⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
SBILIFE - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.2
| Stock Code | SBILIFE | Market Cap | 1,88,030 Cr. | Current Price | 1,875 ₹ | High / Low | 2,133 ₹ |
| Stock P/E | 76.1 | Book Value | 190 ₹ | Dividend Yield | 0.14 % | ROCE | 15.0 % |
| ROE | 13.7 % | Face Value | 10.0 ₹ | DMA 50 | 1,887 ₹ | DMA 200 | 1,892 ₹ |
| Chg in FII Hold | -0.37 % | Chg in DII Hold | 0.41 % | PAT Qtr | 805 Cr. | PAT Prev Qtr | 577 Cr. |
| RSI | 50.9 | MACD | -3.80 | Volume | 9,70,874 | Avg Vol 1Wk | 8,32,173 |
| Low price | 1,720 ₹ | High price | 2,133 ₹ | PEG Ratio | 5.94 | Debt to equity | 0.00 |
| 52w Index | 37.5 % | Qtr Profit Var | -1.09 % | EPS | 24.6 ₹ | Industry PE | 72.8 |
📈 Chart & Trend Analysis
- Moving Averages: Current price (₹1,875) is slightly below both 50 DMA (₹1,887) and 200 DMA (₹1,892), showing mild weakness but close to equilibrium.
- RSI: At 50.9, the stock is neutral, neither overbought nor oversold.
- MACD: Negative (-3.80), indicating short-term bearish pressure.
- Bollinger Bands: Price is near the mid-band, suggesting consolidation.
- Volume Trends: Current volume (9,70,874) is above 1-week average (8,32,173), showing strong participation in recent moves.
📊 Momentum & Signals
- Short-term momentum: Neutral to slightly bearish, but strong volume may support stability.
- Support Zone: ₹1,850 – ₹1,860 (near-term support).
- Resistance Zone: ₹1,900 – ₹1,920 (DMA cluster and psychological barrier).
- Entry Zone: ₹1,860 – ₹1,875 (near support, balanced RSI).
- Exit Zone: ₹1,900 – ₹1,920 (resistance levels).
📉 Trend Status
The stock is currently in a consolidation phase with neutral RSI and price hovering around moving averages. A breakout above ₹1,900 could signal trend reversal to bullish momentum.
✅ Positive
- Strong ROCE (15.0%) and ROE (13.7%) indicate efficient capital use.
- Debt-free structure (Debt-to-equity 0.00) adds financial stability.
- PAT improved significantly (₹805 Cr vs ₹577 Cr previous quarter).
⚠️ Limitation
- High P/E ratio (76.1) compared to industry average (72.8), making valuation stretched.
- Dividend yield is low (0.14%), limiting income appeal.
- Quarterly profit variation (-1.09%) shows inconsistency.
📰 Company Negative News
- Decline in FII holding (-0.37%), reflecting reduced foreign investor confidence.
🌟 Company Positive News
- DII holding increased (+0.41%), showing domestic institutional support.
- EPS at ₹24.6 reflects strong earnings power.
🏦 Industry
- Industry PE at 72.8, slightly lower than SBILIFE’s 76.1, suggesting peers are marginally cheaper.
- Life insurance sector continues to benefit from rising demand for financial protection and long-term savings products.
📌 Conclusion
SBILIFE is in a consolidation phase with neutral RSI and price near moving averages. Entry near ₹1,860 – ₹1,875 with exit around ₹1,900 – ₹1,920 is optimal for short-term traders. Long-term investors should weigh high valuations against strong fundamentals and debt-free balance sheet.