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NIVABUPA - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.9

Last Updated Time : 24 May 26, 10:27 pm

Technical Rating: 3.9

Stock Code NIVABUPA Market Cap 15,909 Cr. Current Price 86.0 ₹ High / Low 94.0 ₹
Stock P/E 122 Book Value 20.5 ₹ Dividend Yield 0.00 % ROCE 3.45 %
ROE 3.82 % Face Value 10.0 ₹ DMA 50 78.2 ₹ DMA 200 77.5 ₹
Chg in FII Hold 0.29 % Chg in DII Hold 0.45 % PAT Qtr 345 Cr. PAT Prev Qtr -87.6 Cr.
RSI 69.3 MACD 1.88 Volume 61,83,271 Avg Vol 1Wk 28,86,350
Low price 67.5 ₹ High price 94.0 ₹ PEG Ratio 0.95 Debt to equity 0.07
52w Index 69.8 % Qtr Profit Var 67.5 % EPS 0.71 ₹ Industry PE 42.8

📊 Chart Analysis: NIVABUPA is trading at ₹86.0, above both the 50 DMA (₹78.2) and 200 DMA (₹77.5), confirming a short-term bullish trend. RSI at 69.3 indicates the stock is approaching overbought territory. MACD at 1.88 shows a positive crossover, supporting bullish momentum. Bollinger Bands suggest widening volatility as price nears the upper band. Current volume (61,83,271) is significantly higher than the 1-week average (28,86,350), signaling strong buying interest.

📈 Momentum Signals: Short-term momentum is bullish, supported by volume surge and MACD crossover. However, RSI near 70 warns of potential overbought conditions and possible pullback.

💹 Entry & Exit Zones:

  • Optimal Entry: ₹82–₹84 (support near 50 DMA)
  • 🚀 Target Exit: ₹92–₹94 (resistance near recent highs)
  • ⚠️ Stop Loss: ₹80 (below short-term support)

🔎 Trend Status: The stock is trending upward with strong momentum, but near-term consolidation or reversal risk exists due to overbought RSI levels.


Positive

  • 📌 Strong quarterly turnaround with PAT of 345 Cr vs previous loss of -87.6 Cr.
  • 📌 EPS growth supported by profit variation of 67.5%.
  • 📌 FII (+0.29%) and DII (+0.45%) holdings increased, showing institutional confidence.

Limitation

  • ⚠️ Very high P/E ratio (122) compared to industry average (42.8), indicating overvaluation.
  • ⚠️ Low ROCE (3.45%) and ROE (3.82%) reflect weak capital efficiency.
  • ⚠️ Dividend yield is 0%, offering no income return to investors.

Company Negative News

  • 📉 Weak return ratios (ROCE and ROE) highlight inefficiency.
  • 📉 Elevated valuation may deter long-term investors.

Company Positive News

  • 📈 Strong profit recovery in the latest quarter.
  • 📈 Institutional investors increased holdings, boosting confidence.
  • 📈 PEG ratio of 0.95 suggests growth potential relative to earnings.

Industry

  • 🏦 Industry P/E at 42.8 shows NIVABUPA trades at a steep premium.
  • 🏦 Insurance and healthcare sector growth driven by rising demand for coverage and services.

Conclusion

✅ NIVABUPA shows strong short-term bullish momentum with volume support and MACD crossover. However, RSI near overbought levels and high valuation pose risks. Traders may consider entry near ₹82–₹84 with exits around ₹92–₹94, while long-term investors should weigh growth potential against weak return ratios and steep valuation.

Would you like me to extend this with a sector peer comparison or a valuation deep dive to assess how NIVABUPA stacks up against competitors?

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