BAJAJHFL - IntraDay Trade Analysis with Live Signals
Back to ListHere’s the intraday trading report for BAJAJHFL based on the given parameters
IntraDay Trade Rating: 3.6
| Stock Code | BAJAJHFL | Market Cap | 71,541 Cr. | Current Price | 85.9 ₹ | High / Low | 124 ₹ |
| Stock P/E | 27.8 | Book Value | 27.0 ₹ | Dividend Yield | 0.00 % | ROCE | 8.84 % |
| ROE | 12.1 % | Face Value | 10.0 ₹ | DMA 50 | 85.2 ₹ | DMA 200 | 94.9 ₹ |
| Chg in FII Hold | 0.05 % | Chg in DII Hold | -0.21 % | PAT Qtr | 669 Cr. | PAT Prev Qtr | 675 Cr. |
| RSI | 54.9 | MACD | 0.11 | Volume | 33,51,268 | Avg Vol 1Wk | 43,55,351 |
| Low price | 72.6 ₹ | High price | 124 ₹ | PEG Ratio | 1.04 | Debt to equity | 4.60 |
| 52w Index | 25.8 % | Qtr Profit Var | 14.1 % | EPS | 3.07 ₹ | Industry PE | 15.5 |
📊 Analysis: BAJAJHFL is trading near its 50 DMA (₹85.2) but below its 200 DMA (₹94.9), showing short-term strength but medium-term weakness. RSI at 54.9 indicates mildly bullish momentum, while MACD at 0.11 reflects neutral-to-positive divergence. Intraday volume (33.5 Lakh) is below the weekly average (43.5 Lakh), suggesting weaker participation. Fundamentals remain stable with EPS of ₹3.07 and PAT consistency, though leverage is high with debt-to-equity at 4.60.
💹 Optimal Buy Price: ₹85 – ₹87 (near DMA support)
🎯 Profit Exit Levels: ₹89 – ₹92 (short-term resistance zone)
🛑 Stop-Loss: ₹82 (below DMA cluster)
⏳ Exit Strategy if Holding: Exit intraday if RSI falls below 52 with rising sell volume or if price breaks under ₹82 with strong bearish candles. On the upside, partial profit booking is advised near ₹89–₹92 if momentum stalls.
✅ Positive
- EPS at ₹3.07 supports profitability visibility.
- PAT stable (₹669 Cr. vs ₹675 Cr.), showing earnings consistency.
- PEG ratio at 1.04 indicates fair valuation relative to growth.
- FII holdings increased slightly (+0.05%), reflecting marginal foreign confidence.
⚠️ Limitation
- High debt-to-equity ratio (4.60) raises financial risk.
- ROCE (8.84%) and ROE (12.1%) are modest compared to peers.
- P/E (27.8) is significantly higher than industry average (15.5).
- Intraday volume below weekly average, limiting momentum strength.
📉 Company Negative News
- DII holdings declined (-0.21%), showing reduced domestic confidence.
- High leverage limits flexibility in volatile conditions.
📈 Company Positive News
- Stable quarterly profits support fundamentals.
- Marginal foreign institutional inflows (+0.05%) add sentiment support.
🏭 Industry
- NBFC sector trades at ~15.5 PE, much lower than BAJAJHFL’s 27.8, highlighting premium valuation.
- Sector outlook remains steady with strong credit demand but sensitive to leverage risks.
🔎 Conclusion
BAJAJHFL is a moderate intraday candidate today. Entry near ₹85–₹87 offers upside potential toward ₹89–₹92. Fundamentals show stability, but high leverage, stretched valuations, and weak volume limit conviction. Suitable for cautious entries with strict stop-loss discipline.
Would you like me to extend this into a peer benchmarking overlay comparing BAJAJHFL with Bajaj Finance, HDFC Ltd, and LIC Housing Finance for sharper sector clarity?