⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

SBICARD - IntraDay Trade Analysis with Live Signals

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Rating: 2.7

Last Updated Time : 03 May 26, 09:02 am

IntraDay Trade Rating: 2.7

Stock Code SBICARD Market Cap 61,274 Cr. Current Price 644 ₹ High / Low 1,027 ₹
Stock P/E 28.3 Book Value 165 ₹ Dividend Yield 0.39 % ROCE 10.1 %
ROE 14.7 % Face Value 10.0 ₹ DMA 50 702 ₹ DMA 200 788 ₹
Chg in FII Hold -0.60 % Chg in DII Hold 0.28 % PAT Qtr 609 Cr. PAT Prev Qtr 557 Cr.
RSI 37.3 MACD -11.4 Volume 20,71,416 Avg Vol 1Wk 31,01,642
Low price 615 ₹ High price 1,027 ₹ PEG Ratio -20.6 Debt to equity 2.80
52w Index 6.97 % Qtr Profit Var 14.1 % EPS 22.8 ₹ Industry PE 18.2

📉 Optimal Buy Price (Today): 635–642 ₹

🎯 Profit Exit Levels: 655–660 ₹ (short scalp), 670–675 ₹ (extended momentum)

🛑 Stop-Loss: 625 ₹

If Already Holding: Exit near 655–660 ₹ if momentum weakens; tighten stop-loss if price fails to sustain above 640 ₹. Watch RSI recovery above 40 and volume spikes for continuation.

Positive

✔️ PAT growth: 609 Cr vs 557 Cr (14.1% increase)

✔️ EPS improved to 22.8 ₹

✔️ ROE remains healthy at 14.7%

✔️ DII holdings increased (+0.28%)

Limitation

⚠️ RSI at 37.3 shows weak momentum, near oversold but not yet reversing

⚠️ MACD negative (-11.4) indicates bearish bias

⚠️ Price below 50 DMA (702 ₹) and 200 DMA (788 ₹) — strong downtrend

⚠️ Debt-to-equity high at 2.80

Company Negative News

📉 FII holdings declined (-0.60%)

📉 PEG ratio negative (-20.6), poor growth-adjusted valuation

📉 Volume below weekly average (20.7L vs 31L) — weak participation

Company Positive News

📈 Consistent quarterly profit growth

📈 Dividend yield stable at 0.39%

📈 Market cap strong at 61,274 Cr

Industry

🏦 Industry PE at 18.2 vs SBICARD’s 28.3 — relatively expensive

🏦 Sector facing margin pressure due to rising credit costs and fintech competition

Conclusion

🔎 SBICARD is fundamentally stable but technically weak for intraday trades.

Short scalps possible between 635–675 ₹ with strict stop-loss discipline.

Momentum traders should wait for strength above 702–710 ₹ (50 DMA) before considering aggressive positions.

Would you like me to extend this into a peer benchmarking overlay (HDFCBANK, ICICIBANK, BAJAJFINSV) so you can see how SBICARD compares intraday against sector leaders?

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