PNBHOUSING - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.7
| Stock Code | PNBHOUSING | Market Cap | 26,152 Cr. | Current Price | 1,004 ₹ | High / Low | 1,136 ₹ |
| Stock P/E | 11.2 | Book Value | 738 ₹ | Dividend Yield | 0.50 % | ROCE | 10.6 % |
| ROE | 12.9 % | Face Value | 10.0 ₹ | DMA 50 | 987 ₹ | DMA 200 | 928 ₹ |
| Chg in FII Hold | -0.62 % | Chg in DII Hold | 1.05 % | PAT Qtr | 649 Cr. | PAT Prev Qtr | 521 Cr. |
| RSI | 49.3 | MACD | -4.35 | Volume | 2,72,536 | Avg Vol 1Wk | 9,08,324 |
| Low price | 730 ₹ | High price | 1,136 ₹ | PEG Ratio | 0.37 | Debt to equity | 2.76 |
| 52w Index | 67.5 % | Qtr Profit Var | 14.4 % | EPS | 89.3 ₹ | Industry PE | 15.5 |
Analysis: PNBHOUSING shows fair swing trade potential. The RSI at 49.3 indicates neutral momentum, while MACD at -4.35 reflects mild bearishness. Current price (1,004 ₹) is above both 50 DMA (987 ₹) and 200 DMA (928 ₹), showing medium-term strength. Valuation is attractive with a P/E of 11.2 compared to industry average of 15.5, and strong EPS of ₹89.3 supports earnings quality. ROE (12.9%) and ROCE (10.6%) are decent, though debt-to-equity ratio at 2.76 raises leverage concerns. PAT improved sequentially (₹649 Cr vs ₹521 Cr), showing operational growth.
Optimal Entry Price: Around 980–990 ₹, near 50 DMA support.
Exit Strategy: If already holding, consider profit booking near 1,070–1,100 ₹ resistance, or trail stop-loss below 950 ₹.
✅ Positive
- 📈 PAT growth from ₹521 Cr. to ₹649 Cr. sequentially.
- 📊 EPS of ₹89.3 indicates strong profitability.
- 💰 Dividend yield of 0.50% adds investor appeal.
- 📈 DII holding increased (+1.05%), showing domestic institutional confidence.
⚠️ Limitation
- ⚠️ Debt-to-equity ratio high at 2.76, raising leverage risk.
- 📉 RSI neutral and MACD negative, showing weak momentum.
- 📊 Volume lower than weekly average, indicating reduced trading activity.
📉 Company Negative News
- 📉 FII holding decreased (-0.62%), showing reduced foreign investor confidence.
- ⚠️ Leverage remains high compared to peers.
📈 Company Positive News
- 📈 PAT improvement quarter-on-quarter.
- 📊 DII holding increased, reflecting domestic support.
🏭 Industry
- 🏦 Industry P/E at 15.5, slightly higher than PNBHOUSING’s 11.2, suggesting undervaluation.
- 📊 Housing finance sector benefits from rising demand but faces interest rate sensitivity.
🔎 Conclusion
⚖️ PNBHOUSING is a fair swing trade candidate with attractive valuation and improving profitability. Entry near 980–990 ₹ offers favorable risk-reward, while exit should be considered around 1,070–1,100 ₹. High leverage and neutral momentum warrant caution for short-term traders.
Would you like me to extend this into a long-term investment analysis with ROE/ROCE, PEG ratio, and sector benchmarking, or keep the focus strictly on swing trading analysis?