⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

UCOBANK - IntraDay Trade Analysis with Live Signals

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Rating: 3.4

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 3.4

Stock Code UCOBANK Market Cap 36,051 Cr. Current Price 28.7 ₹ High / Low 43.6 ₹
Stock P/E 13.8 Book Value 26.5 ₹ Dividend Yield 1.36 % ROCE 5.76 %
ROE 8.38 % Face Value 10.0 ₹ DMA 50 29.4 ₹ DMA 200 31.8 ₹
Chg in FII Hold 0.00 % Chg in DII Hold -0.10 % PAT Qtr 740 Cr. PAT Prev Qtr 620 Cr.
RSI 46.8 MACD -0.23 Volume 54,43,151 Avg Vol 1Wk 69,56,710
Low price 26.8 ₹ High price 43.6 ₹ PEG Ratio 0.36 Debt to equity 10.1
52w Index 11.5 % Qtr Profit Var 15.8 % EPS 2.09 ₹ Industry PE 7.88

📊 Analysis: UCOBANK shows moderate potential for intraday trading. Current price (₹28.7) is slightly below the 50 DMA (₹29.4) and 200 DMA (₹31.8), reflecting short-term weakness. RSI at 46.8 is neutral, while MACD (-0.23) indicates mild bearish momentum. Volume (54.4L vs avg 69.5L) is lower than average, suggesting reduced participation. Fundamentals are fair with EPS at ₹2.09 and PAT growth of 15.8%, but high debt-to-equity (10.1) raises concerns.

💰 Optimal Buy Price: ₹28.5–29.0 if price sustains above support.

📈 Profit-Taking Levels: First exit near ₹30.0, extended target ₹31.5.

📉 Stop-Loss: ₹27.8 to protect against downside risk.

⏱️ If Already Holding: Exit intraday if price fails to hold above ₹28.5 or momentum weakens near resistance zones (₹30–31.5). Watch RSI slipping below 45 or volume tapering off as exit signals.


Positive

  • EPS at ₹2.09 reflects profitability.
  • Quarterly PAT improved (₹740 Cr vs ₹620 Cr), showing earnings growth.
  • Dividend yield of 1.36% adds investor appeal.
  • PEG ratio of 0.36 suggests undervaluation relative to growth.

Limitation

  • Price trading below both 50 DMA and 200 DMA indicates bearish trend.
  • MACD negative (-0.23) reflects weak momentum.
  • Volume below average, limiting intraday strength.
  • High debt-to-equity ratio (10.1) raises financial risk.
  • ROCE (5.76%) and ROE (8.38%) are relatively weak compared to peers.

Company Negative News

  • DII holdings decreased (-0.10%), showing reduced domestic institutional support.

Company Positive News

  • Quarterly profit growth of 15.8% highlights resilience.
  • Stable dividend yield continues to attract investors.

Industry

  • Industry PE at 7.88 is lower than UCOBANK’s PE (13.8), suggesting premium valuation.
  • Banking sector remains cyclical but supported by credit demand.

Conclusion

⚖️ UCOBANK is a moderate candidate for intraday trading. Entry near ₹28.5–29.0 with exit around ₹30–31.5 offers limited upside. Traders should remain cautious due to weak technicals, low volume, and high debt levels, but improving profits and dividend yield provide short-term opportunities.

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