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LICI - Fundamental Analysis: Financial Health & Valuation

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⭐ Rating: 4.2

Last Updated Time : 12 Sept 26, 11:45 pm

Key Parameters

⭐ Fundamental Rating: 4.2

ROE38.1 %
ROCE35.3 %
Stock P/E8.52
Industry PE61.7
PEG Ratio0.52
Debt to equity0.00
EPS47.4 ₹
Book Value139 ₹
Show all parameters (20 more)
Stock CodeLICI
Market Cap5,10,683 Cr.
Current Price404 ₹
High / Low468 ₹
Dividend Yield2.47 %
Face Value10.0 ₹
DMA 50415 ₹
DMA 200419 ₹
Chg in FII Hold0.13 %
Chg in DII Hold-0.28 %
PAT Qtr13,492 Cr.
PAT Prev Qtr23,420 Cr.
RSI41.2
MACD-2.39
Volume83,91,191
Avg Vol 1Wk75,84,398
Low price361 ₹
High price468 ₹
52w Index40.2 %
Qtr Profit Var22.8 %

🏭 Industry

The Public TV sector is characterized by capital-intensive investments and relatively stable margins, driven primarily by advertising revenue. Competition within the sector remains intense, with evolving media consumption patterns posing ongoing challenges to revenue growth across companies.

✅ Positive

LICI demonstrates strong profitability with a robust PAT growth of 22.8% and a high ROCE of 35.3%, indicating efficient capital utilization. The company's balance sheet is exceptionally conservative, reflected in a Debt-to-Equity ratio of 0.00, offering significant financial flexibility.

⚠️ Limitation

While the company’s profitability is impressive, it’s important to monitor the sustainability of its margins given the recent sharp decline in PAT and the industry’s higher PE multiple compared to LICI’s. The high ROE, while attractive, needs to be assessed against potential risks associated with concentrated ownership and volatility in the sector.

📉 Company Negative News

Recent news indicates that SBI is the largest seller in the IPO's RHP, signaling a lack of continued investor confidence, which may temper future growth prospects if the IPO underperforms. The fixed IPO price band at Rs 1,700-1,785 suggests cautious demand and potentially limited upside for new investors.

🧾 Long-Term Outlook

We recommend a potential entry zone around 380 ₹, representing a 10% discount to the current price, reflecting the recent PAT decline and industry valuation multiples. A long-term holding strategy should be adopted, focusing on LICI’s durable profitability and low financial risk. This stock presents an attractive opportunity for investors seeking stable returns within a mature sector, however, continued monitoring of market sentiment and competitive pressures is crucial.

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How LICI Rates Across All Strategies

★ 4.2
Entry Price: 408 ₹.
★ 4.2
Buy Price: 405 ₹.
★ 4.2
An ideal entry price zone would be between 380 ₹ and 410 ₹, capitaliz…
★ 4.2
The immediate entry zone would be between 408 ₹ - 415 ₹, supported by…
Fundamental
★ 4.2
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