⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

LICI - Swing Trade Analysis with AI Signals

Back to List

Rating: 3.8

Last Updated Time : 20 Mar 26, 12:30 pm

Swing Trade Rating: 3.8

Stock Code LICI Market Cap 4,84,526 Cr. Current Price 766 ₹ High / Low 980 ₹
Stock P/E 9.14 Book Value 223 ₹ Dividend Yield 1.57 % ROCE 53.4 %
ROE 46.0 % Face Value 10.0 ₹ DMA 50 834 ₹ DMA 200 864 ₹
Chg in FII Hold 0.07 % Chg in DII Hold -0.02 % PAT Qtr 12,958 Cr. PAT Prev Qtr 10,053 Cr.
RSI 31.1 MACD -21.5 Volume 10,89,417 Avg Vol 1Wk 11,25,119
Low price 743 ₹ High price 980 ₹ PEG Ratio 0.07 Debt to equity 0.00
52w Index 9.86 % Qtr Profit Var 17.2 % EPS 83.8 ₹ Industry PE 74.7

📊 LIC (LICI) shows strong fundamentals but weak technicals for swing trading. The RSI at 31.1 indicates oversold conditions, suggesting a potential rebound. The MACD (-21.5) reflects bearish momentum, and the stock is trading below both 50 DMA (834 ₹) and 200 DMA (864 ₹), showing short-term weakness. However, the low P/E of 9.14 compared to the industry average of 74.7, strong ROCE (53.4%), and ROE (46%) highlight robust fundamentals. Overall, this is a good candidate for swing trading with cautious entry.

💡 Optimal Entry Price: Around 745–760 ₹ (near recent support and oversold zone).

📈 Exit Strategy (if already holding): Consider exiting near 830–850 ₹ (DMA resistance zone) unless momentum strengthens further.

✅ Positive

  • Strong quarterly PAT growth (12,958 Cr. vs 10,053 Cr.).
  • EPS of 83.8 ₹ reflects strong earnings power.
  • ROCE (53.4%) and ROE (46%) are excellent, showing efficient capital use.
  • Dividend yield of 1.57% adds investor appeal.
  • PEG ratio of 0.07 indicates undervaluation relative to growth.

⚠️ Limitation

  • Stock trading below both 50 DMA and 200 DMA.
  • Bearish technical indicators (MACD negative, RSI oversold).
  • Volume slightly below weekly average, showing weaker participation.

📉 Company Negative News

  • Minor decline in DII holdings (-0.02%), showing reduced domestic confidence.
  • Stock has fallen significantly from 52-week high (980 ₹ to 766 ₹).

📈 Company Positive News

  • Sequential PAT growth (29% increase from previous quarter).
  • FII holdings increased slightly (+0.07%).
  • Strong fundamentals compared to industry peers.

🏭 Industry

  • Industry PE is 74.7, much higher than LIC’s 9.14, suggesting LIC is undervalued.
  • Insurance sector remains defensive with long-term growth potential.

🔎 Conclusion

LIC is a fundamentally strong swing trade candidate with undervaluation compared to peers. Entry near 745–760 ₹ offers a favorable risk-reward setup. If already holding, exit near 830–850 ₹ unless momentum improves. While technicals remain weak, strong earnings and efficiency make this a promising short-term rebound opportunity.

NIFTY 50 - Swing Trading Stock Watchlist

NEXT 50 - Swing Trading Stock Watchlist

MIDCAP - Swing Trading Stock Watchlist

SMALLCAP - Swing Trading Stock Watchlist