⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

NIVABUPA - Swing Trade Analysis with AI Signals

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Rating: 2.4

Last Updated Time : 20 Mar 26, 12:30 pm

📊 Swing Trade Rating: 2.4

Stock Code NIVABUPA Market Cap 12,977 Cr. Current Price 69.9 ₹ High / Low 95.2 ₹
Book Value 20.6 ₹ Dividend Yield 0.00 % ROCE 7.45 % ROE 8.18 %
Face Value 10.0 ₹ DMA 50 74.7 ₹ DMA 200 77.4 ₹ Chg in FII Hold -0.41 %
Chg in DII Hold 0.73 % PAT Qtr -87.6 Cr. PAT Prev Qtr -35.3 Cr. RSI 33.6
MACD -1.54 Volume 9,81,925 Avg Vol 1Wk 56,34,775 Low price 61.0 ₹
High price 95.2 ₹ Debt to equity 0.07 52w Index 26.0 % Qtr Profit Var -762 %
EPS -0.03 ₹ Industry PE 32.6

Analysis: NIVABUPA trades at 69.9 ₹, below both its 50 DMA (74.7 ₹) and 200 DMA (77.4 ₹), reflecting bearish momentum. RSI at 33.6 suggests the stock is nearing oversold territory, while MACD (-1.54) confirms negative sentiment. The company has weak fundamentals with ROCE (7.45%) and ROE (8.18%), alongside losses in quarterly PAT (-87.6 Cr. vs -35.3 Cr.). EPS is negative (-0.03 ₹), and dividend yield is 0.00%, offering no income support. Despite trading near its 52-week low (61.0 ₹), the stock remains a poor candidate for swing trading due to weak financials and technicals.

Optimal Entry Price: Around 65–68 ₹, closer to the support zone near the 52-week low.

Exit Strategy (if already holding): Consider exiting near 75–78 ₹ (DMA resistance zone) if recovery occurs. Place a stop-loss below 62 ₹ to avoid deeper downside.


✅ Positive

  • Book value of 20.6 ₹ is higher than current price, suggesting undervaluation on paper.
  • Debt-to-equity ratio of 0.07 indicates low leverage.
  • DII holdings increased (+0.73%), showing some domestic support.

⚠️ Limitation

  • Negative EPS (-0.03 ₹) reflects losses.
  • Weak fundamentals with low ROCE (7.45%) and ROE (8.18%).
  • No dividend yield (0.00%), limiting investor appeal.
  • Stock trades below both 50 DMA and 200 DMA, showing weak momentum.

📉 Company Negative News

  • Quarterly PAT worsened (-87.6 Cr. vs -35.3 Cr.), showing deepening losses.
  • FII holdings decreased (-0.41%), reflecting reduced foreign confidence.

📈 Company Positive News

  • DII holdings increased (+0.73%), showing domestic institutional interest.
  • Book value remains higher than current market price.

🏭 Industry

  • Industry P/E is 32.6, but NIVABUPA has no meaningful P/E due to losses.
  • Insurance sector benefits from long-term demand growth but faces profitability and regulatory challenges.

🔎 Conclusion

NIVABUPA is financially weak with negative returns and worsening losses, making it a poor swing trade candidate. Entry near 65–68 ₹ may be considered for speculative traders, with exit around 75–78 ₹ if recovery occurs. Stop-loss at 62 ₹ is essential. Long-term investors should be cautious given the company’s weak fundamentals and lack of profitability.

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