⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

IFCI - Swing Trade Analysis with AI Signals

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Rating: 3.4

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 3.4

Stock Code IFCI Market Cap 15,608 Cr. Current Price 57.9 ₹ High / Low 74.5 ₹
Stock P/E 51.5 Book Value 6.53 ₹ Dividend Yield 0.00 % ROCE 14.9 %
ROE 2.97 % Face Value 10.0 ₹ DMA 50 54.6 ₹ DMA 200 54.5 ₹
Chg in FII Hold -0.02 % Chg in DII Hold 0.00 % PAT Qtr 6.85 Cr. PAT Prev Qtr 16.1 Cr.
RSI 55.9 MACD 1.13 Volume 1,78,79,466 Avg Vol 1Wk 3,38,03,821
Low price 35.7 ₹ High price 74.5 ₹ PEG Ratio 1.95 Debt to equity 2.03
52w Index 57.2 % Qtr Profit Var 112 % EPS 1.12 ₹ Industry PE 19.7

📊 IFCI shows limited potential for swing trading. The stock is currently priced at ₹57.9, well below its 52-week high of ₹74.5, but trading above both 50 DMA (₹54.6) and 200 DMA (₹54.5), indicating short-term support. Technical indicators (RSI 55.9, MACD positive) suggest mild bullish momentum. However, high P/E, weak ROE, and declining profits reduce attractiveness.

💡 Optimal Entry Price: Around ₹54–55 (near DMA support).

📈 Exit Strategy: If already holding, consider exiting near ₹65–68 resistance levels, or maintain a stop-loss around ₹52.

✅ Positive

  • Trading above both 50 DMA and 200 DMA, showing short-term strength.
  • ROCE at 14.9% indicates decent capital efficiency.
  • Quarterly profit variation shows improvement (+112%), signaling recovery potential.
  • MACD at 1.13 suggests bullish crossover momentum.

⚠️ Limitation

  • High P/E of 51.5 compared to industry average of 19.7, indicating overvaluation.
  • ROE at 2.97% is very weak, reflecting poor shareholder returns.
  • Book value of ₹6.53 is far below current price, showing stretched valuation.
  • Dividend yield is 0%, offering no income support.

📉 Company Negative News

  • Quarterly PAT dropped from ₹16.1 Cr. to ₹6.85 Cr., showing earnings pressure.
  • FII holdings decreased (-0.02%), reflecting reduced foreign investor confidence.
  • High debt-to-equity ratio of 2.03 adds financial risk.

📈 Company Positive News

  • Quarterly profit variation (+112%) indicates potential turnaround.
  • Technical indicators (RSI, MACD) show mild bullish momentum.
  • Stock trading above DMA levels provides near-term support.

🏦 Industry

  • Industry P/E at 19.7 is much lower than IFCI’s 51.5, suggesting overvaluation.
  • Financial services sector remains volatile but benefits from credit demand and policy support.

🔎 Conclusion

IFCI earns a swing trade rating of 3.4. Entry near ₹54–55 offers a safer risk-reward setup, while profit booking should be considered near ₹65–68. Traders should remain cautious due to high valuation, weak ROE, and declining profits, but short-term technical momentum supports limited upside opportunities.

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