UCOBANK - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:04 am

IntraDay Trade Rating: 3.0

📊 Analysis: UCOBANK is trading at ₹28.7, below both 50 DMA (₹30.3) and 200 DMA (₹32.8), showing bearish bias. RSI at 32.8 indicates near-oversold conditions, while MACD at -0.70 confirms weak momentum. Current volume (46.3L) is slightly above average (44.9L), suggesting active participation. Fundamentals are modest with ROE 8.38% and ROCE 5.76%, but high debt-to-equity (10.1) raises risk concerns.

💹 Optimal Buy Price: ₹28.5–₹29.0 (speculative entry near current levels).

🎯 Profit-Taking Exit Levels: ₹29.5 (short target), ₹30.5 (extended target if rebound sustains).

🛡️ Stop-Loss / Loss Protection: ₹28.0 (below intraday support).

⏱️ If Already Holding: Exit near ₹29.5–₹30.5 if rebound occurs. If RSI fails to recover above 40 or MACD stays negative, consider early exit. A break below ₹28.0 should trigger stop-loss.

Positive

• 📈 PAT improved from ₹607 Cr. to ₹620 Cr., showing earnings stability.
• 💰 Dividend Yield 1.35% provides shareholder return.
• 📊 PEG Ratio 0.38 suggests fair valuation relative to growth.
• 🔥 Volume above average supports intraday liquidity.

Limitation

• ⚠️ Current price below DMA 50 & 200 shows weak trend.
• 📉 Low ROCE 5.76% and ROE 8.38% reflect modest efficiency.
• 📊 Debt-to-Equity 10.1 indicates high leverage risk.
• 📉 RSI 32.8 and MACD -0.70 confirm weak momentum.

Company Negative News

• 📉 DII holding reduced (-0.22%), showing weaker domestic support.

Company Positive News

• 📈 Stable FII holding (0.00%) indicates neutral foreign investor stance.
• 📈 PAT growth of 2.82% quarter-on-quarter shows earnings resilience.

Industry

• 🌐 Banking sector trades at PE 7.89, lower than UCOBANK’s valuation (14.3).
• 📊 Sector outlook stable, but UCOBANK trades at premium requiring momentum confirmation.

Conclusion

⚖️ UCOBANK is a weak-to-moderate intraday candidate. Oversold RSI may trigger rebound trades, but bearish technicals, high leverage, and modest fundamentals suggest caution. Suitable only for speculative scalps with strict stop-loss discipline rather than aggressive intraday positions.

Would you like me to extend this into a public sector banking basket overlay with peers like Bank of India, Central Bank, and Indian Bank to benchmark UCOBANK’s intraday setup across the sector?