NIACL - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.8
| Stock Code | NIACL | Market Cap | 26,688 Cr. | Current Price | 162 ₹ | High / Low | 215 ₹ |
| Stock P/E | 22.8 | Book Value | 169 ₹ | Dividend Yield | 1.11 % | ROCE | 3.72 % |
| ROE | 3.54 % | Face Value | 5.00 ₹ | DMA 50 | 150 ₹ | DMA 200 | 162 ₹ |
| Chg in FII Hold | 0.01 % | Chg in DII Hold | 0.02 % | PAT Qtr | 372 Cr. | PAT Prev Qtr | 63.2 Cr. |
| RSI | 60.8 | MACD | 6.57 | Volume | 7,35,546 | Avg Vol 1Wk | 7,89,859 |
| Low price | 117 ₹ | High price | 215 ₹ | PEG Ratio | 0.28 | Debt to equity | 0.00 |
| 52w Index | 45.6 % | Qtr Profit Var | 5.13 % | EPS | 7.11 ₹ | Industry PE | 31.6 |
NIACL shows moderate potential for swing trading. The current price of ₹162 is aligned with the 200 DMA (₹162) and slightly above the 50 DMA (₹150), suggesting near-term support but resistance at higher levels. RSI at 60.8 indicates mildly overbought conditions, while MACD at 6.57 signals bullish momentum. Fundamentals are stable with positive EPS (₹7.11), strong book value (₹169), and zero debt. However, ROCE (3.72%) and ROE (3.54%) are weak, limiting long-term attractiveness. Quarterly PAT improved significantly from ₹63.2 Cr. to ₹372 Cr., showing strong recovery.
💡 Optimal Entry Price: Around ₹158–₹162 near DMA support.
💡 Exit Strategy (if already holding): Consider exiting near ₹175–₹180 resistance unless momentum continues strongly.
✅ Positive
- Strong book value of ₹169 provides asset backing.
- EPS of ₹7.11 and stable profitability.
- Dividend yield of 1.11% adds investor appeal.
- Zero debt-to-equity ensures financial stability.
⚠️ Limitation
- Weak ROCE (3.72%) and ROE (3.54%) indicate low efficiency.
- Stock PE (22.8) is lower than industry PE (31.6), suggesting moderate valuation but limited growth.
- RSI near 61 shows mildly overbought conditions.
📉 Company Negative News
- Low return ratios (ROCE and ROE) compared to peers.
- Limited growth potential despite recent profit recovery.
📈 Company Positive News
- Quarterly PAT surged from ₹63.2 Cr. to ₹372 Cr.
- FII (+0.01%) and DII (+0.02%) holdings increased slightly, showing investor confidence.
- Dividend yield of 1.11% provides steady returns.
🏭 Industry
- Industry PE at 31.6 is higher than NIACL’s 22.8, suggesting the stock trades at a discount.
- Insurance sector remains stable with long-term growth potential.
🔎 Conclusion
NIACL is a fair candidate for swing trading with entry near ₹158–₹162 and exit around ₹175–₹180. Strong book value, dividend yield, and profit recovery support upside potential, but weak efficiency ratios limit long-term prospects. Traders should remain cautious and apply stop-loss strategies below ₹155.