SBILIFE - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.9
| Stock Code | SBILIFE | Market Cap | 1,95,704 Cr. | Current Price | 1,951 ₹ | High / Low | 2,133 ₹ |
| Stock P/E | 78.9 | Book Value | 190 ₹ | Dividend Yield | 0.14 % | ROCE | 16.9 % |
| ROE | 15.1 % | Face Value | 10.0 ₹ | DMA 50 | 1,998 ₹ | DMA 200 | 1,908 ₹ |
| Chg in FII Hold | 0.03 % | Chg in DII Hold | 0.02 % | PAT Qtr | 577 Cr. | PAT Prev Qtr | 495 Cr. |
| RSI | 46.5 | MACD | -28.7 | Volume | 7,10,653 | Avg Vol 1Wk | 9,89,573 |
| Low price | 1,431 ₹ | High price | 2,133 ₹ | PEG Ratio | 4.64 | Debt to equity | 0.00 |
| 52w Index | 74.1 % | Qtr Profit Var | 4.71 % | EPS | 24.7 ₹ | Industry PE | 76.2 |
📊 Chart & Trend Analysis: SBILIFE is trading at ₹1,951, slightly below its 50 DMA (₹1,998) but above the 200 DMA (₹1,908). This suggests medium-term strength but short-term weakness. RSI at 46.5 indicates neutral momentum, not overbought or oversold. MACD at -28.7 signals bearish crossover. Bollinger Bands show price drifting toward the mid-lower range, hinting at consolidation.
📈 Volume Trends: Current volume (7,10,653) is below the 1-week average (9,89,573), showing reduced participation and mild selling pressure.
🔑 Momentum Signals: Short-term momentum is weak, but long-term trend remains intact. A rebound is possible if price sustains above 200 DMA.
💰 Entry Zone: ₹1,900–₹1,940 (near 200 DMA support).
📉 Exit Zone: ₹2,000–₹2,050 (resistance near 50 DMA and upper trendline).
📌 Trend Status: The stock is consolidating with a slight bearish bias in the short term, but long-term uptrend remains intact.
Positive
- Strong ROCE (16.9%) and ROE (15.1%).
- Debt-free balance sheet (Debt-to-equity 0.00).
- Quarterly PAT growth from ₹495 Cr. to ₹577 Cr.
Limitation
- High P/E ratio (78.9) compared to industry average (76.2).
- PEG ratio of 4.64 indicates expensive valuation.
- Volume below average, showing weak buying interest.
Company Negative News
- Quarterly profit growth slowed to 4.71% compared to previous quarters.
- Stock trading below 50 DMA, showing short-term weakness.
Company Positive News
- EPS of ₹24.7 with consistent profitability.
- FII and DII holdings increased slightly, reflecting institutional confidence.
- Strong 52-week performance (74.1% gain).
Industry
- Life insurance industry is growing steadily in India.
- Industry PE (76.2) is high, reflecting premium valuations across the sector.
Conclusion
⚖️ SBILIFE is consolidating near support levels with short-term bearish signals but strong long-term fundamentals. Optimal strategy: accumulate near ₹1,900–₹1,940 support and consider profit booking around ₹2,000–₹2,050 resistance. Long-term investors can hold given debt-free status and consistent ROE/ROCE, but valuation remains stretched.