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UTIAMC - Swing Trade Analysis with AI Signals

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Rating: 3.9

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 3.9

Stock Code UTIAMC Market Cap 13,630 Cr. Current Price 1,061 ₹ High / Low 1,495 ₹
Stock P/E 19.1 Book Value 276 ₹ Dividend Yield 2.45 % ROCE 23.7 %
ROE 17.5 % Face Value 10.0 ₹ DMA 50 1,094 ₹ DMA 200 1,179 ₹
Chg in FII Hold -0.35 % Chg in DII Hold 0.29 % PAT Qtr 207 Cr. PAT Prev Qtr 166 Cr.
RSI 52.0 MACD -27.1 Volume 59,826 Avg Vol 1Wk 1,04,727
Low price 905 ₹ High price 1,495 ₹ PEG Ratio 1.19 Debt to equity 0.00
52w Index 26.4 % Qtr Profit Var 45.3 % EPS 49.2 ₹ Industry PE 26.6

📊 UTIAMC shows strong fundamentals with healthy ROCE, ROE, and consistent profit growth. The stock trades below its 200 DMA with bearish MACD, suggesting limited short-term momentum. However, attractive dividend yield, fair valuation compared to industry PE, and rising DII interest make it a moderately good candidate for swing trading.

Optimal Entry Price: Around 1,030–1,050 ₹ (near support close to 50 DMA)

🚪 Exit Strategy: If already holding, consider exiting near 1,150–1,170 ₹ (resistance zone close to 200 DMA).

Positive

  • ROCE (23.7%) and ROE (17.5%) reflect strong efficiency.
  • EPS of 49.2 ₹ indicates solid earnings power.
  • Quarterly PAT improved (207 Cr vs 166 Cr), showing growth momentum.
  • Dividend yield of 2.45% provides attractive investor returns.
  • DII holdings increased (+0.29%), reflecting domestic institutional support.
  • Debt-to-equity ratio of 0.00 ensures financial stability.

Limitation

  • MACD negative (-27.1) indicates bearish momentum.
  • Price below 200 DMA (1,179 ₹), showing weakness in long-term trend.
  • RSI at 52.0 is neutral, not strongly oversold.
  • Trading volume lower than weekly average, reflecting reduced participation.
  • PEG ratio of 1.19 suggests valuation slightly stretched relative to growth.

Company Negative News

  • Decline in FII holdings (-0.35%) shows reduced foreign investor confidence.
  • Stock has corrected significantly from 52-week high of 1,495 ₹.

Company Positive News

  • Quarterly profit variation of 45.3% highlights strong growth.
  • DII holdings increased, reflecting domestic support.
  • Strong fundamentals with high efficiency and zero debt.

Industry

  • Industry PE at 26.6 is higher than UTIAMC’s P/E (19.1), suggesting relative undervaluation.
  • Asset management sector benefits from rising retail participation in mutual funds and long-term growth in financial services.

Conclusion

⚖️ UTIAMC offers moderate swing trading potential with entry near 1,030–1,050 ₹ and exit near 1,150–1,170 ₹. Strong fundamentals and attractive dividend yield support upside, but weak technical momentum and FII outflows warrant caution. Best suited for short-term traders seeking controlled gains.

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