SBICARD - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | SBICARD | Market Cap | 61,393 Cr. | Current Price | 645 ₹ | High / Low | 1,027 ₹ |
| Stock P/E | 28.3 | Book Value | 165 ₹ | Dividend Yield | 0.39 % | ROCE | 10.1 % |
| ROE | 14.7 % | Face Value | 10.0 ₹ | DMA 50 | 700 ₹ | DMA 200 | 786 ₹ |
| Chg in FII Hold | -0.60 % | Chg in DII Hold | 0.28 % | PAT Qtr | 609 Cr. | PAT Prev Qtr | 557 Cr. |
| RSI | 37.8 | MACD | -12.2 | Volume | 11,96,455 | Avg Vol 1Wk | 28,24,890 |
| Low price | 615 ₹ | High price | 1,027 ₹ | PEG Ratio | -20.7 | Debt to equity | 2.80 |
| 52w Index | 7.18 % | Qtr Profit Var | 14.1 % | EPS | 22.8 ₹ | Industry PE | 19.2 |
📊 SBICARD shows a mix of strengths and weaknesses for swing trading. The RSI at 37.8 suggests the stock is nearing oversold levels, which could trigger a short-term rebound. However, the MACD is negative (-12.2), and the price (645 ₹) is trading below both the 50 DMA (700 ₹) and 200 DMA (786 ₹), indicating bearish momentum. The high debt-to-equity ratio (2.80) adds risk, while valuation remains expensive compared to industry peers.
💡 Optimal Entry Price: Around 620–630 ₹, near the recent low of 615 ₹ where support may hold.
📈 Exit Strategy: If already holding, consider exiting near 700–720 ₹ (50 DMA resistance zone) unless momentum improves significantly.
Positive
- Quarterly profit growth of 14.1% (PAT: 609 Cr vs 557 Cr).
- EPS of 22.8 ₹ supports earnings strength.
- ROE at 14.7% indicates healthy shareholder returns.
Limitation
- High debt-to-equity ratio (2.80) increases financial leverage risk.
- Stock P/E (28.3) is above industry average (19.2), making it relatively expensive.
- Weak technicals: price below both 50 DMA and 200 DMA.
Company Negative News
- Decline in FII holdings (-0.60%) shows reduced foreign investor confidence.
- Trading volume (11.9 lakh) is below 1-week average (28.2 lakh), indicating weaker participation.
Company Positive News
- Strong quarterly profit growth and improved EPS.
- DII holdings increased (+0.28%), showing domestic institutional support.
Industry
- Industry PE is 19.2, lower than SBICARD’s PE, suggesting peers may be more attractively valued.
- Credit card and financial services sector remains growth-oriented but cyclical, sensitive to interest rate changes.
Conclusion
⚖️ SBICARD is a moderate candidate for swing trading. Entry near 620–630 ₹ could provide a rebound opportunity, but upside may be capped around 700–720 ₹ unless momentum strengthens. Risk management is essential due to high debt and weak technical signals.