BAJAJHFL - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.0
| Stock Code | BAJAJHFL | Market Cap | 72,641 Cr. | Current Price | 87.2 ₹ | High / Low | 129 ₹ |
| Stock P/E | 28.3 | Book Value | 27.0 ₹ | Dividend Yield | 0.00 % | ROCE | 8.84 % |
| ROE | 12.1 % | Face Value | 10.0 ₹ | DMA 50 | 86.8 ₹ | DMA 200 | 98.9 ₹ |
| Chg in FII Hold | 0.05 % | Chg in DII Hold | -0.21 % | PAT Qtr | 669 Cr. | PAT Prev Qtr | 675 Cr. |
| RSI | 51.3 | MACD | 1.60 | Volume | 52,12,146 | Avg Vol 1Wk | 84,22,959 |
| Low price | 72.6 ₹ | High price | 129 ₹ | PEG Ratio | 1.05 | Debt to equity | 4.60 |
| 52w Index | 26.0 % | Qtr Profit Var | 14.1 % | EPS | 3.07 ₹ | Industry PE | 15.1 |
📉 BAJAJHFL is trading at ₹87.2, near its 50 DMA (₹86.8) but below the 200 DMA (₹98.9), showing weak medium-term alignment. RSI at 51.3 indicates neutral momentum, while MACD at 1.60 suggests mild bullish divergence. Bollinger Bands show price consolidating near the mid-range. Current volume (52,12,146) is below the 1-week average (84,22,959), reflecting reduced participation.
🔑 Short-term momentum signals: Support lies near ₹82–₹84, resistance around ₹92–₹95. Entry zone is closer to ₹84–₹86 if support holds. Exit zone should be considered near ₹92–₹95. The stock is in a consolidation phase with cautious bias.
✅ Positive
- EPS of ₹3.07 provides earnings visibility.
- Quarterly PAT stable at ₹669 Cr vs ₹675 Cr.
- ROE at 12.1% indicates moderate profitability.
- PEG ratio of 1.05 suggests fair valuation relative to growth.
- FII holdings increased slightly (+0.05%).
⚠️ Limitation
- High debt-to-equity ratio (4.60) raises leverage risk.
- ROCE at 8.84% is modest compared to peers.
- P/E of 28.3 vs industry average of 15.1 indicates overvaluation.
- Weak trading volume limits conviction in momentum signals.
📉 Company Negative News
- DII holdings decreased (-0.21%), showing domestic investor caution.
- Weak 52-week performance (26.0% index level).
📊 Company Positive News
- Quarterly profit variation (+14.1%) shows resilience.
- Minor foreign inflows support sentiment.
🏭 Industry
- Industry P/E at 15.1 highlights sector trading at lower multiples.
- NBFC sector remains resilient but faces margin and leverage pressures.
📝 Conclusion
BAJAJHFL shows weak technical momentum with price below 200 DMA and modest efficiency ratios. Fundamentals are stable but valuations are stretched and leverage is high. Entry near ₹84–₹86 offers cautious opportunity, with exit near ₹92–₹95. Strict stop-loss discipline is essential given consolidation and overvaluation risks.
Would you like me to extend this into a peer benchmarking overlay comparing BAJAJHFL against Bajaj Finance and Bajaj Finserv to highlight relative strength and valuation within the NBFC space?