BAJAJHFL - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:02 am

IntraDay Trade Rating: 2.8

📊 Analysis: BAJAJHFL is trading at ₹95.3, below both 50 DMA (₹104) and 200 DMA (₹115), showing technical weakness. RSI at 26.0 indicates oversold conditions, while MACD (-3.23) confirms bearish momentum. Current volume (44,03,682) is lower than average weekly volume (59,54,345), reflecting reduced intraday participation. Fundamentals show modest ROE (13.5%) and ROCE (9.55%), but valuation is stretched with a P/E of 33.5 compared to industry PE of 18.0. Debt-to-equity ratio is high at 4.44, adding leverage risk.

💡 Optimal Buy Price: Around ₹94–₹96 (near current support zone).

🎯 Profit-Taking Exit Levels: ₹98 (first resistance), ₹101 (next resistance).

🛡️ Stop-Loss / Loss Protection: ₹92 (below intraday support).

⏱️ If Already Holding: Consider partial exit near ₹98 if momentum slows. Full exit if price falls below ₹92 with continued weak RSI and MACD divergence. Intraday trend remains fragile given oversold conditions and weak technicals.

✅ Positive

• 📈 PAT growth from ₹583 Cr. to ₹643 Cr. (+17.8% QoQ).
• 💹 EPS of ₹2.83 shows earnings improvement.
• 📊 PEG ratio of 0.75 indicates reasonable valuation relative to growth.

⚠️ Limitation

• 📉 Trading below both 50 DMA and 200 DMA, indicating technical weakness.
• 📊 RSI at 26.0 shows oversold momentum.
• 📉 MACD negative (-3.23), confirming bearish trend.
• 📉 Current volume below average weekly volume.
• 💸 High debt-to-equity ratio (4.44) adds leverage risk.

🚨 Company Negative News

• 📉 FII holding decreased (-0.13%).
• 📉 DII holding decreased (-0.05%).

🌟 Company Positive News

• 📈 PAT growth strong at ₹643 Cr. vs ₹583 Cr. previous quarter.
• 📊 EPS improvement supports earnings visibility.

🏭 Industry

• 📊 Industry PE at 18.0, much lower than BAJAJHFL’s 33.5, showing premium valuation.
• 💳 NBFC sector outlook remains steady with rising credit demand but leverage risks persist.

📌 Conclusion

BAJAJHFL is a weak candidate for intraday trading today due to oversold RSI, negative MACD, and trading below key moving averages. Cautious entries near ₹94–₹96 may be considered with tight stop-loss at ₹92 and profit exits at ₹98–₹101. Intraday momentum remains fragile, favoring conservative strategies despite PAT growth.

Would you like me to extend this into a peer benchmarking overlay with other NBFC mid-cap stocks (like L&T Finance, Muthoot Finance, Shriram Finance) to highlight relative intraday strength?