PNB - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.5
| Stock Code | PNB | Market Cap | 1,22,526 Cr. | Current Price | 107 ₹ | High / Low | 135 ₹ |
| Stock P/E | 7.25 | Book Value | 124 ₹ | Dividend Yield | 2.81 % | ROCE | 6.09 % |
| ROE | 12.5 % | Face Value | 2.00 ₹ | DMA 50 | 109 ₹ | DMA 200 | 113 ₹ |
| Chg in FII Hold | 0.46 % | Chg in DII Hold | -0.04 % | PAT Qtr | 5,225 Cr. | PAT Prev Qtr | 5,100 Cr. |
| RSI | 50.5 | MACD | -1.65 | Volume | 1,26,40,179 | Avg Vol 1Wk | 2,00,39,117 |
| Low price | 98.5 ₹ | High price | 135 ₹ | PEG Ratio | 0.08 | Debt to equity | 12.6 |
| 52w Index | 22.2 % | Qtr Profit Var | 14.4 % | EPS | 14.7 ₹ | Industry PE | 7.92 |
Analysis:
PNB is trading at 107 ₹, below both DMA 50 (109 ₹) and DMA 200 (113 ₹), showing short-term weakness. RSI at 50.5 indicates neutral momentum, while MACD at -1.65 suggests mild bearishness. Volume (1,26,40,179) is significantly below the 1-week average (2,00,39,117), reflecting reduced participation. Fundamentally, the bank remains strong with low P/E (7.25 vs industry 7.92) and steady EPS (₹14.7), but high leverage (Debt-to-equity 12.6) limits conviction for intraday trading.
Optimal Buy Price:
Entry zone: 105–107 ₹ if price stabilizes with rising volume.
Exit Levels:
- Profit-taking: 112–115 ₹ (near-term resistance)
- Stop-loss: 103 ₹ (below intraday support)
If Already Holding:
Exit intraday if price fails to hold above 105 ₹ or if MACD weakens further. Trail stop-loss to 107 ₹ once price moves above 112 ₹.
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Positive
- Attractive valuation (P/E 7.25 vs industry 7.92)
- Dividend yield at 2.81% supports income investors
- EPS at ₹14.7 provides earnings comfort
- Quarterly PAT growth (5,100 Cr. → 5,225 Cr.) shows steady improvement
Limitation
- High debt-to-equity (12.6) indicates significant leverage risk
- ROCE at 6.09% is weak compared to peers
- Price trading below both DMA 50 and DMA 200 signals technical weakness
- Volume below average reduces intraday conviction
Company Negative News
- DII holding reduced (-0.04%), showing weaker domestic sentiment
- Technical indicators (MACD negative) limit upside
Company Positive News
- FII inflows (+0.46%) reflect foreign investor confidence
- PAT growth of 14.4% supports fundamentals
- Dividend yield provides steady returns
Industry
- Industry PE at 7.92 highlights sector trading at fair multiples
- Banking sector supported by credit growth but pressured by asset quality concerns
- Competitive landscape with PSU peers trading at similar valuations
Conclusion
PNB is fundamentally stable but intraday signals remain neutral to mildly bearish. Optimal buy near 105–107 ₹ with profit exits around 112–115 ₹. Stop-loss at 103 ₹ is essential. Existing holders should trail stops and monitor MACD/volume closely for intraday exit signals.
This structured HTML report captures PNB’s intraday setup with clear entry/exit logic. Would you like me to extend this into a comparative overlay vs peers like SBI and Bank of Baroda for sharper benchmarking?