⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

HOMEFIRST - Swing Trade Analysis with AI Signals

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Rating: 3.6

Last Updated Time : 20 Mar 26, 12:29 pm

Swing Trade Rating: 3.6

Stock Code HOMEFIRST Market Cap 10,007 Cr. Current Price 960 ₹ High / Low 1,519 ₹
Stock P/E 20.2 Book Value 386 ₹ Dividend Yield 0.39 % ROCE 11.4 %
ROE 16.5 % Face Value 2.00 ₹ DMA 50 1,100 ₹ DMA 200 1,151 ₹
Chg in FII Hold 0.83 % Chg in DII Hold -1.23 % PAT Qtr 140 Cr. PAT Prev Qtr 132 Cr.
RSI 30.6 MACD -46.5 Volume 4,08,346 Avg Vol 1Wk 6,45,729
Low price 839 ₹ High price 1,519 ₹ PEG Ratio 0.75 Debt to equity 2.40
52w Index 17.8 % Qtr Profit Var 44.0 % EPS 49.4 ₹ Industry PE 13.8

📊 HOMEFIRST shows decent fundamentals but weak technicals. The RSI at 30.6 indicates oversold conditions, suggesting a possible rebound. However, the MACD (-46.5) and price trading below both the 50 DMA (₹1,100) and 200 DMA (₹1,151) reflect bearish sentiment. Fundamentals are mixed: ROE (16.5%) is solid, and PAT growth (+44%) is strong, but high debt-to-equity (2.40) raises caution. Valuation is moderate with a P/E of 20.2 compared to industry P/E of 13.8, and PEG ratio (0.75) suggests undervaluation relative to growth.

💡 Optimal Entry Price: ₹940–₹970, near current levels and close to support.

📈 Exit Strategy (if already holding): Consider exiting around ₹1,080–₹1,120 (near 50 DMA resistance) unless momentum strengthens further.

✅ Positive

  • Quarterly PAT growth from ₹132 Cr. to ₹140 Cr. (+44%).
  • EPS of ₹49.4 supports valuation strength.
  • PEG ratio of 0.75 suggests undervaluation relative to growth.
  • FII holdings increased (+0.83%), showing foreign investor confidence.

⚠️ Limitation

  • High debt-to-equity ratio (2.40) raises financial risk.
  • Dividend yield of 0.39% is very low.
  • Stock trading below both 50 DMA and 200 DMA reflects short-term weakness.

📉 Company Negative News

  • DII holdings declined (-1.23%), showing reduced domestic institutional support.
  • Weak technical indicators (RSI, MACD, DMA trend) limit short-term upside.

📈 Company Positive News

  • Quarterly profit growth (+44%) reflects strong earnings momentum.
  • FII holdings increased (+0.83%), showing foreign investor confidence.

🏭 Industry

  • Housing finance sector remains resilient with steady demand.
  • Industry P/E at 13.8 makes HOMEFIRST relatively expensive (P/E 20.2).

🔎 Conclusion

HOMEFIRST is fundamentally stable with strong earnings growth but faces short-term technical weakness and high leverage. It may be suitable for swing trading if entered near ₹940–₹970, with a target around ₹1,080–₹1,120. Traders should monitor RSI recovery and volume trends before committing heavily.

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