⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

CHOLAFIN - Swing Trade Analysis with AI Signals

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⭐ Rating: 3.2

Last Updated Time : 04 Aug 26, 01:01 am

Key Parameters

⭐ Swing Trade Rating: 3.2

Stock CodeCHOLAFIN
Market Cap1,60,053 Cr.
Current Price1,877 ₹
High / Low1,913 ₹
Stock P/E27.9
Book Value357 ₹
Dividend Yield0.11 %
ROCE9.70 %
ROE19.3 %
Face Value2.00 ₹
DMA 501,722 ₹
DMA 2001,637 ₹
Chg in FII Hold-0.41 %
Chg in DII Hold0.71 %
PAT Qtr1,654 Cr.
PAT Prev Qtr1,641 Cr.
RSI64.5
MACD28.9
Volume23,94,734
Avg Vol 1Wk27,96,703
Low price1,299 ₹
High price1,913 ₹
PEG Ratio1.11
Debt to equity6.94
52w Index94.1 %
Qtr Profit Var45.6 %
EPS67.6 ₹
Industry PE20.8

✅ Positive

Cholafina’s robust PAT growth of 45.6% quarter-over-quarter and strong ROE of 19.3% indicate healthy financial performance. Additionally, the DII holding increase suggests growing investor confidence in the company.

⚠️ Limitation

The high P/E ratio of 27.9 relative to the industry average (20.8) raises concerns about overvaluation. Furthermore, a debt-to-equity ratio of 6.94 warrants attention regarding potential financial leverage risks.

📉 Company Negative News

None found

📈 Company Positive News

None found

🏭 Industry

The banking and financial services sector in India is currently experiencing growth driven by increasing disposable incomes and rising demand for financial products. Banks are benefiting from government initiatives promoting financial inclusion and digitalization.

🧾 Conclusion

Considering the recent price action and strong earnings momentum, an entry point between 1,850 ₹ – 1,870 ₹ would be reasonable. For exit guidance, a stop-loss order at 1,790 ₹ should be implemented to mitigate downside risk. Overall, this stock presents a moderate swing trading opportunity with careful monitoring of market sentiment and financial news.

Technical Analysis
Fundamental Analysis

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