NIACL - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.9
| Stock Code | NIACL | Market Cap | 26,404 Cr. | Current Price | 161 ₹ | High / Low | 215 ₹ |
| Stock P/E | 19.1 | Book Value | 167 ₹ | Dividend Yield | 1.12 % | ROCE | 4.53 % |
| ROE | 4.97 % | Face Value | 5.00 ₹ | DMA 50 | 157 ₹ | DMA 200 | 163 ₹ |
| Chg in FII Hold | 0.01 % | Chg in DII Hold | 0.02 % | PAT Qtr | 558 Cr. | PAT Prev Qtr | 372 Cr. |
| RSI | 49.4 | MACD | 2.37 | Volume | 6,62,648 | Avg Vol 1Wk | 7,69,062 |
| Low price | 117 ₹ | High price | 215 ₹ | PEG Ratio | 2.05 | Debt to equity | 0.00 |
| 52w Index | 44.6 % | Qtr Profit Var | 60.9 % | EPS | 8.40 ₹ | Industry PE | 42.7 |
📊 Current Price: 161 ₹
🛒 Optimal Buy Price: 159 – 162 ₹ (near 50 DMA support)
🎯 Profit Exit Levels: 166 ₹ / 171 ₹
🛑 Stop-Loss: 157 ₹
⏳ If already holding: Exit near 166–171 ₹ if RSI weakens below 48 or volume drops further below average; tighten stop-loss if price slips under 159 ₹ with MACD losing strength.
Positive
✔️ EPS at 8.40 ₹ supports earnings visibility.
✔️ PAT improved significantly (558 Cr. vs 372 Cr.), showing strong quarterly growth.
✔️ ROE at 4.97% and ROCE at 4.53% indicate modest profitability.
✔️ Price above 50 DMA (157 ₹), supported by positive MACD (2.37).
✔️ Debt-to-equity ratio at 0.00 reflects financial stability.
✔️ FII (+0.01%) and DII (+0.02%) holdings increased slightly, showing institutional support.
Limitation
⚠️ RSI at 49.4 indicates neutral momentum, not strongly bullish.
⚠️ Price below 200 DMA (163 ₹), limiting medium-term strength.
⚠️ PEG ratio at 2.05 suggests valuation is stretched relative to growth.
⚠️ Volume (6.6 Lakh) below 1-week average (7.7 Lakh), showing weaker participation.
⚠️ 52w Index at 44.6% highlights limited recovery from highs.
Company Negative News
❌ Profitability remains modest despite quarterly improvement.
❌ Valuation premium compared to industry peers.
❌ Neutral RSI and lower-than-average volume limit intraday momentum.
Company Positive News
✅ Quarterly profit surged 60.9%, showing strong operational improvement.
✅ EPS positive, supporting investor confidence.
✅ Dividend yield at 1.12% adds shareholder value.
✅ Institutional holdings show incremental support.
Industry
🌐 Industry PE at 42.7 vs NIACL’s P/E of 19.1, showing NIACL trades at a discount.
📑 Insurance sector remains stable with long-term growth potential, though near-term volatility persists.
Conclusion
⚖️ NIACL is a moderately strong intraday candidate with improving fundamentals and positive MACD.
📉 Neutral RSI and weaker volume limit upside momentum.
🎯 Suitable for disciplined intraday trades targeting 166–171 ₹, with strict stop-loss at 157 ₹.
Would you like me to extend this into a sector overlay with peer benchmarking (e.g., GICRE, ICICI Lombard, SBI Life) to compare NIACL’s intraday strength against other insurance peers?