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SBICARD - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 4

Last Updated Time : 02 Aug 26, 04:12 pm

Key Parameters

⭐ Technical Rating: 4.0

Stock CodeSBICARD
Market Cap62,847 Cr.
Current Price660 ₹
High / Low965 ₹
Stock P/E27.6
Book Value165 ₹
Dividend Yield0.38 %
ROCE10.1 %
ROE14.7 %
Face Value10.0 ₹
DMA 50631 ₹
DMA 200710 ₹
Chg in FII Hold-0.56 %
Chg in DII Hold0.01 %
PAT Qtr664 Cr.
PAT Prev Qtr609 Cr.
RSI62.7
MACD11.3
Volume9,41,835
Avg Vol 1Wk14,82,451
Low price565 ₹
High price965 ₹
PEG Ratio-20.2
Debt to equity2.80
52w Index23.7 %
Qtr Profit Var19.5 %
EPS23.9 ₹
Industry PE21.2

✅ Positive

The recent quarterly earnings report shows a significant increase in profit (20% YoY) driven by lower credit costs, signaling strong financial performance. Furthermore, the launch of a co-branded card with Google Pay indicates strategic innovation and expansion into digital payments.

⚠️ Limitation

Despite positive earnings, the stock's valuation remains relatively high compared to industry peers (P/E ratio of 27.6), potentially limiting upside growth. The debt-to-equity ratio of 2.80 also represents a moderate level of financial leverage which could be a concern during economic downturns.

📉 Company Negative News

None found

📈 Company Positive News

None found

🏭 Industry

The banking and credit card sector is currently experiencing robust growth, fueled by increasing consumer spending and the adoption of digital payment solutions. Banks are actively investing in technology and expanding their customer bases, presenting opportunities for companies like SBI Cards to capitalize on these trends.

🧾 Conclusion

Based on the chart patterns, the stock appears to be trending upwards with support around 630 ₹ (DMA 50) and resistance at approximately 920 ₹ (previous high). An optimal entry zone could be between 640 ₹ and 650 ₹, anticipating further upward movement. A potential exit zone would be set at 910-930 ₹ as resistance levels are tested. Overall, the stock shows positive momentum due to strong earnings and industry trends, presenting a moderate investment opportunity.

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