⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

LICI - IntraDay Trade Analysis with Live Signals

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Rating: 3.8

Last Updated Time : 19 Mar 26, 11:40 am

IntraDay Trade Rating: 3.8

Stock Code LICI Market Cap 4,97,178 Cr. Current Price 786 ₹ High / Low 980 ₹
Stock P/E 9.38 Book Value 223 ₹ Dividend Yield 1.53 % ROCE 53.4 %
ROE 46.0 % Face Value 10.0 ₹ DMA 50 837 ₹ DMA 200 865 ₹
Chg in FII Hold 0.07 % Chg in DII Hold -0.02 % PAT Qtr 12,958 Cr. PAT Prev Qtr 10,053 Cr.
RSI 35.6 MACD -19.9 Volume 11,89,323 Avg Vol 1Wk 10,73,486
Low price 743 ₹ High price 980 ₹ PEG Ratio 0.07 Debt to equity 0.00
52w Index 18.2 % Qtr Profit Var 17.2 % EPS 83.8 ₹ Industry PE 76.2

📊 Analysis: LIC shows mixed signals for intraday trading today. RSI at 35.6 indicates oversold conditions, suggesting potential for a bounce. However, MACD is negative (-19.9), confirming bearish momentum. Current price (786 ₹) is trading below both 50 DMA (837 ₹) and 200 DMA (865 ₹), showing short-term and medium-term weakness. Volume is slightly above the 1-week average, indicating moderate participation.

💡 Optimal Buy Price: Around 780–785 ₹ if intraday support holds.

🎯 Profit Exit Levels: 800 ₹ (first target), 820 ₹ (second target if momentum improves).

⚠️ Stop-Loss: 770 ₹ to protect against downside risk.

📌 If Already Holding: Consider exiting near 800–820 ₹ if momentum indicators remain weak. If price falls below 770 ₹ with volume confirmation, exit to avoid deeper losses.


✅ Positive

  • Strong quarterly PAT growth (12,958 Cr. vs 10,053 Cr.).
  • EPS at 83.8 ₹ supports earnings strength.
  • ROCE (53.4%) and ROE (46.0%) indicate excellent capital efficiency.
  • PEG ratio at 0.07 suggests undervaluation relative to growth.
  • Debt-free balance sheet (Debt-to-equity 0.00).

⚠️ Limitation

  • Price trading below both 50 DMA and 200 DMA, showing weakness.
  • RSI and MACD indicate bearish momentum.
  • 52-week index at 18.2% shows underperformance relative to highs.

📉 Company Negative News

  • Momentum indicators remain bearish.
  • DII holdings decreased (-0.02%), showing slight domestic caution.

📈 Company Positive News

  • Quarterly profit growth of 17.2% shows operational improvement.
  • FII holdings increased (+0.07%), indicating foreign investor interest.
  • Dividend yield at 1.53% adds income stability.

🏭 Industry

  • Insurance sector trading at PE ~76.2, LIC is undervalued with P/E of 9.38.
  • Sector remains defensive, benefiting from long-term demand for insurance products.

🔎 Conclusion

LIC offers strong fundamentals but weak intraday momentum today. A cautious buy near 780–785 ₹ with tight stop-loss at 770 ₹ may work for scalpers, but upside is limited unless price sustains above 837 ₹ (50 DMA). Better suited for swing trades given strong fundamentals and undervaluation relative to peers.

Would you like me to also prepare a basket overlay with peer insurance stocks (like SBI Life, HDFC Life, ICICI Prudential) so you can benchmark LIC’s intraday strength against sector leaders?

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