BAJAJHFL - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 2.9
| Stock Code | BAJAJHFL | Market Cap | 68,100 Cr. | Current Price | 81.8 ₹ | High / Low | 137 ₹ |
| Stock P/E | 27.4 | Book Value | 25.4 ₹ | Dividend Yield | 0.00 % | ROCE | 9.55 % |
| ROE | 13.5 % | Face Value | 10.0 ₹ | DMA 50 | 88.5 ₹ | DMA 200 | 103 ₹ |
| Chg in FII Hold | 0.03 % | Chg in DII Hold | 0.85 % | PAT Qtr | 675 Cr. | PAT Prev Qtr | 643 Cr. |
| RSI | 32.8 | MACD | -2.08 | Volume | 55,34,074 | Avg Vol 1Wk | 67,94,201 |
| Low price | 79.8 ₹ | High price | 137 ₹ | PEG Ratio | 0.61 | Debt to equity | 4.44 |
| 52w Index | 3.39 % | Qtr Profit Var | 23.2 % | EPS | 2.97 ₹ | Industry PE | 13.8 |
📊 The stock BAJAJHFL shows weak potential for swing trading at present. Current price (₹81.8) is below both 50 DMA (₹88.5) and 200 DMA (₹103), indicating bearish momentum. RSI at 32.8 suggests the stock is nearing oversold territory, while MACD is negative (-2.08), confirming downward sentiment. Valuation is stretched with P/E of 27.4 compared to industry average of 13.8, though PEG ratio of 0.61 indicates fair valuation relative to growth. Quarterly PAT improved slightly, but high debt-to-equity (4.44) adds risk. Volume is below weekly average, showing limited participation.
💡 Optimal Entry Price: Around ₹80–82 if RSI dips closer to 30 and price stabilizes.
📉 Exit Strategy (if already holding): Consider exiting near ₹88–90 resistance zone unless strong reversal signals appear.
✅ Positive
- Quarterly PAT improved from ₹643 Cr. to ₹675 Cr.
- EPS of ₹2.97 reflects consistent earnings base.
- DII holding increased (+0.85%), showing domestic institutional support.
⚠️ Limitation
- Price trading below DMA levels shows weak technical momentum.
- High debt-to-equity ratio (4.44) adds leverage risk.
- No dividend yield, limiting investor returns.
📉 Company Negative News
- FII holding increased only marginally (+0.03%), showing limited foreign confidence.
- Valuation stretched compared to industry peers (P/E 27.4 vs 13.8).
📈 Company Positive News
- Quarterly profit variance (+23.2%) indicates improving performance.
- PEG ratio (0.61) suggests fair valuation relative to growth.
🏭 Industry
- Industry P/E at 13.8 shows peers trade at lower valuations.
- NBFC sector remains cyclical but supported by strong credit demand outlook.
🔎 Conclusion
BAJAJHFL is fundamentally stable but technically weak, currently oversold with potential for rebound. Entry near ₹80–82 may be considered cautiously, but exit near ₹88–90 is advisable unless momentum improves significantly. Caution is warranted due to high leverage and stretched valuations.