⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

ICICIPRULI - Swing Trade Analysis with AI Signals

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Rating: 3.5

Last Updated Time : 20 Mar 26, 12:29 pm

Swing Trade Rating: 3.5

Stock Code ICICIPRULI Market Cap 81,501 Cr. Current Price 563 ₹ High / Low 707 ₹
Stock P/E 59.2 Book Value 93.0 ₹ Dividend Yield 0.15 % ROCE 8.86 %
ROE 7.42 % Face Value 10.0 ₹ DMA 50 629 ₹ DMA 200 630 ₹
Chg in FII Hold -1.67 % Chg in DII Hold 1.76 % PAT Qtr 390 Cr. PAT Prev Qtr 299 Cr.
RSI 23.6 MACD -19.1 Volume 15,96,141 Avg Vol 1Wk 12,07,999
Low price 517 ₹ High price 707 ₹ PEG Ratio 3.54 Debt to equity 0.19
52w Index 24.2 % Qtr Profit Var 19.8 % EPS 9.53 ₹ Industry PE 74.7

📊 ICICIPRULI shows improving earnings but weak technicals and stretched valuations. The RSI at 23.6 indicates oversold conditions, suggesting a potential rebound. However, the MACD (-19.1) and price trading below both the 50 DMA (₹629) and 200 DMA (₹630) reflect bearish sentiment. Fundamentals are modest with ROE (7.42%) and ROCE (8.86%), though quarterly PAT growth (+19.8%) is encouraging. Valuation is expensive with a P/E of 59.2 compared to industry P/E of 74.7, and PEG ratio (3.54) suggests limited growth potential.

💡 Optimal Entry Price: ₹555–₹570, near current levels and close to support.

📈 Exit Strategy (if already holding): Consider exiting around ₹620–₹640 (near 50 DMA resistance) unless momentum strengthens further.

✅ Positive

  • Quarterly PAT growth from ₹299 Cr. to ₹390 Cr. (+19.8%).
  • EPS of ₹9.53 shows improving profitability.
  • DII holdings increased (+1.76%), showing domestic institutional support.
  • PEG ratio of 3.54 suggests moderate growth potential.

⚠️ Limitation

  • Low ROE (7.42%) and ROCE (8.86%) indicate weak efficiency.
  • Dividend yield of 0.15% offers minimal income return.
  • Stock trading below both 50 DMA and 200 DMA reflects short-term weakness.
  • Valuation stretched with P/E of 59.2 vs industry P/E of 74.7.

📉 Company Negative News

  • FII holdings declined (-1.67%), showing reduced foreign investor confidence.
  • Weak technical indicators (RSI, MACD, DMA trend) limit short-term upside.

📈 Company Positive News

  • Quarterly profit growth (+19.8%) reflects strong earnings momentum.
  • DII holdings increased (+1.76%), showing domestic support.

🏭 Industry

  • Insurance sector remains resilient with steady demand.
  • Industry P/E at 74.7 makes ICICIPRULI relatively undervalued (P/E 59.2).

🔎 Conclusion

ICICIPRULI is showing earnings improvement but faces weak technicals and stretched valuations. It may be suitable for swing trading if entered near ₹555–₹570, with a target around ₹620–₹640. Traders should monitor RSI recovery and volume trends before committing heavily.

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