⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

SBIN - Swing Trade Analysis with AI Signals

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Rating: 4.2

Last Updated Time : 05 Feb 26, 02:16 am

Swing Trade Rating: 4.2

Stock Code SBIN Market Cap 9,85,876 Cr. Current Price 1,068 ₹ High / Low 1,090 ₹
Stock P/E 13.8 Book Value 561 ₹ Dividend Yield 1.49 % ROCE 6.37 %
ROE 17.3 % Face Value 1.00 ₹ DMA 50 1,003 ₹ DMA 200 904 ₹
Chg in FII Hold 0.77 % Chg in DII Hold -0.61 % PAT Qtr 16,666 Cr. PAT Prev Qtr 19,160 Cr.
RSI 61.2 MACD 17.7 Volume 76,77,292 Avg Vol 1Wk 1,30,01,334
Low price 680 ₹ High price 1,090 ₹ PEG Ratio 0.45 Debt to equity 12.0
52w Index 94.7 % Qtr Profit Var -9.09 % EPS 83.1 ₹ Industry PE 7.88

📊 SBIN shows strong potential for swing trading. The stock is trading close to its 52-week high (1,090 ₹) with solid momentum indicators. RSI at 61.2 suggests moderate strength without being overbought, while MACD at 17.7 confirms bullish momentum. The valuation is reasonable with a P/E of 13.8 compared to the industry average of 7.88, supported by a healthy ROE of 17.3%. However, quarterly profit variation (-9.09%) and high debt-to-equity (12.0) warrant caution.

✅ Optimal Entry Price: Around 1,000–1,020 ₹ (near 50 DMA support)

🚪 Exit Strategy: If already holding, consider booking profits near 1,085–1,095 ₹ resistance zone, or exit if price falls below 980 ₹ support.

Positive

  • Strong ROE at 17.3%, indicating efficient use of equity
  • Reasonable P/E (13.8) compared to peers
  • FII holdings increased (+0.77%), showing foreign investor confidence
  • MACD positive, confirming bullish momentum
  • PEG ratio at 0.45, suggesting undervaluation relative to growth

Limitation

  • High debt-to-equity ratio (12.0), typical for banks but still a risk
  • Quarterly profit variation (-9.09%) shows earnings pressure
  • DII holdings decreased (-0.61%), indicating reduced domestic institutional support
  • ROCE at 6.37%, relatively weak compared to ROE

Company Negative News

  • Decline in quarterly PAT (16,666 Cr vs 19,160 Cr)
  • Reduced DII participation, signaling cautious domestic sentiment

Company Positive News

  • Consistent trading near 52-week highs, showing investor confidence
  • Strong EPS (83.1 ₹) supports valuation
  • Dividend yield at 1.49% provides passive income

Industry

  • Banking sector remains a backbone of the economy
  • Industry PE at 7.88, indicating SBIN trades at a premium due to scale and trust
  • Sector outlook remains strong with credit growth and rising demand

Conclusion

⚖️ SBIN is a good candidate for swing trading with strong technical momentum and reasonable valuation. Entry near 1,000–1,020 ₹ offers a favorable setup, while profit booking should be considered around 1,085–1,095 ₹. Caution is advised due to high leverage and recent profit decline, but overall sentiment remains positive.

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