SBICARD - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.4
| Stock Code | SBICARD | Market Cap | 71,302 Cr. | Current Price | 749 ₹ | High / Low | 1,027 ₹ |
| Stock P/E | 34.1 | Book Value | 155 ₹ | Dividend Yield | 0.33 % | ROCE | 10.4 % |
| ROE | 14.8 % | Face Value | 10.0 ₹ | DMA 50 | 828 ₹ | DMA 200 | 851 ₹ |
| Chg in FII Hold | 0.04 % | Chg in DII Hold | 0.08 % | PAT Qtr | 557 Cr. | PAT Prev Qtr | 445 Cr. |
| RSI | 32.0 | MACD | -30.8 | Volume | 7,00,296 | Avg Vol 1Wk | 24,09,382 |
| Low price | 725 ₹ | High price | 1,027 ₹ | PEG Ratio | 5.85 | Debt to equity | 3.33 |
| 52w Index | 7.89 % | Qtr Profit Var | 45.2 % | EPS | 22.0 ₹ | Industry PE | 18.9 |
📊 SBICARD shows mixed potential for swing trading. The RSI at 32 indicates the stock is oversold, which could attract short-term buyers. However, the MACD is sharply negative (-30.8), suggesting bearish momentum. The current price (749 ₹) is well below both the 50 DMA (828 ₹) and 200 DMA (851 ₹), showing weakness in trend. Strong quarterly profit growth supports fundamentals, but high debt-to-equity and elevated P/E compared to industry peers limit upside.
💡 Optimal Entry Price: Around 730–740 ₹ (close to support zone near 725 ₹).
🚪 Exit Strategy: If already holding, consider exiting near 820–850 ₹ (resistance at DMA levels) or if RSI rises above 60 with weakening momentum.
✅ Positive
- Quarterly profit growth of 45.2% (PAT rose from 445 Cr. to 557 Cr.).
- EPS of 22 ₹ indicates strong earnings power.
- FII and DII holdings both increased slightly, showing institutional confidence.
- Large market cap of 71,302 Cr. provides stability.
⚠️ Limitation
- Trading below both 50 DMA and 200 DMA indicates bearish trend.
- Debt-to-equity ratio of 3.33 is high, raising financial risk.
- P/E of 34.1 is significantly higher than industry PE of 18.9, suggesting overvaluation.
- PEG ratio of 5.85 indicates expensive valuation relative to growth.
📉 Company Negative News
- Weak technical indicators (RSI oversold, MACD strongly negative).
- Low dividend yield (0.33%) limits passive income appeal.
📈 Company Positive News
- Strong quarterly performance with PAT growth of over 100 Cr. sequentially.
- EPS growth supports long-term fundamentals.
🏭 Industry
- Industry PE at 18.9 vs SBICARD’s 34.1 shows premium valuation.
- Credit card and financial services sector remains in growth phase, supported by rising consumer spending.
🔎 Conclusion
SBICARD is a cautious swing trade candidate. Entry near 730–740 ₹ offers a favorable risk-reward setup, but exit should be considered around 820–850 ₹. While fundamentals are strong, technical weakness and high debt levels suggest limited upside in the short term. Best suited for traders who can manage risk and monitor momentum closely.