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NIVABUPA - Technical Analysis with Chart Patterns & Indicators

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Rating: 2.8

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 2.8

Stock Code NIVABUPA Market Cap 14,343 Cr. Current Price 77.5 ₹ High / Low 95.2 ₹
Book Value 0.00 ₹ Dividend Yield 0.00 % ROCE 7.45 % ROE 8.18 %
Face Value 10.0 ₹ DMA 50 76.9 ₹ DMA 200 78.5 ₹ Chg in FII Hold -0.41 %
Chg in DII Hold 0.73 % PAT Qtr -87.6 Cr. PAT Prev Qtr -35.3 Cr. RSI 52.2
MACD 0.47 Volume 7,52,223 Avg Vol 1Wk 17,46,833 Low price 61.0 ₹
High price 95.2 ₹ 52w Index 48.2 % Qtr Profit Var -762 % EPS -0.03 ₹
Industry PE 33.2

📊 Chart & Trend Analysis:

NIVABUPA is trading at ₹77.5, hovering around its 50 DMA (₹76.9) and 200 DMA (₹78.5), indicating sideways consolidation. RSI at 52.2 suggests neutral momentum, neither overbought nor oversold. MACD at 0.47 shows a mild positive crossover, but the signal is weak. Bollinger Bands place price near the mid-range, reflecting consolidation. Current volume (7.5 lakh) is significantly lower than the 1-week average (17.4 lakh), showing reduced participation and weak conviction.

📈 Momentum Signals:

- RSI neutral, showing lack of strong momentum.

- MACD mildly positive, but not convincing.

- Price near both 50 & 200 DMA indicates sideways consolidation.

- Low volume suggests weak investor interest.

🎯 Optimal Entry & Exit Zones:

- Entry Zone: ₹75 – ₹78 (near DMA support).

- Exit Zone: ₹90 – ₹95 (resistance near recent highs).

- Stop Loss: ₹72 (below key support).

📌 Trend Status: The stock is consolidating, showing weak momentum and struggling to break resistance levels.


Positive

  • DII holding increased (+0.73%), showing domestic institutional support.
  • Price holding near DMA levels indicates technical stability.

Limitation

  • Negative EPS (-₹0.03) reflects weak profitability.
  • ROCE (7.45%) and ROE (8.18%) are modest compared to peers.
  • No dividend yield, limiting income appeal.
  • Low trading volume compared to average shows weak investor conviction.

Company Negative News

  • Quarterly PAT declined sharply to -₹87.6 Cr. from -₹35.3 Cr., showing worsening losses.
  • FII holding decreased (-0.41%), signaling reduced foreign investor confidence.
  • Quarterly profit variation (-762%) highlights severe earnings pressure.

Company Positive News

  • DII inflows reflect confidence from domestic institutions despite weak fundamentals.

Industry

  • Industry P/E at 33.2 highlights sector peers trading at higher valuations, while NIVABUPA remains loss-making.
  • Insurance and healthcare sector remains resilient, supported by rising demand for health coverage and government initiatives.

Conclusion

⚖️ NIVABUPA is consolidating with weak momentum, trading near DMA levels but showing poor fundamentals with negative EPS and widening losses. While domestic institutional support provides some cushion, declining FII interest and severe profit pressure weigh heavily on sentiment. Short-term traders may consider entry near ₹75–₹78 with exits around ₹90–₹95, while long-term investors should wait for earnings recovery and stronger fundamentals before fresh accumulation.

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