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HOMEFIRST - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.7

Last Updated Time : 19 Mar 26, 08:56 pm

Technical Rating: 3.7

Stock Code HOMEFIRST Market Cap 10,256 Cr. Current Price 984 ₹ High / Low 1,519 ₹
Stock P/E 20.7 Book Value 386 ₹ Dividend Yield 0.38 % ROCE 11.4 %
ROE 16.5 % Face Value 2.00 ₹ DMA 50 1,105 ₹ DMA 200 1,153 ₹
Chg in FII Hold 0.83 % Chg in DII Hold -1.23 % PAT Qtr 140 Cr. PAT Prev Qtr 132 Cr.
RSI 33.2 MACD -43.8 Volume 13,73,642 Avg Vol 1Wk 6,63,949
Low price 839 ₹ High price 1,519 ₹ PEG Ratio 0.76 Debt to equity 2.40
52w Index 21.4 % Qtr Profit Var 44.0 % EPS 49.4 ₹ Industry PE 14.1

📊 Chart & Trend Analysis: HOMEFIRST is trading at ₹984, below both its 50 DMA (₹1,105) and 200 DMA (₹1,153), reflecting short-term weakness. RSI at 33.2 indicates oversold conditions, while MACD at -43.8 confirms bearish momentum. Bollinger Bands show price near the lower band, suggesting selling pressure. Volume is significantly above average, showing strong participation in the downtrend.

📈 Momentum Signals: Short-term momentum is weak, with RSI oversold and MACD negative. A rebound may occur if support holds, but trend remains bearish. Consolidation is possible before reversal attempts.

💹 Entry & Exit Zones:

- Optimal Entry: ₹970–₹990 (near support, oversold RSI)

- Stop-Loss: ₹940 (below strong support)

- Exit Zone: ₹1,100–₹1,120 (near 50 DMA resistance)

- Major Resistance: ₹1,150–₹1,160 (200 DMA)

📉 Trend Status: The stock is consolidating with bearish bias, supported by oversold RSI but capped by moving averages.


Positive

  • Strong ROE (16.5%) highlights profitability in housing finance sector.
  • PEG ratio of 0.76 indicates attractive valuation relative to growth.
  • Quarterly PAT improved to ₹140 Cr. from ₹132 Cr., showing earnings growth.
  • EPS of ₹49.4 reflects consistent profitability.

Limitation

  • P/E of 20.7 is higher than industry average (14.1), suggesting premium valuation.
  • Debt-to-equity ratio of 2.40 indicates high leverage.
  • Price trading below both 50 DMA and 200 DMA shows weak technical strength.

Company Negative News

  • DII holdings decreased (-1.23%), showing reduced domestic institutional support.
  • Stock corrected sharply from its 52-week high of ₹1,519, reflecting selling pressure.

Company Positive News

  • FII holdings increased (+0.83%), showing foreign investor confidence.
  • Quarterly profit variation of 44.0% highlights strong operational improvement.

Industry

  • Housing finance industry benefits from rising demand for affordable housing and government initiatives.
  • Industry PE at 14.1 highlights relatively cheaper peers compared to HOMEFIRST’s P/E of 20.7.

Conclusion

⚖️ HOMEFIRST is technically weak, consolidating with bearish bias and trading below key moving averages. Traders may consider entry near ₹970–₹990 with strict stop-loss at ₹940, targeting ₹1,100–₹1,120 in the short term. Long-term investors may find value given strong fundamentals and attractive PEG ratio, but should be cautious of high leverage and premium valuation.

Would you like me to extend this into a peer benchmarking overlay (e.g., LIC Housing Finance, Can Fin Homes, PNB Housing) so you can evaluate sector rotation opportunities alongside HOMEFIRST?

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