PNBHOUSING - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.4
| Stock Code | PNBHOUSING | Market Cap | 21,421 Cr. | Current Price | 823 ₹ | High / Low | 1,142 ₹ |
| Stock P/E | 9.53 | Book Value | 690 ₹ | Dividend Yield | 0.61 % | ROCE | 9.46 % |
| ROE | 12.3 % | Face Value | 10.0 ₹ | DMA 50 | 903 ₹ | DMA 200 | 911 ₹ |
| Chg in FII Hold | -1.39 % | Chg in DII Hold | 2.34 % | PAT Qtr | 521 Cr. | PAT Prev Qtr | 626 Cr. |
| RSI | 33.9 | MACD | -35.8 | Volume | 24,22,439 | Avg Vol 1Wk | 13,17,242 |
| Low price | 746 ₹ | High price | 1,142 ₹ | PEG Ratio | 0.29 | Debt to equity | 3.62 |
| 52w Index | 19.4 % | Qtr Profit Var | 10.5 % | EPS | 86.3 ₹ | Industry PE | 16.7 |
📊 PNBHOUSING shows fair fundamentals but weak technicals, making it a cautious candidate for swing trading. The stock is currently at ₹823, trading below both its 50 DMA (₹903) and 200 DMA (₹911), reflecting bearish sentiment. RSI at 33.9 indicates oversold conditions, while MACD at -35.8 confirms downward momentum. With a low P/E (9.53 vs industry 16.7) and strong EPS (₹86.3), valuation looks attractive, but high debt-to-equity (3.62) adds risk. Optimal entry would be in the ₹780–₹800 range. If already holding, exit near ₹900–₹910, where resistance from DMA levels is expected.
✅ Positive
- Low P/E of 9.53 compared to industry PE of 16.7 suggests undervaluation.
- EPS of ₹86.3 supports earnings strength.
- DII holdings increased (+2.34%), showing strong domestic institutional support.
- Dividend yield of 0.61% provides modest returns.
- Strong trading volume above weekly average indicates active participation.
⚠️ Limitation
- High debt-to-equity ratio (3.62) adds financial risk.
- Stock trading below both 50 DMA and 200 DMA shows technical weakness.
- ROCE (9.46%) and ROE (12.3%) are modest compared to peers.
- MACD negative (-35.8), confirming bearish momentum.
📉 Company Negative News
- Quarterly PAT declined from ₹626 Cr. to ₹521 Cr.
- FII holdings decreased (-1.39%), showing reduced foreign investor confidence.
📈 Company Positive News
- DII inflows (+2.34%) reflect confidence from domestic institutions.
- EPS of ₹86.3 highlights strong earnings power.
- Valuation attractive compared to industry PE.
🏭 Industry
- Industry PE at 16.7 is higher than PNBHOUSING’s 9.53, suggesting undervaluation.
- Housing finance sector demand remains cyclical but supported by urban housing growth.
🔎 Conclusion
PNBHOUSING is a moderate swing candidate with attractive valuation but weak technicals and high debt risk. Entry near ₹780–₹800 offers margin of safety. Exit around ₹900–₹910 is advisable if already holding, as resistance is expected near DMA levels. Risk management is essential due to debt burden and bearish momentum indicators.