ICICIPRULI - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 4.1

📊 Analysis: ICICI Prudential Life (ICICIPRULI) is trading above both its 50 DMA (620 ₹) and 200 DMA (619 ₹), showing medium-term strength. RSI at 59.9 indicates healthy momentum, while MACD at 7.57 reflects bullish bias. Current volume (26,82,876) is higher than average weekly volume (20,20,744), suggesting strong intraday participation. Fundamentals show steady profit growth, though valuations remain stretched with high P/E and PEG ratio.

💡 Optimal Buy Price: Around 645–655 ₹ (near current support zone).

🎯 Profit-Taking Exit Levels: 670 ₹ (first resistance), 685–694 ₹ (extended intraday resistance zone).

🛡️ Stop-Loss / Loss Protection: 635 ₹ (below immediate support).

⏱️ If Already Holding: Consider exiting intraday if price fails to sustain above 651 ₹ with weakening volume or if RSI drops below 57. Momentum exit can be targeted near 670–685 ₹ if volume remains strong and MACD continues positive.

✅ Positive

• 📈 Trading above both 50 DMA and 200 DMA, showing technical strength
• 💰 EPS of 9.08 ₹ supports valuation strength
• 📊 Quarterly PAT steady (299 Cr. vs 302 Cr.)
• 📈 Quarterly profit variation at 18.9% shows earnings momentum
• 🏦 FII holdings increased (+0.03%), showing foreign investor confidence

⚠️ Limitation

• 📉 High P/E (71.7) compared to industry PE (84.3), still at premium valuation
• 📊 PEG ratio of 4.29 indicates overvaluation relative to growth
• 📉 Dividend yield at 0.13% is very low
• 📊 ROCE (8.86%) and ROE (7.42%) are modest compared to peers

🚨 Company Negative News

• 📉 DII holdings reduced (-0.21%), showing domestic investor caution

🌟 Company Positive News

• 📈 Strong quarterly profit variation (18.9%) despite flat PAT
• 📊 Positioned well in insurance sector with growth potential
• 📈 52-week index return of 76.0% highlights sector strength

🏭 Industry

• 📊 Industry PE at 84.3, ICICIPRULI trades slightly below sector average (71.7)
• ⚡ Insurance sector benefiting from rising demand and penetration
• 📈 Sector resilience reflected in strong 52-week performance

📌 Conclusion

ICICIPRULI shows good intraday potential with bullish MACD, strong volume, and RSI near positive territory. Traders can look for entries near 645–655 ₹ with exits around 670–685 ₹. A tight stop-loss at 635 ₹ is recommended. Best suited for cautious intraday trades; long-term investors may continue to hold given sector resilience, though valuations remain stretched.

Would you like me to extend this into a peer benchmarking overlay against other insurance sector stocks (like SBI Life, HDFC Life, and ICICI Lombard) to compare intraday strength, or keep the focus only on ICICIPRULI’s standalone setup?