SBICARD - Swing Trade Analysis with AI Signals
Back to ListHere’s the structured swing trade analysis for SBICARD based on the provided parameters
Swing Trade Rating: 3.9
| Stock Code | SBICARD | Market Cap | 59,480 Cr. | Current Price | 625 ₹ | High / Low | 1,015 ₹ |
| Stock P/E | 27.4 | Book Value | 165 ₹ | Dividend Yield | 0.40 % | ROCE | 10.1 % |
| ROE | 14.7 % | Face Value | 10.0 ₹ | DMA 50 | 636 ₹ | DMA 200 | 739 ₹ |
| Chg in FII Hold | -0.60 % | Chg in DII Hold | 0.28 % | PAT Qtr | 609 Cr. | PAT Prev Qtr | 557 Cr. |
| RSI | 55.0 | MACD | -7.42 | Volume | 5,17,610 | Avg Vol 1Wk | 11,62,955 |
| Low price | 565 ₹ | High price | 1,015 ₹ | PEG Ratio | -20.0 | Debt to equity | 2.80 |
| 52w Index | 13.2 % | Qtr Profit Var | 14.1 % | EPS | 22.8 ₹ | Industry PE | 22.4 |
📊 Analysis: SBICARD presents moderate swing trading potential. Current price (625 ₹) is slightly below DMA 50 (636 ₹) and well below DMA 200 (739 ₹), indicating short-term weakness. RSI at 55 shows neutral momentum, while MACD (-7.42) remains negative, suggesting cautious optimism. Fundamentals like ROE (14.7%) and quarterly PAT growth (+14.1%) provide support.
💰 Optimal Entry: Entry zone lies between 600 ₹ – 615 ₹, near recent support levels.
🔑 Exit Strategy: If already holding, consider exiting around 660 ₹ – 680 ₹, where resistance from DMA 50 and prior price action may limit upside.
✅ Positive
- Quarterly PAT growth of 14.1% (609 Cr vs 557 Cr).
- Strong ROE at 14.7% ensures efficient capital use.
- EPS of 22.8 ₹ supports earnings stability.
⚠️ Limitation
- High debt-to-equity ratio of 2.80 increases leverage risk.
- Negative MACD (-7.42) signals weak momentum.
- Trading below DMA 200 (739 ₹) reflects bearish undertone.
📉 Company Negative News
- Decline in FII holdings (-0.60%) shows reduced foreign investor confidence.
📈 Company Positive News
- DII holdings increased (+0.28%), showing domestic institutional support.
- Quarterly profit growth continues to strengthen fundamentals.
🏭 Industry
- Industry PE at 22.4 indicates sector trades at lower valuations compared to SBICARD (27.4).
- Credit card and financial services sector remains competitive with rising consumer demand.
🔎 Conclusion
⚖️ SBICARD is a fair swing trade candidate with rating 3.9. Entry near 600–615 ₹ offers a risk-managed opportunity, while exits around 660–680 ₹ are advisable if already holding. Momentum indicators remain weak, so upside is capped unless volume improves significantly.
Would you like me to extend this into a peer comparison overlay to benchmark SBICARD against HDFC Bank and ICICI Bank for a clearer sector view?