PNB - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 4.0
| Stock Code | PNB | Market Cap | 1,25,905 Cr. | Current Price | 110 ₹ | High / Low | 135 ₹ |
| Stock P/E | 7.45 | Book Value | 124 ₹ | Dividend Yield | 2.74 % | ROCE | 6.09 % |
| ROE | 12.5 % | Face Value | 2.00 ₹ | DMA 50 | 108 ₹ | DMA 200 | 112 ₹ |
| Chg in FII Hold | 0.46 % | Chg in DII Hold | -0.04 % | PAT Qtr | 5,225 Cr. | PAT Prev Qtr | 5,100 Cr. |
| RSI | 57.8 | MACD | 0.50 | Volume | 1,91,24,314 | Avg Vol 1Wk | 2,11,15,323 |
| Low price | 98.5 ₹ | High price | 135 ₹ | PEG Ratio | 0.08 | Debt to equity | 12.6 |
| 52w Index | 30.2 % | Qtr Profit Var | 14.4 % | EPS | 14.7 ₹ | Industry PE | 8.59 |
📊 PNB shows improving fundamentals with PAT growth (+14.4%) and EPS of 14.7 ₹. Valuation remains attractive with a low P/E (7.45 vs industry 8.59) and dividend yield of 2.74%. Technicals are neutral to mildly bullish with RSI at 57.8 and MACD slightly positive (0.50). The stock trades close to both 50 DMA (108 ₹) and 200 DMA (112 ₹), suggesting consolidation. High debt-to-equity (12.6) is a structural risk, but strong quarterly profits support momentum.
💡 Optimal Entry Price: Around 106–110 ₹ (near 50 DMA support).
🚪 Exit Strategy: If already holding, consider booking profits near 128–132 ₹ (resistance zone) or trail stop-loss at 102 ₹ to protect downside.
🌟 Positive
- 📈 Low P/E (7.45) compared to industry average (8.59).
- 💰 Attractive dividend yield (2.74%).
- 📊 PAT growth (5,225 Cr vs 5,100 Cr, +14.4%).
- 📉 FII holdings increased (+0.46%), showing foreign investor confidence.
⚠️ Limitation
- 📌 High debt-to-equity ratio (12.6) indicates leverage risk.
- 📌 ROCE (6.09%) is modest compared to peers.
- 📌 DII holdings decreased (-0.04%), showing mixed sentiment.
- 📌 RSI near 58 suggests limited upside before overbought zone.
📰 Company Negative News
- No major negative news reported, but leverage remains a structural concern.
📰 Company Positive News
- Strong quarterly profit growth and stable earnings visibility.
- Dividend payouts support investor sentiment.
🏭 Industry
- Industry P/E at 8.59, highlighting PNB’s fair valuation.
- Banking sector benefits from credit growth and government support, though NPA risks persist.
✅ Conclusion
PNB is fundamentally undervalued with improving earnings, making it a good candidate for swing trading. Entry near 106–110 ₹ offers favorable risk-reward, while profit booking near 128–132 ₹ is prudent. High leverage remains a key risk, so disciplined stop-loss management is essential.
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