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PNBHOUSING - IntraDay Trade Analysis with Live Signals

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Rating: 3.4

Last Updated Time : 04 Feb 26, 05:34 am

IntraDay Trade Rating: 3.4

Stock Code PNBHOUSING Market Cap 21,421 Cr. Current Price 823 ₹ High / Low 1,142 ₹
Stock P/E 9.53 Book Value 690 ₹ Dividend Yield 0.61 % ROCE 9.46 %
ROE 12.3 % Face Value 10.0 ₹ DMA 50 903 ₹ DMA 200 911 ₹
Chg in FII Hold -1.39 % Chg in DII Hold 2.34 % PAT Qtr 521 Cr. PAT Prev Qtr 626 Cr.
RSI 33.9 MACD -35.8 Volume 24,22,439 Avg Vol 1Wk 13,17,242
Low price 746 ₹ High price 1,142 ₹ PEG Ratio 0.29 Debt to equity 3.62
52w Index 19.4 % Qtr Profit Var 10.5 % EPS 86.3 ₹ Industry PE 16.7

📊 Analysis: PNBHOUSING is trading at ₹823, well below its 50 DMA (₹903) and 200 DMA (₹911), indicating short-term weakness. RSI at 33.9 suggests oversold conditions, while MACD (-35.8) confirms bearish momentum. Volume is significantly higher than the weekly average, showing strong intraday participation. The stock offers cautious intraday opportunities but requires strict stop-loss discipline due to weak technicals and high debt levels.

💡 Optimal Buy Price: ₹815–820 (near support zone, risk-managed entry).

🎯 Profit-Taking Levels: ₹835–845 (first resistance), ₹860 (secondary resistance if momentum sustains).

🛡️ Stop-Loss / Loss Protection: ₹805 (below intraday support).

⏱️ If Already Holding: Exit near ₹835–845 if momentum stalls. If price sustains above ₹845 with strong volume, hold for ₹860. Exit immediately if price breaks below ₹805 with heavy selling pressure.


Positive

  • EPS at ₹86.3 reflects strong profitability.
  • Dividend yield of 0.61% adds investor appeal.
  • DII holding increased (+2.34%), showing domestic institutional support.
  • Quarterly profit variation at +10.5% shows operational improvement despite lower PAT.

Limitation

  • Stock trading below both 50 DMA and 200 DMA indicates weak trend.
  • High debt-to-equity ratio (3.62) raises financial risk.
  • ROCE (9.46%) is modest compared to peers.
  • MACD strongly negative, showing bearish undertone.

Company Negative News

  • Quarterly PAT declined to ₹521 Cr. vs ₹626 Cr. previously.
  • FII holding decreased (-1.39%), showing reduced foreign investor confidence.

Company Positive News

  • DII holding increased (+2.34%), reflecting strong domestic institutional support.
  • EPS and book value provide margin of safety relative to current price.

Industry

  • Industry PE at 16.7, higher than PNBHOUSING’s 9.53, suggesting undervaluation.
  • Housing finance sector remains cyclical but supported by credit demand and government housing initiatives.

Conclusion

⚖️ PNBHOUSING presents cautious intraday potential with oversold conditions and strong volume. Entry near ₹815–820 with exit around ₹835–845 is advisable. If momentum sustains, ₹860 is achievable. Strict stop-loss at ₹805 is essential to manage risk. Suitable for disciplined intraday traders.

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