BAJAJHFL - Swing Trade Analysis with AI Signals

Last Updated Time : 19 Sept 25, 2:15 pm

Swing Trade Rating: 3.4

📊 Technical & Fundamental Snapshot

✅ Positives

PEG ratio 0.94 — fair valuation relative to growth.

EPS ₹2.72 with Qtr Profit Var +20.9% — earnings momentum is improving.

Price near DMA50 (₹115) — potential support zone.

RSI at 55.1 — neutral, with room to trend higher.

MACD at -0.07 — flattening, possible crossover setup.

Debt-to-equity 4.11 — typical for housing finance, but manageable.

ROE (13.5%) — decent return on equity.

⚠️ Weaknesses

P/E of 42.2 vs industry 19.9 — significantly overvalued.

Book Value ₹24.0 vs CMP ₹115 — high price-to-book ratio.

ROCE (9.55%) — modest capital efficiency.

Volume below average — short-term interest fading.

FII (-0.08%) and DII (-0.13%) holding dipped — institutional sentiment softening.

Dividend yield 0.00% — no income cushion.

52w Index at 16.2% — still in deep recovery zone.

🎯 Optimal Entry Price

Ideal entry: ₹112–₹114, near DMA50 and VWAP zone.

Confirm entry only if MACD turns positive and RSI holds above 55 with volume >45L.

🚪 Exit Strategy (If Already Holding)

Target zone: ₹122–₹125 (near DMA200 resistance).

Stop-loss: ₹109 (below recent swing low and volume shelf).

Exit trigger: RSI > 65 or MACD divergence near ₹125.

This setup is a cautious swing candidate with improving earnings but valuation and volume risks. If you're optimizing a financial basket, I can scan for NBFCs or housing finance peers with better PEG and MACD crossover setups. Just say the word.

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