⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

UNIONBANK - Technical Analysis with Chart Patterns & Indicators

Back to List

Rating: 4

Last Updated Time : 02 Feb 26, 10:12 am

Technical Rating: 4.0

Stock Code UNIONBANK Market Cap 1,29,369 Cr. Current Price 169 ₹ High / Low 183 ₹
Stock P/E 7.04 Book Value 165 ₹ Dividend Yield 2.80 % ROCE 6.72 %
ROE 17.1 % Face Value 10.0 ₹ DMA 50 162 ₹ DMA 200 146 ₹
Chg in FII Hold 0.28 % Chg in DII Hold 0.21 % PAT Qtr 5,017 Cr. PAT Prev Qtr 4,249 Cr.
RSI 51.2 MACD 5.42 Volume 1,43,94,226 Avg Vol 1Wk 2,31,47,468
Low price 107 ₹ High price 183 ₹ PEG Ratio 0.14 Debt to equity 10.3
52w Index 81.7 % Qtr Profit Var 8.97 % EPS 24.1 ₹ Industry PE 7.64

📊 Chart Patterns: UNIONBANK is trading at 169 ₹, above both 50 DMA (162 ₹) and 200 DMA (146 ₹). The price is close to its 52-week high (183 ₹), reflecting strong bullish momentum and trend continuation.

📈 Moving Averages: Current price is comfortably above both short-term and long-term averages. The 50 DMA is above the 200 DMA, confirming bullish crossover and sustained uptrend.

📉 RSI: At 51.2, RSI indicates neutral-to-bullish momentum, not yet overbought.

📈 MACD: Positive at 5.42, showing bullish divergence and strong buying signals.

📊 Bollinger Bands: Price is near the upper band, suggesting strong buying interest but also caution for possible short-term pullback.

📊 Volume Trends: Current volume (1.43 crore) is lower than average weekly volume (2.31 crore), indicating reduced participation despite price strength.

📌 Momentum Signals: Short-term momentum is bullish. Support lies around 162–165 ₹, while resistance is near 180–183 ₹.

🎯 Entry Zone: 162–165 ₹ (near 50 DMA support).

🎯 Exit Zone: 180–183 ₹ (near 52-week high resistance).

🔎 Trend Status: The stock is trending upward with strong bullish signals.


Positive

  • EPS of 24.1 ₹ indicates strong profitability.
  • ROE (17.1%) reflects efficient capital usage.
  • Quarterly PAT improved from 4,249 Cr. to 5,017 Cr. (8.97% growth).
  • FII holdings increased by 0.28% and DII holdings by 0.21%, showing institutional confidence.
  • Dividend yield of 2.80% provides shareholder returns.

Limitation

  • ROCE (6.72%) reflects modest efficiency compared to peers.
  • Debt-to-equity ratio of 10.3 indicates high leverage risk.
  • Volume participation is lower than average, suggesting cautious sentiment.

Company Negative News

  • High leverage with debt-to-equity ratio of 10.3 raises financial risk.
  • Stock price is near resistance, raising risk of short-term pullback.

Company Positive News

  • Quarterly PAT growth signals improving operational efficiency.
  • Institutional holdings (FII and DII) increased, reflecting investor confidence.

Industry

  • Industry PE at 7.64 suggests sector trades at similar valuations compared to UNIONBANK’s P/E of 7.04.
  • Banking sector remains resilient with credit growth outlook supporting profitability.

Conclusion

🚀 UNIONBANK is trending upward with strong bullish technical indicators, supported by moving averages and MACD. Short-term traders may enter around 162–165 ₹ with targets near 180–183 ₹. Long-term investors should be cautious of high leverage but can hold for continued sector growth and profitability.

NIFTY 50 - Technical Stock Watchlist

NEXT 50 - Technical Stock Watchlist

MIDCAP - Technical Stock Watchlist

SMALLCAP - Technical Stock Watchlist