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NIACL - IntraDay Trade Analysis with Live Signals

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Rating: 3.2

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 3.2

Stock Code NIACL Market Cap 24,605 Cr. Current Price 149 ₹ High / Low 215 ₹
Stock P/E 21.0 Book Value 0.00 ₹ Dividend Yield 1.21 % ROCE 3.72 %
ROE 3.54 % Face Value 5.00 ₹ DMA 50 156 ₹ DMA 200 175 ₹
Chg in FII Hold -0.01 % Chg in DII Hold -0.03 % PAT Qtr 372 Cr. PAT Prev Qtr 63.2 Cr.
RSI 47.4 MACD -2.43 Volume 2,98,168 Avg Vol 1Wk 3,88,146
Low price 135 ₹ High price 215 ₹ PEG Ratio 0.26 52w Index 17.4 %
Qtr Profit Var 5.13 % EPS 7.11 ₹ Industry PE 33.8

📊 Analysis: NIACL shows moderate potential for intraday trading. Current price (₹149) is below both 50 DMA (₹156) and 200 DMA (₹175), indicating short-term weakness. RSI at 47.4 is neutral, while MACD (-2.43) suggests mild bearish momentum. Volume (2.98L vs avg 3.88L) is lower than average, reflecting limited participation. However, strong quarterly PAT improvement (₹372 Cr vs ₹63.2 Cr) provides fundamental support.

💰 Optimal Buy Price: ₹148–150 if price sustains above intraday support.

📈 Profit-Taking Levels: First exit near ₹154, extended target ₹160.

📉 Stop-Loss: ₹145 to protect against downside risk.

⏱️ If Already Holding: Exit intraday if price fails to hold above ₹148 or momentum weakens near resistance zones (₹154–160). Watch RSI slipping below 45 or volume drying up as exit signals.


Positive

  • Quarterly PAT surged to ₹372 Cr from ₹63.2 Cr, showing strong improvement.
  • Dividend yield of 1.21% adds investor appeal.
  • PEG ratio of 0.26 suggests undervaluation relative to growth.
  • EPS at ₹7.11 indicates profitability despite weak ROE/ROCE.

Limitation

  • Price trading below both 50 DMA and 200 DMA indicates bearish trend.
  • ROCE (3.72%) and ROE (3.54%) are weak compared to peers.
  • MACD negative, reflecting short-term bearishness.
  • Volume below average, limiting intraday momentum.

Company Negative News

  • Decline in FII (-0.01%) and DII (-0.03%) holdings shows reduced institutional confidence.
  • Book value reported as 0.00 ₹, raising concerns about balance sheet reporting.

Company Positive News

  • Strong quarterly profit growth supports fundamentals.
  • Stable dividend yield continues to attract investors.

Industry

  • Industry PE at 33.8 is higher than NIACL’s PE (21.0), suggesting relative undervaluation.
  • Insurance sector remains resilient with long-term growth prospects.

Conclusion

⚖️ NIACL is a moderate candidate for intraday trading. Entry near ₹148–150 with exit around ₹154–160 offers limited upside. Weak technicals and low volume suggest caution, but strong quarterly profit growth provides short-term support for opportunistic trades.

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