⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

HOMEFIRST - Swing Trade Analysis with AI Signals

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Rating: 4

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 4.0

Stock Code HOMEFIRST Market Cap 12,445 Cr. Current Price 1,186 ₹ High / Low 1,519 ₹
Stock P/E 25.1 Book Value 386 ₹ Dividend Yield 0.31 % ROCE 11.4 %
ROE 16.5 % Face Value 2.00 ₹ DMA 50 1,134 ₹ DMA 200 1,167 ₹
Chg in FII Hold 0.83 % Chg in DII Hold -1.23 % PAT Qtr 140 Cr. PAT Prev Qtr 132 Cr.
RSI 57.4 MACD 17.2 Volume 1,57,771 Avg Vol 1Wk 3,45,210
Low price 839 ₹ High price 1,519 ₹ PEG Ratio 0.93 Debt to equity 2.40
52w Index 51.0 % Qtr Profit Var 44.0 % EPS 49.4 ₹ Industry PE 16.4

📊 HomeFirst (HOMEFIRST) shows strong earnings growth and reasonable valuation compared to peers, though high leverage and reduced domestic institutional support pose risks. The RSI at 57.4 indicates neutral-to-positive momentum, while MACD (17.2) signals bullish sentiment. The optimal entry price would be around ₹1,160–₹1,175, near the DMA support zone. If already holding, consider exiting around ₹1,280–₹1,300, close to the resistance level.

✅ Positive

  • Quarterly PAT growth from ₹132 Cr. to ₹140 Cr. (+44%) shows strong earnings momentum.
  • EPS of ₹49.4 supports profitability visibility.
  • PEG ratio of 0.93 indicates attractive valuation relative to growth.
  • FII holdings increased (+0.83%), showing foreign investor confidence.
  • Stock trading above DMA 50 and DMA 200 indicates technical strength.

⚠️ Limitation

  • Debt-to-equity ratio of 2.40 is high, reflecting significant leverage.
  • Dividend yield of 0.31% is negligible.
  • ROCE (11.4%) and ROE (16.5%) are moderate compared to peers.
  • Trading volume lower than weekly average suggests reduced participation.

📉 Company Negative News

  • DII holdings decreased (-1.23%), showing reduced domestic institutional support.
  • High leverage may limit financial flexibility and increase risk.

📈 Company Positive News

  • Strong quarterly profit growth supports investor confidence.
  • FII inflows highlight foreign investor optimism.
  • MACD indicates bullish momentum in the short term.

🏭 Industry

  • Housing finance industry benefits from rising demand for affordable housing.
  • Industry PE at 16.4 highlights HomeFirst’s premium valuation (P/E 25.1).
  • Sector outlook remains positive with government support for housing initiatives.

🔎 Conclusion

HomeFirst is a fundamentally decent company with strong profit growth and attractive PEG ratio, but high debt levels and modest returns limit upside potential. For swing trading, entry near ₹1,160–₹1,175 is favorable, with an exit target around ₹1,280–₹1,300. Strong fundamentals and sector demand make it a reasonable candidate for swing trades, though traders should remain cautious about leverage and institutional sentiment.

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