⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
NIACL - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 4.0
| Stock Code | NIACL | Market Cap | 29,527 Cr. | Current Price | 179 ₹ | High / Low | 215 ₹ |
| Stock P/E | 21.3 | Book Value | 167 ₹ | Dividend Yield | 1.01 % | ROCE | 4.53 % |
| ROE | 4.97 % | Face Value | 5.00 ₹ | DMA 50 | 157 ₹ | DMA 200 | 162 ₹ |
| Chg in FII Hold | 0.01 % | Chg in DII Hold | 0.02 % | PAT Qtr | 558 Cr. | PAT Prev Qtr | 372 Cr. |
| RSI | 71.1 | MACD | 1.62 | Volume | 8,87,36,818 | Avg Vol 1Wk | 1,90,41,357 |
| Low price | 117 ₹ | High price | 215 ₹ | PEG Ratio | 2.29 | Debt to equity | 0.00 |
| 52w Index | 63.1 % | Qtr Profit Var | 60.9 % | EPS | 8.40 ₹ | Industry PE | 43.4 |
📈 Optimal Entry Price: 170–175 ₹ (near DMA support)
📉 Exit Strategy: If already holding, consider exiting near 200–205 ₹ resistance or on breakdown below 165 ₹.
Positive
- 📊 EPS at 8.40 ₹ supports valuation strength.
- 📈 PAT improved significantly (372 Cr. → 558 Cr.), showing strong earnings momentum.
- 💰 Dividend yield of 1.01% provides shareholder returns.
- 📉 Debt-to-equity ratio at 0.00 indicates no leverage risk.
- 📊 RSI at 71.1 reflects strong bullish momentum.
- 📈 MACD positive at 1.62, confirming upward trend.
Limitation
- ⚠️ ROCE (4.53%) and ROE (4.97%) remain modest, limiting efficiency.
- 📊 PEG ratio at 2.29 suggests valuation is stretched relative to growth.
- 📉 Current price close to 52-week high (215 ₹), limiting upside potential.
- ⚠️ RSI above 70 indicates overbought conditions, risk of short-term correction.
Company Negative News
- ❌ Efficiency ratios remain weak despite profit growth.
- ⚠️ Valuation slightly expensive compared to industry peers.
Company Positive News
- ✅ Quarterly profit variation at +60.9% shows strong earnings recovery.
- 📈 FII (+0.01%) and DII (+0.02%) holdings increased, reflecting investor confidence.
- 📊 Strong liquidity with volume exceeding 8.8 Cr. shares.
Industry
- 🌐 Industry PE at 43.4 is higher than NIACL’s PE (21.3), suggesting relative undervaluation.
- 📊 Insurance sector remains stable with long-term growth drivers in financial services.
Conclusion
⚖️ NIACL is a strong swing trade candidate with improving profits, undervaluation relative to industry, and strong momentum. Entry near 170–175 ₹ offers favorable risk-reward, with exit near 200–205 ₹. Stop-loss should be maintained around 165 ₹ due to overbought RSI levels.
This analysis frames NIACL as a low-leverage, momentum-backed swing candidate. Would you like me to extend this into a sector overlay comparison with peers like SBI Life and ICICI Lombard to benchmark its swing potential within the insurance sector?