PNBHOUSING - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.3
| Stock Code | PNBHOUSING | Market Cap | 21,001 Cr. | Current Price | 806 ₹ | High / Low | 1,142 ₹ |
| Stock P/E | 9.35 | Book Value | 690 ₹ | Dividend Yield | 0.62 % | ROCE | 9.46 % |
| ROE | 12.3 % | Face Value | 10.0 ₹ | DMA 50 | 839 ₹ | DMA 200 | 887 ₹ |
| Chg in FII Hold | -1.39 % | Chg in DII Hold | 2.34 % | PAT Qtr | 521 Cr. | PAT Prev Qtr | 626 Cr. |
| RSI | 48.6 | MACD | -21.3 | Volume | 10,50,686 | Avg Vol 1Wk | 9,05,337 |
| Low price | 730 ₹ | High price | 1,142 ₹ | PEG Ratio | 0.28 | Debt to equity | 3.62 |
| 52w Index | 18.6 % | Qtr Profit Var | 10.5 % | EPS | 86.3 ₹ | Industry PE | 14.1 |
⚡ Analysis: PNBHOUSING shows fair fundamentals with ROE (12.3%) and ROCE (9.46%). EPS (86.3 ₹) is strong, and valuation looks attractive with a low P/E (9.35) compared to industry PE (14.1). PEG ratio (0.28) suggests undervaluation. However, quarterly PAT declined (521 Cr. vs 626 Cr.), showing earnings pressure. Intraday momentum is weak: RSI (48.6) is neutral and MACD (-21.3) is bearish. Current price (806 ₹) is below both 50 DMA (839 ₹) and 200 DMA (887 ₹), reflecting technical weakness. Volume is above average, offering liquidity for intraday trades.
💹 Optimal Buy Price: 795 ₹ – 805 ₹ (near support zone)
🎯 Profit-Taking Levels: 825 ₹ – 840 ₹ (short-term resistance)
🛡️ Stop-Loss: 780 ₹ (below intraday support)
📈 If Already Holding: Exit intraday if price fails to sustain above 810 ₹ or if MACD continues weakening. Book profits near 830 ₹ – 840 ₹ or cut losses if price slips under 785 ₹.
Positive
- 📊 EPS (86.3 ₹) remains strong.
- 📈 Attractive valuation with P/E (9.35) below industry average (14.1).
- 💡 DII holdings increased (+2.34%), showing domestic institutional support.
- ⚡ PEG ratio (0.28) suggests undervaluation and growth potential.
Limitation
- ⚠️ RSI (48.6) and MACD (-21.3) show weak momentum.
- 📉 Price below both 50 DMA and 200 DMA, reflecting technical weakness.
- ⏳ High debt-to-equity ratio (3.62), increasing leverage risk.
Company Negative News
- ❌ Quarterly PAT dropped from 626 Cr. to 521 Cr.
- 📉 FII holdings decreased (-1.39%), showing reduced foreign confidence.
Company Positive News
- ✅ EPS remains strong despite profit decline.
- 💡 DII stake increased significantly (+2.34%), showing domestic confidence.
Industry
- 🏭 Industry PE is 14.1, while PNBHOUSING trades at 9.35, suggesting undervaluation.
- 📊 Housing finance sector sentiment remains stable, supporting long-term outlook.
Conclusion
⚖️ PNBHOUSING is a moderate intraday candidate with strong valuation appeal and liquidity. However, weak momentum indicators, declining profits, and high leverage limit upside potential. Suitable for disciplined intraday trades with strict stop-loss and profit booking near resistance levels.
Would you like me to extend this into a peer benchmarking overlay comparing PNBHOUSING with other housing finance peers (like LIC Housing, CanFin Homes, or HDFC Ltd.) to highlight whether intraday opportunities are stronger elsewhere in the sector?