⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

UNIONBANK - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3.8

Last Updated Time : 02 Aug 26, 04:11 pm

Key Parameters

⭐ Technical Rating: 3.8

Stock CodeUNIONBANK
Market Cap1,30,611 Cr.
Current Price171 ₹
High / Low205 ₹
Stock P/E6.56
Book Value176 ₹
Dividend Yield2.92 %
ROCE6.31 %
ROE15.5 %
Face Value10.0 ₹
DMA 50170 ₹
DMA 200165 ₹
Chg in FII Hold-0.74 %
Chg in DII Hold0.46 %
PAT Qtr5,332 Cr.
PAT Prev Qtr5,316 Cr.
RSI52.4
MACD0.49
Volume58,52,445
Avg Vol 1Wk1,09,90,477
Low price125 ₹
High price205 ₹
PEG Ratio0.22
Debt to equity10.1
52w Index57.6 %
Qtr Profit Var29.6 %
EPS26.1 ₹
Industry PE7.22

✅ Positive

UnionBank exhibits strong recent earnings growth with a 29.6% increase in Q1 profits and a healthy dividend yield of 2.92%. The DII holding has increased while the FII holding decreased, indicating potential buying interest.

⚠️ Limitation

Despite positive earnings, the stock’s valuation is relatively low compared to industry peers, and debt levels are moderately high at 10.1x Debt to Equity.

📉 Company Negative News

Recent news indicates Union Bank of India's successful fundraising efforts through debt instruments, suggesting a focus on capital raising rather than aggressive growth. Furthermore, SBI’s market share dominance in debit cards highlights competitive pressures within the banking sector.

📈 Company Positive News

None found

🏭 Industry

The banking sector is currently experiencing moderate growth driven by increasing loan demand and rising interest rates. However, competition remains intense among major players like UnionBank, requiring consistent profitability and efficient operations.

🧾 Conclusion

Based on its chart patterns, the stock appears to be trading within a consolidation range between 165 ₹ (DMA 200) and 175 ₹ (resistance). An optimal entry zone could be established around 168 ₹ with a stop-loss order placed below the 50 DMA at 170 ₹. A successful breakout above 175₹ would signal a potential upward trend, while failure to sustain this level may indicate further consolidation or downside correction.

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