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LICI - IntraDay Trade Analysis with Live Signals

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Rating: 4.1

Last Updated Time : 04 Feb 26, 05:34 am

IntraDay Trade Rating: 4.1

Stock Code LICI Market Cap 5,28,569 Cr. Current Price 837 ₹ High / Low 980 ₹
Stock P/E 10.3 Book Value 223 ₹ Dividend Yield 1.43 % ROCE 53.4 %
ROE 46.0 % Face Value 10.0 ₹ DMA 50 844 ₹ DMA 200 873 ₹
Chg in FII Hold 0.07 % Chg in DII Hold -0.02 % PAT Qtr 10,053 Cr. PAT Prev Qtr 10,987 Cr.
RSI 53.8 MACD -9.48 Volume 24,31,330 Avg Vol 1Wk 10,77,701
Low price 715 ₹ High price 980 ₹ PEG Ratio 0.08 Debt to equity 0.00
52w Index 46.1 % Qtr Profit Var 31.9 % EPS 80.8 ₹ Industry PE 81.6

📊 Analysis: LIC is trading at 837 ₹, slightly below its 50 DMA (844 ₹) and 200 DMA (873 ₹), showing mild short-term weakness but strong long-term fundamentals. RSI at 53.8 indicates neutral momentum, while MACD (-9.48) reflects short-term bearishness. Intraday volume (24.3 lakh) is significantly higher than the weekly average (10.7 lakh), suggesting strong participation today. With robust fundamentals (ROE 46%, ROCE 53.4%) and attractive valuation (P/E 10.3 vs industry 81.6), the stock offers intraday potential with caution on momentum.

💰 Optimal Buy Price (Intraday): 832–837 ₹ (near support zone).

📈 Profit-Taking Levels: 850 ₹ (first resistance), 865 ₹ (secondary resistance).

⚠️ Stop-Loss / Loss Protection: 825 ₹ (below intraday support).

⏱️ If Already Holding: Exit if price fails to cross 850 ₹ with volume confirmation or if MACD weakens further intraday. Hold for extended gains only if momentum sustains above 865 ₹ with strong volume.


Positive

  • 📈 Strong fundamentals: ROE 46%, ROCE 53.4%.
  • 📊 Attractive valuation (P/E 10.3 vs industry 81.6).
  • 📉 Debt-free balance sheet (Debt-to-equity 0.00).
  • 📈 Dividend yield at 1.43% adds investor confidence.

Limitation

  • ⚠️ Current price below both 50 DMA and 200 DMA.
  • 📉 MACD (-9.48) indicates short-term bearishness.
  • 📊 52-week index at 46.1% shows mid-range positioning.

Company Negative News

  • 📉 Sequential decline in PAT (10,987 Cr. → 10,053 Cr.).
  • ⚠️ Slight reduction in DII holdings (-0.02%).

Company Positive News

  • 📈 Quarterly profit variation of 31.9% indicates strong growth momentum.
  • 📊 FII holdings increased (+0.07%).

Industry

  • 🏦 Insurance sector PE at 81.6, LIC trades at a steep discount.
  • 📈 Sector supported by rising demand for financial protection and long-term savings products.

Conclusion

⚖️ LIC is a strong intraday candidate with robust fundamentals and attractive valuation. Buy near 832–837 ₹ with stop-loss at 825 ₹. Profit booking can be considered at 850–865 ₹. Momentum indicators suggest caution, but strong volume participation supports intraday opportunities. Traders should rely on volume confirmation before holding beyond 865 ₹.

Would you like me to extend this into a workflow-ready HTML template with peer benchmarking overlays (e.g., SBI Life, HDFC Life, ICICI Prudential) so you can compare LIC’s intraday strength against other insurance peers?

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