PNBHOUSING - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.4
| Stock Code | PNBHOUSING | Market Cap | 20,568 Cr. | Current Price | 788 ₹ | High / Low | 1,142 ₹ |
| Stock P/E | 9.16 | Book Value | 690 ₹ | Dividend Yield | 0.63 % | ROCE | 9.46 % |
| ROE | 12.3 % | Face Value | 10.0 ₹ | DMA 50 | 837 ₹ | DMA 200 | 886 ₹ |
| Chg in FII Hold | -1.39 % | Chg in DII Hold | 2.34 % | PAT Qtr | 521 Cr. | PAT Prev Qtr | 626 Cr. |
| RSI | 44.1 | MACD | -19.8 | Volume | 8,90,762 | Avg Vol 1Wk | 8,74,746 |
| Low price | 730 ₹ | High price | 1,142 ₹ | PEG Ratio | 0.27 | Debt to equity | 3.62 |
| 52w Index | 14.2 % | Qtr Profit Var | 10.5 % | EPS | 86.3 ₹ | Industry PE | 13.8 |
📊 PNBHOUSING shows moderate potential for swing trading. The fundamentals are decent with ROE 12.3%, ROCE 9.46%, and EPS of ₹86.3, while valuation looks attractive (P/E 9.16 vs industry 13.8). However, high debt-to-equity (3.62) raises risk, and technical indicators are weak: RSI at 44.1 is neutral, MACD is negative, and the stock trades below both 50 DMA and 200 DMA. The optimal entry price would be near ₹760–₹770, close to support levels. If already holding, consider exiting around ₹830–₹850, where resistance from the 50 DMA is expected.
✅ Positive
- Attractive valuation: P/E 9.16 is lower than industry average (13.8).
- EPS at ₹86.3 shows strong earnings capacity.
- DII holdings increased (+2.34%), reflecting domestic institutional support.
- Dividend yield of 0.63% provides some passive income.
⚠️ Limitation
- High debt-to-equity ratio (3.62) increases financial risk.
- Stock trading below both 50 DMA (₹837) and 200 DMA (₹886), signaling bearish trend.
- FII holdings decreased (-1.39%), showing reduced foreign investor confidence.
- ROCE at 9.46% is modest compared to peers.
📉 Company Negative News
- Quarterly PAT declined from ₹626 Cr. to ₹521 Cr. (-10.5%).
- MACD negative (-19.8) indicates weak momentum.
- Stock has fallen significantly from its 52-week high of ₹1,142.
📈 Company Positive News
- Strong EPS supports valuation strength.
- DII inflows provide institutional backing.
- Dividend yield adds investor appeal.
🏭 Industry
- Industry P/E at 13.8 is higher than PNBHOUSING’s 9.16, suggesting undervaluation.
- Housing finance industry benefits from rising demand for real estate, though interest rate cycles impact profitability.
📝 Conclusion
PNBHOUSING is a moderately good swing trade candidate with attractive valuation but weak technicals and high debt risk. Entry is advisable near ₹760–₹770, with exit around ₹830–₹850 if already holding. Long-term investors should monitor debt levels and profitability trends before committing significant exposure.