SBICARD - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 2.8
| Stock Code | SBICARD | Market Cap | 71,302 Cr. | Current Price | 749 ₹ | High / Low | 1,027 ₹ |
| Stock P/E | 34.1 | Book Value | 155 ₹ | Dividend Yield | 0.33 % | ROCE | 10.4 % |
| ROE | 14.8 % | Face Value | 10.0 ₹ | DMA 50 | 828 ₹ | DMA 200 | 851 ₹ |
| Chg in FII Hold | 0.04 % | Chg in DII Hold | 0.08 % | PAT Qtr | 557 Cr. | PAT Prev Qtr | 445 Cr. |
| RSI | 32.0 | MACD | -30.8 | Volume | 7,00,296 | Avg Vol 1Wk | 24,09,382 |
| Low price | 725 ₹ | High price | 1,027 ₹ | PEG Ratio | 5.85 | Debt to equity | 3.33 |
| 52w Index | 7.89 % | Qtr Profit Var | 45.2 % | EPS | 22.0 ₹ | Industry PE | 18.9 |
📊 Analysis: SBICARD is trading at ₹749, well below its 50 DMA (₹828) and 200 DMA (₹851), indicating strong bearish momentum. RSI at 32 suggests oversold conditions, but MACD (-30.8) confirms continued weakness. Current volume (7 lakh) is far below the 1-week average (24 lakh), showing limited intraday participation and weak momentum.
💡 Optimal Buy Price: ₹740–745 if price stabilizes near support.
🎯 Profit-Taking Exit Levels: ₹765–770 (short-term resistance zone).
🛑 Stop-Loss Protection: ₹735 (below immediate support).
⏱️ Intraday Exit Strategy: If already holding, consider exiting near ₹765–770 if RSI recovers above 40 or volume improves. Exit immediately if price breaks below ₹735 with strong selling pressure.
✅ Positive
- Quarterly PAT growth from ₹445 Cr. to ₹557 Cr. (strong 45.2% variation).
- EPS of ₹22.0 indicates solid earnings power.
- FII and DII holdings show marginal increases (0.04% and 0.08%).
⚠️ Limitation
- Stock trading below both 50 DMA and 200 DMA.
- Weak intraday volume compared to average.
- High debt-to-equity ratio of 3.33.
- PEG ratio of 5.85 suggests expensive valuation relative to growth.
📉 Company Negative News
- Dividend yield at only 0.33%, limiting investor returns.
- 52-week performance index at 7.89%, showing underperformance compared to peers.
📈 Company Positive News
- Strong quarterly profit growth and margin expansion.
- ROE at 14.8% reflects efficient capital usage.
🏭 Industry
- Industry PE at 18.9, much lower than SBICARD’s PE of 34.1, indicating overvaluation.
- Credit card and financial services sector remains in demand but faces margin pressures.
🔎 Conclusion
SBICARD shows strong fundamentals but weak technicals for intraday trading. Current momentum is bearish with low volume participation. Traders should only consider buying near ₹740–745 with strict stop-loss at ₹735 and aim for exits around ₹765–770. Risk management is crucial given the negative MACD and weak short-term trend.