UCOBANK - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 2.8
| Stock Code | UCOBANK | Market Cap | 31,112 Cr. | Current Price | 24.8 ₹ | High / Low | 38.8 ₹ |
| Stock P/E | 11.9 | Book Value | 26.5 ₹ | Dividend Yield | 1.57 % | ROCE | 5.76 % |
| ROE | 8.38 % | Face Value | 10.0 ₹ | DMA 50 | 28.0 ₹ | DMA 200 | 30.7 ₹ |
| Chg in FII Hold | 0.00 % | Chg in DII Hold | -0.10 % | PAT Qtr | 740 Cr. | PAT Prev Qtr | 620 Cr. |
| RSI | 31.0 | MACD | -0.99 | Volume | 62,07,318 | Avg Vol 1Wk | 85,05,785 |
| Low price | 24.6 ₹ | High price | 38.8 ₹ | PEG Ratio | 0.31 | Debt to equity | 10.1 |
| 52w Index | 1.90 % | Qtr Profit Var | 15.8 % | EPS | 2.09 ₹ | Industry PE | 7.34 |
📊 UCOBANK shows weak-to-moderate potential for swing trading. Fundamentals are modest with EPS (2.09 ₹), ROE (8.38%), and ROCE (5.76%). The current price (24.8 ₹) is below both the 50 DMA (28.0 ₹) and 200 DMA (30.7 ₹), indicating bearish momentum. Technical indicators are weak: RSI at 31.0 suggests oversold conditions, and MACD (-0.99) signals continued weakness. While quarterly PAT improved from 620 Cr. to 740 Cr., the high debt-to-equity ratio (10.1) raises concerns. Valuation is fair with a P/E of 11.9 compared to industry PE of 7.34, but institutional confidence is low with DII holdings down (-0.10%).
✅ Optimal Entry Price: Around 24–25 ₹ (near support levels).
🚪 Exit Strategy: If already holding, consider exiting near 27–28 ₹ (50 DMA resistance) unless strong reversal occurs.
🌟 Positive
- EPS of 2.09 ₹ indicates profitability.
- Quarterly PAT improved from 620 Cr. to 740 Cr.
- Dividend yield of 1.57% adds investor appeal.
- Book value of 26.5 ₹ provides downside cushion.
⚠️ Limitation
- Stock trades below both 50 DMA and 200 DMA, signaling bearish trend.
- RSI and MACD indicate weak momentum.
- High debt-to-equity ratio (10.1) raises financial risk.
- ROCE (5.76%) and ROE (8.38%) reflect weak efficiency.
📰 Company Negative News
- DII holdings decreased by -0.10%, showing reduced domestic institutional support.
- Stock corrected significantly from its high of 38.8 ₹.
📈 Company Positive News
- Quarterly PAT growth shows operational improvement.
- Stable dividend yield of 1.57% provides investor confidence.
- FII holdings remained steady (0.00%).
🏭 Industry
- Industry PE is 7.34, lower than UCOBANK’s 11.9, suggesting mild overvaluation.
- Banking sector outlook remains mixed, with pressures from asset quality and high debt levels.
🔎 Conclusion
UCOBANK is a weak candidate for swing trading due to bearish technicals and high debt levels. Short-term traders may attempt entries near 24–25 ₹ with strict stop-losses, targeting 27–28 ₹. Risk remains high, but improving PAT and dividend yield provide limited support for potential short-term recovery.