BAJAJHFL - Technical Analysis with Chart Patterns & Indicators

Last Updated Time : 05 Nov 25, 7:43 am

Technical Rating: 3.2

📉 BAJAJHFL is currently consolidating with weak momentum. Price action near key moving averages and bearish MACD suggest caution, though fundamentals remain stable.

📊 Technical Analysis Summary

• Trend Status: Consolidating with mild bearish bias
• RSI (47.9): Neutral zone — momentum fading
• MACD (-0.46): Bearish crossover — signals weakness
• Volume: Below 1-week average — low conviction
• DMA 50 & 200: Price below both — bearish signal
• Bollinger Bands: Price near mid-band — no clear breakout

🎯 Entry & Exit Zones

• Support Levels: ₹108, ₹105, ₹103
• Resistance Levels: ₹112, ₹118, ₹122
• Optimal Entry: ₹108–₹110 (if RSI rebounds)
• Exit Target: ₹118–₹122 (short-term resistance)

✅ Positive

• ROE (13.5%) and ROCE (9.55%) — decent efficiency metrics
• EPS of ₹2.72 — consistent earnings
• Quarterly PAT stable at ₹583 Cr
• PEG ratio (0.90) — fair valuation

⚠️ Limitation

• Price below 50 DMA and 200 DMA — bearish structure
• MACD negative — momentum weakening
• Volume below average — low participation
• High debt-to-equity ratio (4.11) — leverage risk

📉 Company Negative News

• FII and DII holdings declined — sentiment softening
• Stock down 15.3% from 52-week high

📈 Company Positive News

• Quarterly profit variation of +20.9% — earnings growth
• Stable PAT and EPS performance

🏭 Industry

• Sector: Housing Finance / NBFC
• Industry P/E: 18.4 vs BAJAJHFL’s P/E: 40.4 — relatively overvalued
• Sector outlook supported by housing demand and credit expansion

🧾 Conclusion

• BAJAJHFL is consolidating with weak technical momentum
• Entry near ₹108–₹110 with targets at ₹118–₹122
• Monitor RSI and MACD for signs of reversal
• Long-term investors may wait for trend confirmation due to valuation and debt risks