⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

CHOLAFIN - Swing Trade Analysis with AI Signals

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Rating: 4.1

Last Updated Time : 20 Jun 26, 11:11 pm

📊 Swing Trade Rating: 4.1

Stock Code CHOLAFIN Market Cap 1,44,454 Cr. Current Price 1,695 ₹ High / Low 1,832 ₹
Stock P/E 27.7 Book Value 357 ₹ Dividend Yield 0.12 % ROCE 9.70 %
ROE 19.3 % Face Value 2.00 ₹ DMA 50 1,568 ₹ DMA 200 1,584 ₹
Chg in FII Hold -1.69 % Chg in DII Hold 2.37 % PAT Qtr 1,641 Cr. PAT Prev Qtr 1,288 Cr.
RSI 65.5 MACD 31.6 Volume 13,10,088 Avg Vol 1Wk 20,34,019
Low price 1,299 ₹ High price 1,832 ₹ PEG Ratio 1.10 Debt to equity 6.94
52w Index 74.2 % Qtr Profit Var 29.5 % EPS 61.3 ₹ Industry PE 22.4

CHOLAFIN shows strong potential for swing trading. The current price of ₹1,695 is above its 50 DMA (₹1,568) and 200 DMA (₹1,584), indicating bullish momentum supported by technical levels. RSI at 65.5 suggests healthy momentum without being overbought, while MACD at 31.6 confirms positive sentiment. The company reported strong quarterly PAT growth of ```html

📊 Swing Trade Rating: 4.1

CHOLAFIN shows good potential for swing trading. The current price of ₹1,695 is above its 50 DMA (₹1,568) and 200 DMA (₹1,584), indicating strong technical support. RSI at 65.5 suggests healthy momentum without being overbought, while MACD at 31.6 confirms bullish sentiment. The PEG ratio of 1.10 highlights fair valuation relative to growth, and quarterly PAT growth of 29.5% adds strength. However, the debt-to-equity ratio of 6.94 is high, and dividend yield of 0.12% is negligible, which warrant caution.

✅ Optimal Entry Price: ₹1,650–₹1,670 (closer to DMA support)

📈 Exit Strategy (if already holding): Consider booking profits near ₹1,780–₹1,820 unless momentum breaks out strongly above resistance.

🌟 Positive

  • 📈 Quarterly PAT growth (₹1,288 Cr. → ₹1,641 Cr., up 29.5%).
  • 💹 EPS of ₹61.3 reflects strong earnings power.
  • 📊 ROE of 19.3% shows efficient shareholder returns.
  • 📈 Increase in DII holding (+2.37%) highlights domestic institutional support.

⚠️ Limitation

  • 💳 Debt-to-equity ratio of 6.94 indicates high leverage risk.
  • 📉 Dividend yield of 0.12% is negligible.
  • 📊 ROCE at 9.70% is modest compared to peers.
  • 📉 Decline in FII holding (-1.69%) shows reduced foreign investor confidence.

📰 Company Negative News

  • 📉 Decline in FII holding (-1.69%) indicates foreign investor caution.

📰 Company Positive News

  • 📈 Increase in DII holding (+2.37%) highlights strong domestic institutional support.
  • 💹 Strong quarterly PAT growth supports bullish sentiment.

🏭 Industry

  • 📊 Industry P/E at 22.4 is lower than CHOLAFIN’s 27.7, suggesting slight overvaluation.
  • 🏦 NBFC sector benefits from rising credit demand but faces leverage and regulatory risks.

✅ Conclusion

CHOLAFIN is a good swing trade candidate with strong profit growth, fair valuation relative to PEG, and technical support near DMA levels. Entry around ₹1,650–₹1,670 is optimal, with profit booking near ₹1,780–₹1,820 advisable if already holding. Caution is warranted due to high leverage and reduced foreign investor confidence.

Would you like me to also compare CHOLAFIN’s swing trade outlook with peers like Bajaj Finance or Muthoot Finance to highlight relative opportunities in the NBFC sector?

Technical Analysis
Fundamental Analysis

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