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LICI - Technical Analysis with Chart Patterns & Indicators

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Rating: 4

Last Updated Time : 03 May 26, 11:24 am

Technical Rating: 4.0

Stock Code LICI Market Cap 5,04,672 Cr. Current Price 798 ₹ High / Low 980 ₹
Stock P/E 9.52 Book Value 223 ₹ Dividend Yield 1.50 % ROCE 53.4 %
ROE 46.0 % Face Value 10.0 ₹ DMA 50 811 ₹ DMA 200 848 ₹
Chg in FII Hold 0.11 % Chg in DII Hold -0.06 % PAT Qtr 12,958 Cr. PAT Prev Qtr 10,053 Cr.
RSI 47.0 MACD 4.58 Volume 12,88,616 Avg Vol 1Wk 13,16,307
Low price 722 ₹ High price 980 ₹ PEG Ratio 0.07 Debt to equity 0.00
52w Index 29.6 % Qtr Profit Var 17.2 % EPS 83.8 ₹ Industry PE 70.0

📊 LIC (LICI) is trading below its 50 DMA (₹811) and 200 DMA (₹848), showing short-term weakness despite strong fundamentals. RSI at 47.0 indicates mild bearish momentum, while MACD (4.58) suggests limited bullish divergence. Bollinger Bands point to consolidation with downside risk. Current volume (12.9 lakh) is slightly below the 1-week average (13.1 lakh), reflecting reduced participation.

💡 Optimal Entry: ₹780–₹795 (near support zone)

🚪 Exit if Holding: Profit-taking zone around ₹820–₹835; Stop-loss below ₹770

📈 Trend Status: Consolidating with weak momentum

✅ Positive

  • Strong fundamentals: ROE (46.0%) and ROCE (53.4%)
  • Sequential PAT growth (₹10,053 Cr → ₹12,958 Cr)
  • Low P/E (9.52 vs industry 70.0) indicates attractive valuation
  • Zero debt-to-equity ratio
  • FII holdings increased (+0.11%)

⚠️ Limitation

  • Trading below both 50 DMA and 200 DMA
  • RSI below 50 reflects weak momentum
  • 52-week index at 29.6% shows underperformance
  • DII holdings declined (-0.06%)

📉 Company Negative News

  • Stock underperforming relative to 52-week highs
  • Weak short-term technical signals despite strong fundamentals

📈 Company Positive News

  • Strong quarterly PAT growth (+17.2%)
  • EPS at ₹83.8 supports earnings visibility
  • FII inflows indicate foreign investor confidence

🏭 Industry

  • Insurance sector trading at industry P/E of 70.0
  • LICI remains undervalued compared to peers

🔎 Conclusion

LICI is consolidating below key moving averages with weak momentum signals. Entry near ₹780–₹795 offers a favorable risk-reward setup, while exits around ₹820–₹835 are advisable. Strong fundamentals and attractive valuation support long-term potential, but short-term technical weakness suggests cautious positioning.

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