⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

BAJAJHFL - Swing Trade Analysis with AI Signals

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⭐ Rating: 3.2

Last Updated Time : 04 Aug 26, 12:55 am

Key Parameters

⭐ Swing Trade Rating: 3.2

Stock CodeBAJAJHFL
Market Cap72,350 Cr.
Current Price86.8 ₹
High / Low118 ₹
Stock P/E26.8
Book Value27.0 ₹
Dividend Yield0.00 %
ROCE8.85 %
ROE12.1 %
Face Value10.0 ₹
DMA 5086.4 ₹
DMA 20092.9 ₹
Chg in FII Hold-0.09 %
Chg in DII Hold-0.18 %
PAT Qtr715 Cr.
PAT Prev Qtr669 Cr.
RSI48.1
MACD-0.21
Volume66,73,566
Avg Vol 1Wk56,31,068
Low price72.6 ₹
High price118 ₹
PEG Ratio1.00
Debt to equity4.60
52w Index31.4 %
Qtr Profit Var22.6 %
EPS3.23 ₹
Industry PE14.9

✅ Positive

Bajaj Housing Finance demonstrates solid earnings growth, with PAT increasing by 22.6% in the last quarter and showing a significant rise in profits compared to the previous quarter. The company's ROE of 12.1% indicates reasonable profitability relative to its assets.

⚠️ Limitation

Despite strong quarterly results, the stock is trading at a relatively high P/E ratio of 26.8, which may present challenges for further price appreciation. Furthermore, the negative sentiment surrounding the stock – reflected in TradingView’s headline - and declining FII holdings raise concerns about future performance.

📉 Company Negative News

Recent news suggests that Bajaj Housing Finance shares have fallen significantly (53%) from their peak, indicating investor pessimism and potentially a bearish outlook for the stock.

📈 Company Positive News

None found

🏭 Industry

The housing finance sector is currently experiencing growth driven by increased demand for affordable housing and government initiatives, however, rising interest rates present a risk factor for all players in this industry. Competition within the sector remains intense, requiring companies to maintain competitive pricing and efficient operations.

🧾 Conclusion

A potential entry point could be around 83 - 84 ₹, based on its recent performance and relative undervaluation compared to the industry average P/E of 14.9. To exit, a breakout above 98 ₹ with sustained trading volume would signal a strong uptrend and warrant selling. Alternatively, exiting at 87 ₹ would provide a modest profit if the downward trend continues. Overall, while showing positive signs, the stock remains moderately risky due to investor sentiment and valuation concerns.

Technical Analysis
Fundamental Analysis

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