BAJAJHFL - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.1
| Stock Code | BAJAJHFL | Market Cap | 73,659 Cr. | Current Price | 88.4 ₹ | High / Low | 124 ₹ |
| Stock P/E | 28.7 | Book Value | 27.0 ₹ | Dividend Yield | 0.00 % | ROCE | 8.84 % |
| ROE | 12.1 % | Face Value | 10.0 ₹ | DMA 50 | 85.3 ₹ | DMA 200 | 94.8 ₹ |
| Chg in FII Hold | 0.05 % | Chg in DII Hold | -0.21 % | PAT Qtr | 669 Cr. | PAT Prev Qtr | 675 Cr. |
| RSI | 62.9 | MACD | 0.38 | Volume | 1,85,69,131 | Avg Vol 1Wk | 73,90,306 |
| Low price | 72.6 ₹ | High price | 124 ₹ | PEG Ratio | 1.07 | Debt to equity | 4.60 |
| 52w Index | 30.6 % | Qtr Profit Var | 14.1 % | EPS | 3.07 ₹ | Industry PE | 15.8 |
BAJAJHFL shows moderate potential for swing trading. The valuation is slightly stretched with a P/E of 28.7 compared to the industry average of 15.8, but the PEG ratio (1.07) suggests fair valuation relative to growth. Fundamentals are modest: ROCE at 8.84% and ROE at 12.1% are average, while debt-to-equity at 4.60 is high, typical for financial companies. Technical indicators are supportive: RSI at 62.9 indicates bullish momentum, and MACD at 0.38 confirms mild strength. The stock is trading above its 50 DMA (85.3 ₹) but below its 200 DMA (94.8 ₹), showing short-term strength but long-term weakness. PAT remained stable (669 Cr vs 675 Cr), reflecting consistency, though EPS is low (3.07 ₹).
🔑 Optimal Entry Price: 85–87 ₹ (near 50 DMA support).
📤 Exit Strategy if Holding: Consider exiting near 95–97 ₹ resistance unless momentum strengthens.
✅ Positive
- 📈 Stable PAT performance (669 Cr vs 675 Cr).
- 📊 Reasonable PEG ratio (1.07) supports valuation relative to growth.
- 📉 DII holdings increased slightly (+0.21%), showing domestic support.
- 📈 Technicals show bullish momentum (RSI and MACD positive).
⚠️ Limitation
- 📉 High debt-to-equity ratio (4.60) adds financial risk.
- 📊 ROCE and ROE are modest.
- 📉 EPS remains low (3.07 ₹).
- 📉 Dividend yield is negligible (0.00%).
📰 Company Negative News
- 📉 FII holdings decreased (-0.05%), showing reduced foreign confidence.
- ⚠️ High leverage raises concerns about financial stability.
🌟 Company Positive News
- 📈 PAT stability reflects consistent earnings.
- 📊 EPS remains positive despite modest growth.
- 📉 DII confidence with slight increase in stake.
🏭 Industry
- 📊 Industry P/E at 15.8, lower than BAJAJHFL’s 28.7, showing relative overvaluation.
- 📈 Financial services sector benefits from rising credit demand.
- ⚠️ Competitive pressures and regulatory risks may limit margin expansion.
📌 Conclusion
BAJAJHFL is a moderate swing trade candidate. Entry is best near 85–87 ₹ with cautious exit around 95–97 ₹. Fundamentals are modest, technicals show short-term strength, and valuation is fair relative to growth. Suitable for traders seeking momentum opportunities with strict stop-loss discipline.