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NIACL - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.8

Last Updated Time : 24 May 26, 10:34 pm

Technical Rating: 3.8

Stock Code NIACL Market Cap 27,197 Cr. Current Price 165 ₹ High / Low 215 ₹
Stock P/E 19.6 Book Value 167 ₹ Dividend Yield 1.09 % ROCE 4.53 %
ROE 4.97 % Face Value 5.00 ₹ DMA 50 156 ₹ DMA 200 163 ₹
Chg in FII Hold 0.01 % Chg in DII Hold 0.02 % PAT Qtr 558 Cr. PAT Prev Qtr 372 Cr.
RSI 56.6 MACD 3.29 Volume 4,23,041 Avg Vol 1Wk 8,31,178
Low price 117 ₹ High price 215 ₹ PEG Ratio 2.11 Debt to equity 0.00
52w Index 49.2 % Qtr Profit Var 60.9 % EPS 8.40 ₹ Industry PE 42.8

📊 Chart Analysis: NIACL trades at ₹165, above its 50 DMA (₹156) and 200 DMA (₹163), showing short-term strength. RSI at 56.6 indicates neutral-to-slightly bullish momentum. MACD at 3.29 is positive, suggesting mild bullish crossover. Bollinger Bands place the price near the midline, pointing to consolidation with upward bias. Current volume (4.2L) is below the 1-week average (8.3L), reflecting weaker participation.

📈 Momentum Signals: Short-term momentum is mildly bullish. Sustained trade above ₹170 could trigger upside, while support lies near ₹160.

💡 Entry Zone: ₹158–₹165 (support near DMA levels).

🚪 Exit Zone: ₹175–₹185 (resistance near recent highs and upper trendline).

🔎 Trend Status: The stock is consolidating with mild bullish bias after recovering from its 52-week low of ₹117.


Positive

  • 📌 EPS of ₹8.40 with consistent profitability.
  • 📌 Dividend yield of 1.09% provides shareholder returns.
  • 📌 PAT improved from ₹372 Cr. to ₹558 Cr. (+60.9% variation).
  • 📌 Debt-free (0.00 debt-to-equity), showing financial strength.

Limitation

  • ⚠️ ROCE (4.53%) and ROE (4.97%) remain low, indicating limited efficiency.
  • ⚠️ PEG ratio of 2.11 suggests valuation concerns.
  • ⚠️ Trading volumes are weaker compared to average, showing reduced investor activity.

Company Negative News

  • ❌ Margins remain thin despite profit growth.
  • ❌ Limited growth potential compared to industry peers.

Company Positive News

  • ✅ FII (+0.01%) and DII (+0.02%) holdings increased, reflecting institutional support.
  • ✅ Strong quarterly profit growth boosts investor sentiment.

Industry

  • 🌐 Insurance sector remains resilient with steady demand.
  • 🌐 Industry PE at 42.8 is higher than NIACL’s PE (19.6), suggesting relative undervaluation.

Conclusion

📌 NIACL is consolidating with mild bullish signals supported by MACD and RSI. Traders may consider entries near ₹158–₹165 and exits around ₹175–₹185. While fundamentals are stable with profit growth and dividend yield, low efficiency ratios and weak volumes warrant cautious optimism.

For deeper clarity, we could refine support and resistance mapping, expand on volume analysis to confirm momentum, or dive into RSI and MACD signals for short-term trading cues.

Technical Analysis
Fundamental Analysis

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