PNBHOUSING - Swing Trade Analysis

Last Updated Time : 02 Aug 25, 12:58 am

📊 Swing Trade Analysis: PNB Housing Finance Ltd. (PNBHOUSING)

Swing Trade Rating: 2.7

✅ What’s Attractive

Valuation Looks Fair: P/E of 12.9 vs. Industry P/E of 20 signals undervaluation.

Strong Institutional Buying

FII ↑ 2.73%

DII ↑ 8.11% — usually a bullish indicator.

Quarterly Profit Growth: PAT grew by 23.3% despite modest dip from ₹550 Cr. to ₹534 Cr.

Low PEG Ratio (0.40): Signals potentially undervalued relative to growth.

⚠️ Red Flags to Watch

Technical Weakness

RSI at 30.2 → nearing oversold zone, but no reversal signal yet.

MACD at −13.6 → strong negative momentum.

Price Below DMA 50 & Near 200 DMA → trend is bearish.

High Leverage: Debt-to-equity ratio at 3.70 is notably high and limits maneuverability.

Volume Drop: Current volume <50% of 1-week average → weak market participation.

🎯 Optimal Entry Price

Wait & Watch Zone: ₹960–₹980

Near 200 DMA (₹965) — attractive if RSI recovers above 35 and MACD stabilizes.

Look for price base formation and spike in volume before entry.

🧭 Exit Plan (If Holding Already)

Profit Booking Range: ₹1,050–₹1,080

Just below 50 DMA — ideal if bounce occurs with volume and RSI gains.

Stop-Loss: ₹945

Slightly below recent supports and 200 DMA — limits potential downside.

PNBHOUSING has a tug-of-war between fundamentals and technicals — undervaluation and institutional backing vs. weak momentum and leverage. It’s worth tracking for signs of reversal, but not a swing entry just yet. Want to chart it out or compare with sector peers showing stronger setups? I’ve got your back. 🧮📈

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