ICICIPRULI - Swing Trade Analysis with AI Signals
Last Updated Time : 20 Dec 25, 07:01 am
Back to Swing Trade ListSwing Trade Rating: 3.8
| Stock Code | ICICIPRULI | Market Cap | 94,259 Cr. | Current Price | 651 ₹ | High / Low | 694 ₹ |
| Stock P/E | 71.7 | Book Value | 88.0 ₹ | Dividend Yield | 0.13 % | ROCE | 8.86 % |
| ROE | 7.42 % | Face Value | 10.0 ₹ | DMA 50 | 620 ₹ | DMA 200 | 619 ₹ |
| Chg in FII Hold | 0.03 % | Chg in DII Hold | -0.21 % | PAT Qtr | 299 Cr. | PAT Prev Qtr | 302 Cr. |
| RSI | 59.9 | MACD | 7.57 | Volume | 26,82,876 | Avg Vol 1Wk | 20,20,744 |
| Low price | 517 ₹ | High price | 694 ₹ | PEG Ratio | 4.29 | Debt to equity | 0.20 |
| 52w Index | 76.0 % | Qtr Profit Var | 18.9 % | EPS | 9.08 ₹ | Industry PE | 84.3 |
📊 ICICI Prudential Life Insurance (ICICIPRULI) shows moderate potential for swing trading. The stock is trading above both its 50 DMA (₹620) and 200 DMA (₹619), reflecting technical support. RSI at 59.9 suggests neutral-to-overbought momentum, while MACD positive (7.57) indicates mild bullishness. An optimal entry would be near ₹640–₹650. If already holding, consider exiting around ₹685–₹694, close to its recent high and resistance zone.
Positive
- ✅ Quarterly PAT growth (+18.9% YoY) highlights earnings resilience despite sequential dip.
- ✅ EPS of ₹9.08 supports profitability.
- ✅ FII holdings increased by 0.03%, showing slight foreign investor confidence.
- ✅ Trading above DMA levels indicates technical strength.
- ✅ 52-week performance of 76% reflects strong investor sentiment.
Limitation
- ⚠️ High P/E of 71.7 compared to industry average of 84.3 suggests relative overvaluation against book value (₹88).
- ⚠️ PEG ratio of 4.29 indicates growth is not keeping pace with valuation.
- ⚠️ ROCE (8.86%) and ROE (7.42%) are modest compared to peers.
- ⚠️ Dividend yield of 0.13% is very low, offering limited income support.
- ⚠️ DII holdings dropped by 0.21%, showing reduced domestic institutional interest.
Company Negative News
- ❌ Sequential decline in PAT (₹302 Cr. → ₹299 Cr.) shows short-term earnings pressure.
- ❌ High valuation compared to fundamentals may limit upside potential.
Company Positive News
- 🌟 Strong YoY profit growth boosts investor confidence.
- 🌟 Trading volumes above average (26.8L vs 20.2L) show strong market participation.
- 🌟 Technical support from DMA levels provides stability for swing trades.
Industry
- 🏭 Insurance industry trades at PE of 84.3, higher than ICICIPRULI’s PE of 71.7, suggesting relative undervaluation within the sector.
- 🏭 Sector growth driven by rising insurance penetration and digital adoption supports long-term prospects.
Conclusion
📌 ICICI Prudential Life Insurance is a moderately strong candidate for swing trading, supported by YoY profit growth and technical support above DMA levels. Entry near ₹640–₹650 is optimal, with exit around ₹685–₹694. Traders should be cautious of high valuation, modest ROCE/ROE, and weak dividend yield, but overall fundamentals and industry outlook remain favorable.
I can also prepare a peer comparison with SBI Life or HDFC Life to highlight relative swing trade opportunities in the insurance sector.
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