital usage.
  • FII holdings decreased by -2.47%, signaling reduced foreign investor interest.
  • Dividend yield of 0.68% is relatively low, offering limited income support.

📉 Company Negative News

  • No major negative news reported recently, but high leverage remains a concern.

📈 Company Positive News

  • Consistent quarterly profit growth with stable earnings.
  • Domestic institutional investors increasing stake, showing confidence in fundamentals.

🏭 Industry

  • Banking sector remains supported by credit growth and government reforms.
  • Industry P/E of 15.8 suggests CUB is slightly overvalued compared to peers, but still within reasonable range.

🔎 Conclusion

CUB is a fair swing trade candidate with steady profitability and institutional support. Entry near 277 ₹ (50 DMA) offers better risk-adjusted returns. Exit should be considered around 318–324 ₹ if already holding, as this is a resistance zone. While fundamentals are stable, high leverage and weak ROCE limit long-term attractiveness.

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