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SBILIFE - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.4

Last Updated Time : 03 May 26, 11:25 am

Technical Rating: 3.4

Stock Code SBILIFE Market Cap 1,82,449 Cr. Current Price 1,819 ₹ High / Low 2,133 ₹
Stock P/E 73.9 Book Value 190 ₹ Dividend Yield 0.15 % ROCE 15.0 %
ROE 13.7 % Face Value 10.0 ₹ DMA 50 1,910 ₹ DMA 200 1,898 ₹
Chg in FII Hold -0.37 % Chg in DII Hold 0.41 % PAT Qtr 805 Cr. PAT Prev Qtr 577 Cr.
RSI 41.5 MACD -27.1 Volume 11,21,750 Avg Vol 1Wk 16,47,437
Low price 1,663 ₹ High price 2,133 ₹ PEG Ratio 5.77 Debt to equity 0.00
52w Index 33.2 % Qtr Profit Var -1.09 % EPS 24.6 ₹ Industry PE 70.0

📊 Chart & Indicators: SBILIFE is trading at ₹1,819, below its 50 DMA (₹1,910) and 200 DMA (₹1,898), showing weakness. RSI at 41.5 indicates near oversold conditions, while MACD at -27.1 confirms bearish momentum. Price is closer to lower Bollinger Band (~₹1,780), suggesting possible short-term support. Volume (11.2L) is below weekly average (16.4L), reflecting reduced participation.

🎯 Entry/Exit Zones:

- Buy Zone: ₹1,780–₹1,820 (near support)

- Stop-Loss: ₹1,760

- Exit Levels: ₹1,880–₹1,900 (short-term resistance), ₹1,910–₹1,930 (major resistance near 50 DMA)

📈 Trend Status: Consolidating with bearish bias; oversold RSI hints at potential bounce, but trend remains weak below moving averages.

✅ Positive

  • Strong ROCE (15.0%) and ROE (13.7%)
  • Debt-free balance sheet (Debt-to-equity 0.00)
  • EPS at ₹24.6 remains stable
  • DII holdings increased (+0.41%)

⚠️ Limitation

  • High P/E of 73.9 vs Industry PE 70.0 → stretched valuations
  • PEG ratio 5.77 indicates expensive growth
  • Quarterly profit variation negative (-1.09%)
  • Weak technical momentum below DMA levels

📉 Company Negative News

  • Correction from 52-week high (₹2,133 → ₹1,819)
  • FII holdings reduced (-0.37%)
  • MACD strongly negative, confirming bearish trend

📊 Company Positive News

  • Quarterly PAT at ₹805 Cr, higher than previous ₹577 Cr
  • Dividend yield at 0.15% (stable)
  • Strong fundamentals with zero debt

🏦 Industry

  • Industry PE at 70.0, slightly lower than SBILIFE
  • Insurance sector growth supported by rising demand
  • Competition from private insurers remains strong

📝 Conclusion

SBILIFE is consolidating near support with oversold RSI, offering short-term bounce potential. However, valuations remain stretched, profit growth slowed, and technical trend is weak below DMA levels. Suitable for cautious swing trades with strict stop-loss; investors should wait for breakout above ₹1,910–₹1,930 before considering fresh positions.

Would you like me to also prepare a swing trade rating (1–5) for SBILIFE, so you can compare short-term technical signals with medium-term trading potential?

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