⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

SBILIFE - IntraDay Trade Analysis with Live Signals

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Rating: 3.6

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 3.6

Stock Code SBILIFE Market Cap 2,04,369 Cr. Current Price 2,037 ₹ High / Low 2,116 ₹
Stock P/E 82.4 Book Value 190 ₹ Dividend Yield 0.13 % ROCE 16.9 %
ROE 15.1 % Face Value 10.0 ₹ DMA 50 2,016 ₹ DMA 200 1,877 ₹
Chg in FII Hold 0.03 % Chg in DII Hold 0.02 % PAT Qtr 577 Cr. PAT Prev Qtr 495 Cr.
RSI 52.4 MACD -7.78 Volume 11,15,156 Avg Vol 1Wk 18,60,278
Low price 1,380 ₹ High price 2,116 ₹ PEG Ratio 4.84 Debt to equity 0.00
52w Index 89.2 % Qtr Profit Var 4.71 % EPS 24.7 ₹ Industry PE 82.4

📊 Analysis: SBILIFE is trading at ₹2,037, slightly above its 50 DMA (₹2,016) and well above its 200 DMA (₹1,877), indicating medium-term strength. RSI at 52.4 shows neutral momentum, while MACD (-7.78) suggests mild bearish pressure. Current volume (11.1 lakh) is below the 1-week average (18.6 lakh), reflecting weaker intraday participation.

💡 Optimal Buy Price: ₹2,025–2,030 near support levels.

🎯 Profit-Taking Exit Levels: ₹2,060–2,070 (short-term resistance zone).

🛑 Stop-Loss Protection: ₹2,015 (below 50 DMA support).

⏱️ Intraday Exit Strategy: If already holding, consider exiting near ₹2,060–2,070 if RSI fails to cross 55 or if volume weakens. Exit immediately if price breaks below ₹2,015 with strong selling pressure.


✅ Positive

  • Quarterly PAT growth from ₹495 Cr. to ₹577 Cr.
  • EPS of ₹24.7 indicates strong earnings power.
  • ROE at 15.1% and ROCE at 16.9% show efficient capital usage.
  • Debt-to-equity ratio of 0.00, indicating a debt-free balance sheet.

⚠️ Limitation

  • High P/E ratio of 82.4, matching industry PE, suggests expensive valuation.
  • PEG ratio of 4.84 indicates limited growth relative to valuation.
  • Intraday volume weaker than average, reducing trading momentum.

📉 Company Negative News

  • Dividend yield at only 0.13%, limiting investor returns.
  • Quarterly profit variation at 4.71% shows slower growth compared to peers.

📈 Company Positive News

  • Strong fundamentals with consistent profitability.
  • FII and DII holdings show marginal increases (0.03% and 0.02%).
  • 52-week index at 89.2%, reflecting strong long-term performance.

🏭 Industry

  • Industry PE at 82.4, aligned with SBILIFE’s valuation.
  • Insurance sector remains in demand with steady growth outlook.

🔎 Conclusion

SBILIFE shows strong fundamentals and medium-term technical strength but faces short-term bearish signals from MACD and weak intraday volume. Traders can consider buying near ₹2,025–2,030 with a strict stop-loss at ₹2,015 and aim for exits around ₹2,060–2,070. Risk management is essential given the high valuation and subdued intraday momentum.

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