ICICIPRULI - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.9
| Stock Code | ICICIPRULI | Market Cap | 94,938 Cr. | Current Price | 656 ₹ | High / Low | 707 ₹ |
| Stock P/E | 68.9 | Book Value | 93.0 ₹ | Dividend Yield | 0.13 % | ROCE | 8.86 % |
| ROE | 7.42 % | Face Value | 10.0 ₹ | DMA 50 | 647 ₹ | DMA 200 | 630 ₹ |
| Chg in FII Hold | -1.67 % | Chg in DII Hold | 1.76 % | PAT Qtr | 390 Cr. | PAT Prev Qtr | 299 Cr. |
| RSI | 54.3 | MACD | -2.26 | Volume | 7,75,261 | Avg Vol 1Wk | 9,01,818 |
| Low price | 517 ₹ | High price | 707 ₹ | PEG Ratio | 4.12 | Debt to equity | 0.19 |
| 52w Index | 73.0 % | Qtr Profit Var | 19.8 % | EPS | 9.53 ₹ | Industry PE | 82.4 |
📊 ICICI Prudential Life Insurance (ICICIPRULI) shows improving profitability and strong institutional support, but high valuation and modest returns limit short-term upside. The RSI at 54.3 indicates neutral momentum, while MACD (-2.26) suggests mild bearishness. The optimal entry price would be around ₹645–₹655, near the DMA support zone. If already holding, consider exiting around ₹690–₹700, close to the resistance near the recent high.
✅ Positive
- Quarterly PAT growth from ₹299 Cr. to ₹390 Cr. (+19.8%) shows strong earnings momentum.
- DII holdings increased (+1.76%), reflecting domestic institutional confidence.
- EPS of ₹9.53 supports earnings visibility.
- Debt-to-equity ratio of 0.19 indicates manageable leverage.
- Stock trading above DMA 50 and DMA 200 shows technical strength.
⚠️ Limitation
- High P/E (68.9) compared to industry PE (82.4) still suggests premium valuation.
- Dividend yield of 0.13% is negligible.
- ROCE (8.86%) and ROE (7.42%) are modest compared to peers.
- PEG ratio of 4.12 indicates limited growth relative to valuation.
- Trading volume lower than weekly average suggests reduced participation.
📉 Company Negative News
- Decline in FII holdings (-1.67%) shows reduced foreign investor confidence.
- High valuation may limit upside potential despite profit growth.
📈 Company Positive News
- Strong quarterly profit growth supports investor confidence.
- DII inflows highlight domestic institutional optimism.
- Stock trading near support levels offers swing trade opportunity.
🏭 Industry
- Insurance sector benefits from rising demand for life and health coverage.
- Industry PE at 82.4 highlights sector-wide premium valuations.
- Sector outlook remains positive with increasing penetration and regulatory support.
🔎 Conclusion
ICICIPRULI is a fundamentally decent company with improving profitability and strong institutional support, but high valuation and modest returns limit short-term upside. For swing trading, entry near ₹645–₹655 is favorable, with an exit target around ₹690–₹700. While fundamentals and industry demand provide confidence, traders should remain cautious about valuation risks and momentum weakness.