⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

LICI - IntraDay Trade Analysis with Live Signals

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⭐ Rating: 3.8

Last Updated Time : 04 Aug 26, 02:36 pm

Key Parameters

⭐ IntraDay Trade Rating: 3.8

Stock CodeLICI
Market Cap5,36,803 Cr.
Current Price424 ₹
High / Low468 ₹
Stock P/E9.41
Book Value139 ₹
Dividend Yield2.31 %
ROCE35.3 %
ROE38.1 %
Face Value10.0 ₹
DMA 50423 ₹
DMA 200422 ₹
Chg in FII Hold0.13 %
Chg in DII Hold-0.28 %
PAT Qtr23,420 Cr.
PAT Prev Qtr12,958 Cr.
RSI47.8
MACD-0.32
Volume13,60,029
Avg Vol 1Wk15,44,921
Low price361 ₹
High price468 ₹
PEG Ratio0.57
Debt to equity0.00
52w Index59.0 %
Qtr Profit Var23.2 %
EPS45.4 ₹
Industry PE66.5

✅ Positive

LIC’s recent Q4 results showed a significant profit jump of 23% to Rs 23,467 Cr, driven by substantial premium growth and the announcement of dividend and bonus share issue. The company's strong ROCE (35.3%) and ROE (38.1%) indicate efficient capital utilization and profitability.

⚠️ Limitation

Despite robust profit growth in Q4, the stock’s RSI is relatively low at 47.8, suggesting limited buying momentum. Furthermore, the DII holding has decreased (-0.28%), which could signal a lack of institutional investor confidence.

📉 Company Negative News

Recent news indicates that Bharti Airtel and other companies will be announcing their Q1 results next week, potentially creating short-term market volatility for LICI.

📈 Company Positive News

LIC’s Q4 results demonstrated a 23% increase in profit to Rs 23,467 Cr, accompanied by dividend and bonus share issuance reflecting its strong financial performance.

🏭 Industry

The life insurance sector is currently experiencing growth due to rising disposable incomes and increasing awareness of insurance products, however, the industry’s PE ratio (66.5) is relatively high compared to LICI's current valuation indicating potential overvaluation.

🧾 Conclusion

A buy price could be set around 422 ₹ based on the DMA 50 and MACD indicators suggesting a bullish bias. An initial profit-taking level would be at 435 ₹, while a stop-loss order should be placed at 418 ₹ to mitigate potential downside risk given the moderate RSI reading. Overall, the stock presents a moderately favorable opportunity for an intraday trade due to strong recent earnings and decent volume.

Technical Analysis
Fundamental Analysis

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