SBICARD - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 3.3

📊 Analysis: SBICARD shows moderate potential for intraday trading. RSI at 41.5 indicates mildly oversold conditions, while MACD (-8.16) is negative, suggesting short-term bearishness. Current price (₹872) is near 50 DMA (₹874) and above 200 DMA (₹861), reflecting mixed signals with short-term resistance but medium-term support. Volume (9.91L) is slightly above weekly average (8.19L), showing decent participation for intraday moves.

💡 Optimal Buy Price: ₹868–₹874 if price sustains above 200 DMA support.

🎯 Profit Exit Levels: ₹885–₹895 (near resistance zone).

🛡️ Stop-Loss: ₹860 (below 200 DMA support).

⏱️ Intraday Exit Guidance: If already holding, consider exiting near ₹885–₹895 if momentum weakens or volume fails to support breakout. Exit immediately if price drops below ₹860 intraday.

Positive

• 📈 ROE at 14.8%: Reflects healthy equity returns.
• 📊 EPS at ₹20.2: Supports earnings strength.
• 💸 DII holding increased: +0.26% reflects domestic institutional confidence.
• 📈 Price above 200 DMA: Indicates medium-term support.

Limitation

• ⚠️ High P/E ratio: 43.3 vs industry PE of 21.2 highlights overvaluation risk.
• 📉 High debt-to-equity: 3.33 reflects leveraged balance sheet risk.
• 🔻 Negative MACD: Indicates short-term bearish crossover.
• 📉 Low dividend yield: 0.29% offers minimal shareholder return.

Company Negative News

• 📉 FII holding reduced: -0.13% shows foreign investor caution.
• 💸 Quarterly PAT decline: ₹445 Cr vs ₹556 Cr, showing sequential weakness.

Company Positive News

• 📊 Quarterly profit variance: +9.98% YoY growth indicates operational improvement.
• 📈 DII holding increased: +0.26% reflects domestic institutional confidence.

Industry

• 🏭 Industry PE: 21.2, much lower than SBICARD’s 43.3, highlights relative overvaluation.
• 📊 Sector demand: Credit card & NBFC sector remains resilient, supporting long-term growth though intraday momentum is mixed.

Conclusion

⚖️ SBICARD is a moderately good intraday candidate today with support at ₹868–₹874 and resistance near ₹885–₹895. Momentum is weak due to negative MACD, so trades should be cautious with tight stop-losses at ₹860. Suitable for short-term scalping rather than aggressive intraday positioning.

Would you like me to extend this into a peer benchmarking overlay with other NBFC/credit card players (like HDFC Bank, Axis Bank, ICICI Bank Cards) for intraday comparison, or prepare a sector rotation basket for swing setups in financial services?