⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

SBIN - Swing Trade Analysis with AI Signals

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Rating: 3.7

Last Updated Time : 20 Mar 26, 12:30 pm

📊 Swing Trade Rating: 3.7

Stock Code SBIN Market Cap 9,68,471 Cr. Current Price 1,049 ₹ High / Low 1,235 ₹
Stock P/E 12.8 Book Value 585 ₹ Dividend Yield 1.52 % ROCE 6.37 %
ROE 17.3 % Face Value 1.00 ₹ DMA 50 1,097 ₹ DMA 200 967 ₹
Chg in FII Hold 0.77 % Chg in DII Hold -0.61 % PAT Qtr 21,028 Cr. PAT Prev Qtr 16,666 Cr.
RSI 34.1 MACD -20.0 Volume 1,44,72,949 Avg Vol 1Wk 1,51,51,957
Low price 730 ₹ High price 1,235 ₹ PEG Ratio 0.42 Debt to equity 11.7
52w Index 63.2 % Qtr Profit Var 24.5 % EPS 87.0 ₹ Industry PE 7.34

Analysis: SBI (SBIN) shows a mix of strengths and risks for swing trading. The RSI at 34.1 suggests oversold conditions, which could trigger a rebound. However, the MACD (-20.0) indicates bearish momentum. The current price (₹1,049) is below the 50 DMA (₹1,097) but above the 200 DMA (₹967), reflecting short-term weakness but long-term support. Strong quarterly profit growth (+24.5%) and EPS of ₹87.0 are positives, but high debt-to-equity (11.7) and a P/E above the industry average (12.8 vs. 7.34) raise caution.

Optimal Entry Price: Around ₹1,000–1,020, near support levels and below the 50 DMA.

Exit Strategy (if already holding): Consider exiting near ₹1,180–1,200 if momentum strengthens, or cut losses if price falls below ₹950.

✅ Positive

  • Quarterly profit growth of 24.5% (₹21,028 Cr vs. ₹16,666 Cr).
  • EPS of ₹87.0 and ROE of 17.3% show strong profitability.
  • PEG ratio of 0.42 indicates undervaluation relative to growth.
  • FII holdings increased (+0.77%), signaling foreign investor confidence.

⚠️ Limitation

  • High debt-to-equity ratio (11.7) increases financial risk.
  • ROCE at 6.37% is relatively weak compared to peers.
  • Stock P/E (12.8) is higher than industry average (7.34).
  • Price below 50 DMA reflects short-term weakness.

📰 Company Negative News

  • Concerns over rising debt levels and credit exposure.
  • Bearish technical indicators (MACD negative, RSI oversold).

🌟 Company Positive News

  • Strong quarterly profit growth and improved EPS.
  • Dividend yield of 1.52% provides steady returns.
  • FII participation increased, showing confidence in the stock.

🏦 Industry

  • Banking sector PE is lower (7.34), making SBI relatively expensive.
  • Sector supported by rising credit demand and government infrastructure push.

📌 Conclusion

SBI is a moderately good candidate for swing trading with oversold RSI and strong fundamentals, but high debt and bearish technicals limit upside. Entry near ₹1,000–1,020 offers better risk-reward. Exit near ₹1,180–1,200 if momentum recovers, or below ₹950 to protect capital.

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