SBILIFE - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | SBILIFE | Market Cap | 2,04,369 Cr. | Current Price | 2,037 ₹ | High / Low | 2,116 ₹ |
| Stock P/E | 82.4 | Book Value | 190 ₹ | Dividend Yield | 0.13 % | ROCE | 16.9 % |
| ROE | 15.1 % | Face Value | 10.0 ₹ | DMA 50 | 2,016 ₹ | DMA 200 | 1,877 ₹ |
| Chg in FII Hold | 0.03 % | Chg in DII Hold | 0.02 % | PAT Qtr | 577 Cr. | PAT Prev Qtr | 495 Cr. |
| RSI | 52.4 | MACD | -7.78 | Volume | 11,15,156 | Avg Vol 1Wk | 18,60,278 |
| Low price | 1,380 ₹ | High price | 2,116 ₹ | PEG Ratio | 4.84 | Debt to equity | 0.00 |
| 52w Index | 89.2 % | Qtr Profit Var | 4.71 % | EPS | 24.7 ₹ | Industry PE | 82.4 |
📊 SBILIFE presents a mixed outlook for swing trading. The current price (2,037 ₹) is close to its 50 DMA (2,016 ₹) and well above the 200 DMA (1,877 ₹), showing medium-term strength. RSI at 52.4 indicates neutral momentum, while MACD remains negative (-7.78), suggesting caution. Fundamentally, the company is strong with zero debt and consistent profit growth, but the high P/E (82.4) and PEG ratio (4.84) point to expensive valuations compared to growth.
💡 Optimal Entry Price: Around 1,980–2,000 ₹ (near 50 DMA support).
🚪 Exit Strategy: If already holding, consider exiting near 2,100–2,120 ₹ (recent high and resistance zone) or if RSI crosses 65 with weakening momentum.
✅ Positive
- Strong market cap of 2,04,369 Cr. ensures stability.
- Zero debt-to-equity ratio reduces financial risk.
- Quarterly PAT growth from 495 Cr. to 577 Cr. shows steady improvement.
- ROCE at 16.9% and ROE at 15.1% indicate efficient capital usage.
⚠️ Limitation
- High P/E of 82.4 compared to industry average, suggesting overvaluation.
- PEG ratio of 4.84 indicates expensive valuation relative to growth.
- Dividend yield of 0.13% is very low, limiting passive returns.
- MACD remains negative, signaling weak short-term momentum.
📉 Company Negative News
- Valuation concerns due to high P/E and PEG ratio.
- Quarterly profit growth slowed to 4.71%, showing moderation.
📈 Company Positive News
- Consistent profit growth with EPS at 24.7 ₹.
- Institutional investors (FII and DII) slightly increased holdings.
- Strong 52-week performance with 89.2% index gain.
🏭 Industry
- Industry PE matches SBILIFE’s PE (82.4), showing sector-wide premium valuations.
- Insurance sector remains in growth phase, supported by rising demand for financial protection products.
🔎 Conclusion
SBILIFE is a moderately attractive swing trade candidate. Entry near 1,980–2,000 ₹ offers a good risk-reward setup, with exit targets around 2,100–2,120 ₹. Strong fundamentals and zero debt support stability, but high valuations and weak technical momentum suggest cautious trading. Best suited for disciplined traders monitoring resistance levels closely.