⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
NIACL - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.4
| Stock Code | NIACL | Market Cap | 22,181 Cr. | Current Price | 134 ₹ | High / Low | 215 ₹ |
| Stock P/E | 18.9 | Book Value | 169 ₹ | Dividend Yield | 1.34 % | ROCE | 3.72 % |
| ROE | 3.54 % | Face Value | 5.00 ₹ | DMA 50 | 147 ₹ | DMA 200 | 167 ₹ |
| Chg in FII Hold | -0.01 % | Chg in DII Hold | -0.03 % | PAT Qtr | 372 Cr. | PAT Prev Qtr | 63.2 Cr. |
| RSI | 35.9 | MACD | -4.44 | Volume | 7,66,126 | Avg Vol 1Wk | 4,90,178 |
| Low price | 131 ₹ | High price | 215 ₹ | PEG Ratio | 0.24 | Debt to equity | 0.00 |
| 52w Index | 4.58 % | Qtr Profit Var | 5.13 % | EPS | 7.11 ₹ | Industry PE | 33.4 |
📊 Technical Analysis
- Chart Patterns: Stock is trading below both 50 DMA (₹147) and 200 DMA (₹167), showing weakness. Support at ₹131, resistance around ₹147–₹167.
- Moving Averages: Current price (₹134) is below key averages, confirming bearish bias.
- RSI: 35.9 — oversold zone, suggesting potential short-term bounce.
- MACD: -4.44 — bearish crossover, momentum still negative.
- Bollinger Bands: Price near lower band, indicating oversold conditions.
- Volume Trends: Current volume (7.66L) above 1-week average (4.90L), showing increased selling pressure.
📈 Momentum & Signals
- Short-term Momentum: Weak, but oversold RSI hints at possible rebound.
- Entry Zone: ₹131–₹135 (near support, risk-managed).
- Exit Zone: ₹147–₹167 (first resistance), ₹180 (next resistance).
- Trend Status: Downtrend with consolidation attempts; reversal only above ₹147.
✅ Positive
- Book value at ₹169 provides valuation cushion.
- Dividend yield of 1.34% offers investor incentive.
- PAT improved significantly (₹372 Cr vs ₹63.2 Cr), showing operational recovery.
⚠️ Limitation
- Stock trading below both 50 DMA and 200 DMA, bearish technical setup.
- Low ROE (3.54%) and ROCE (3.72%) reflect weak efficiency.
- FII and DII holdings slightly reduced, showing cautious sentiment.
📰 Company Negative News
- Stock corrected sharply from 52-week high of ₹215 to current ₹134.
- Weak return ratios compared to industry peers.
🌟 Company Positive News
- Quarterly PAT surged to ₹372 Cr, a strong improvement.
- EPS at ₹7.11 reflects profitability despite weak efficiency ratios.
- PEG ratio at 0.24 suggests undervaluation relative to growth.
🏭 Industry
- Industry PE at 33.4, higher than company PE (18.9), indicating NIACL trades at a discount.
- Insurance sector remains resilient with long-term growth potential.
🔎 Conclusion
- NIACL is in a downtrend but oversold RSI suggests short-term bounce potential.
- Short-term traders may consider entry near ₹131–₹135 with exit around ₹147–₹167.
- Long-term investors should be cautious due to weak efficiency ratios, despite improving profitability and attractive valuation.