⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

UTIAMC - Swing Trade Analysis with AI Signals

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Rating: 3.3

Last Updated Time : 20 Mar 26, 12:30 pm

Swing Trade Rating: 3.3

Stock Code UTIAMC Market Cap 12,110 Cr. Current Price 943 ₹ High / Low 1,495 ₹
Stock P/E 17.0 Book Value 276 ₹ Dividend Yield 2.76 % ROCE 23.7 %
ROE 17.5 % Face Value 10.0 ₹ DMA 50 1,032 ₹ DMA 200 1,137 ₹
Chg in FII Hold -0.35 % Chg in DII Hold 0.29 % PAT Qtr 207 Cr. PAT Prev Qtr 166 Cr.
RSI 36.5 MACD -25.7 Volume 44,613 Avg Vol 1Wk 74,038
Low price 921 ₹ High price 1,495 ₹ PEG Ratio 1.05 Debt to equity 0.00
52w Index 3.80 % Qtr Profit Var 45.3 % EPS 49.2 ₹ Industry PE 27.1

📊 UTIAMC shows moderate potential for swing trading. Fundamentals are solid with EPS (49.2 ₹), ROE (17.5%), and ROCE (23.7%), supported by zero debt-to-equity (0.00). Technical indicators are weak: RSI at 36.5 suggests oversold conditions, while MACD (-25.7) signals bearish momentum. The current price (943 ₹) is below both the 50 DMA (1,032 ₹) and 200 DMA (1,137 ₹), indicating short-term weakness. Valuation is reasonable with a P/E of 17 compared to industry PE of 27.1, and PEG ratio (1.05) suggests fair valuation relative to growth. Quarterly PAT improved from 166 Cr. to 207 Cr., showing operational strength.

✅ Optimal Entry Price: Around 930–950 ₹ (near support levels).

🚪 Exit Strategy: If already holding, consider exiting near 1,030–1,050 ₹ (50 DMA resistance) unless strong breakout occurs.

🌟 Positive

  • EPS of 49.2 ₹ indicates strong profitability.
  • ROE (17.5%) and ROCE (23.7%) reflect efficient capital use.
  • Debt-to-equity ratio of 0.00 shows strong financial stability.
  • Dividend yield of 2.76% adds investor appeal.
  • Quarterly PAT improved from 166 Cr. to 207 Cr.

⚠️ Limitation

  • Stock trades below both 50 DMA and 200 DMA, signaling bearish trend.
  • RSI and MACD indicate weak momentum.
  • Trading volumes are lower than weekly averages, reducing short-term liquidity.
  • Dividend yield is modest compared to peers despite profitability.

📰 Company Negative News

  • FII holdings decreased by -0.35%, showing reduced foreign investor confidence.
  • Stock corrected sharply from its high of 1,495 ₹.

📈 Company Positive News

  • Quarterly PAT surged, showing operational improvement.
  • DII inflows (+0.29%) reflect domestic investor confidence.
  • PEG ratio of 1.05 suggests fair valuation relative to growth.

🏭 Industry

  • Industry PE is 27.1, higher than UTIAMC’s 17, suggesting undervaluation compared to peers.
  • Asset management sector outlook remains positive, supported by rising retail participation in mutual funds.

🔎 Conclusion

UTIAMC is a moderately suitable candidate for swing trading. Fundamentals are strong, but technical indicators show weakness. Traders may enter near 930–950 ₹ with a short-term target of 1,030–1,050 ₹. Risk management is essential due to bearish momentum and FII outflows, but strong profitability, dividend yield, and sector growth provide confidence for potential recovery.

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