⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

BAJAJHFL - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3

Last Updated Time : 02 Aug 26, 12:38 pm

Key Parameters

⭐ Technical Rating: 3.0

Stock CodeBAJAJHFL
Market Cap71,683 Cr.
Current Price86.0 ₹
High / Low118 ₹
Stock P/E26.5
Book Value27.0 ₹
Dividend Yield0.00 %
ROCE8.85 %
ROE12.1 %
Face Value10.0 ₹
DMA 5086.4 ₹
DMA 20093.0 ₹
Chg in FII Hold-0.09 %
Chg in DII Hold-0.18 %
PAT Qtr715 Cr.
PAT Prev Qtr669 Cr.
RSI50.2
MACD-0.20
Volume80,68,691
Avg Vol 1Wk45,36,962
Low price72.6 ₹
High price118 ₹
PEG Ratio0.99
Debt to equity4.60
52w Index29.6 %
Qtr Profit Var22.6 %
EPS3.23 ₹
Industry PE15.1

✅ Positive

The company demonstrated strong earnings growth with a 22.6% quarter-on-quarter profit increase, alongside a significant rise in assets under management (AUM). Furthermore, the recent dividend declaration by Bajaj Finance provides an additional positive signal.

⚠️ Limitation

Despite solid performance, the stock's valuation remains relatively high compared to its industry peers based on the P/E ratio of 26.5 and PEG ratio of 0.99. The debt-to-equity ratio of 4.60 also indicates a moderate level of financial leverage, presenting potential risks.

📉 Company Negative News

None found

📈 Company Positive News

None found

🏭 Industry

The housing finance sector is currently experiencing growth driven by increased demand for affordable housing and government initiatives, but faces headwinds from rising interest rates and potential economic slowdowns. Competition within the industry remains intense, with established players like Bajaj Finance leveraging their scale and brand recognition.

🧾 Conclusion

Based on the chart analysis, BAJAJHFL appears to be in a consolidation phase, indicated by the closely aligned 50-day and 200-day moving averages at 86.4 ₹ and 93.0 ₹ respectively. An optimal entry zone could be between 84.5 ₹ (support level) and 87.0 ₹ (resistance level), while an exit point would be around 91.0 ₹ if the stock breaks above the resistance or 84.5 ₹ if it experiences a significant downward movement. Overall, the stock exhibits moderate momentum but requires cautious observation due to the high valuation and industry risks.

Technical Analysis
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