⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

NIVABUPA - IntraDay Trade Analysis with Live Signals

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Rating: 2.9

Last Updated Time : 19 Mar 26, 11:40 am

IntraDay Trade Rating: 2.9

Stock Code NIVABUPA Market Cap 13,239 Cr. Current Price 71.6 ₹ High / Low 95.2 ₹
Book Value 20.6 ₹ Dividend Yield 0.00 % ROCE 7.45 % ROE 8.18 %
Face Value 10.0 ₹ DMA 50 74.9 ₹ DMA 200 77.5 ₹ Chg in FII Hold -0.41 %
Chg in DII Hold 0.73 % PAT Qtr -87.6 Cr. PAT Prev Qtr -35.3 Cr. RSI 39.2
MACD -1.46 Volume 26,12,947 Avg Vol 1Wk 60,13,904 Low price 61.0 ₹
High price 95.2 ₹ Debt to equity 0.07 52w Index 30.9 % Qtr Profit Var -762 %
EPS -0.03 ₹ Industry PE 33.4

📊 Analysis: NIVABUPA is trading at ₹71.6, below both its 50 DMA (₹74.9) and 200 DMA (₹77.5), reflecting bearish sentiment. RSI at 39.2 indicates weak momentum, while MACD (-1.46) confirms negative bias. Intraday volume (26.1 lakh) is significantly lower than the 1-week average (60.1 lakh), showing reduced participation. Fundamentals are weak with negative EPS (-₹0.03), ROE 8.18%, and ROCE 7.45%. PAT worsened from -₹35.3 Cr. to -₹87.6 Cr., highlighting financial stress. Valuation is unattractive with no P/E and no dividend yield.

💰 Optimal Buy Price: Intraday entry is risky; speculative accumulation may be considered near ₹71–72 only for short scalps.

🎯 Exit Levels:

- Profit-taking: ₹73 – ₹74 (near-term resistance)

- Stop-loss: ₹70 (below intraday support)

⏱️ If Already Holding: Exit should be considered if price fails to hold above ₹71 or if RSI drops further below 38 intraday. Watch for volume spikes near ₹73–74 to book profits intraday.


Positive

  • Book value of ₹20.6 provides some valuation cushion.
  • DII holding increased (+0.73%), showing domestic institutional support.
  • Debt-to-equity ratio at 0.07 indicates low leverage.

Limitation

  • Negative EPS (-₹0.03) reflects weak profitability.
  • Trading below both 50 DMA and 200 DMA shows bearish sentiment.
  • No dividend yield reduces investor appeal.
  • Intraday volume significantly below average, reducing trading strength.

Company Negative News

  • Quarterly PAT worsened from -₹35.3 Cr. to -₹87.6 Cr.
  • FII holding decreased (-0.41%), showing reduced foreign investor confidence.

Company Positive News

  • Quarterly profit variation (+762%) reflects volatility but signals potential turnaround attempts.
  • 52-week index return of 30.9% shows some investor interest despite losses.

Industry

  • Industry PE at 33.4 highlights that profitable peers are more attractive.
  • Insurance sector benefits from long-term demand growth but is sensitive to claims ratios and regulatory changes.

Conclusion

⚠️ NIVABUPA shows weak fundamentals and bearish technicals, making it a risky intraday candidate. Traders may attempt speculative scalps near ₹71–72 with profit targets around ₹73–74, but strict stop-loss at ₹70 is essential. Conservative traders should avoid fresh entries until the stock shows sustained recovery above ₹75 with improved momentum.

Would you like me to extend this into a peer benchmarking overlay comparing NIVABUPA with ICICI Lombard, SBI Life, and HDFC Life to highlight relative intraday strength and sector rotation opportunities within the insurance sector?

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