NIACL - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.4
| Stock Code | NIACL | Market Cap | 22,181 Cr. | Current Price | 134 ₹ | High / Low | 215 ₹ |
| Stock P/E | 18.9 | Book Value | 169 ₹ | Dividend Yield | 1.34 % | ROCE | 3.72 % |
| ROE | 3.54 % | Face Value | 5.00 ₹ | DMA 50 | 147 ₹ | DMA 200 | 167 ₹ |
| Chg in FII Hold | -0.01 % | Chg in DII Hold | -0.03 % | PAT Qtr | 372 Cr. | PAT Prev Qtr | 63.2 Cr. |
| RSI | 35.9 | MACD | -4.44 | Volume | 7,66,126 | Avg Vol 1Wk | 4,90,178 |
| Low price | 131 ₹ | High price | 215 ₹ | PEG Ratio | 0.24 | Debt to equity | 0.00 |
| 52w Index | 4.58 % | Qtr Profit Var | 5.13 % | EPS | 7.11 ₹ | Industry PE | 33.4 |
📊 Analysis: NIACL shows weak-to-moderate potential for intraday trading today. RSI at 35.9 indicates oversold conditions, while MACD (-4.44) remains bearish. Volume (7.66 lakh) is higher than the 1-week average (4.90 lakh), suggesting active participation. The stock is trading below both 50 DMA (147 ₹) and 200 DMA (167 ₹), reflecting short-term and medium-term weakness despite improved quarterly profits.
💹 Optimal Buy Price: 132–134 ₹ (near current support zone).
🎯 Profit-Taking Levels: 140 ₹ (first resistance), 147 ₹ (DMA 50, strong resistance).
🛑 Stop-Loss: 130 ₹ (recent low support).
📈 If Already Holding: Exit intraday if price fails to sustain above 134 ₹ with weakening momentum or volume. Protective exit below 130 ₹. Book partial profits near 140–147 ₹ if momentum sustains.
Positive
- Quarterly PAT improved significantly (372 Cr. vs 63.2 Cr.).
- EPS at 7.11 ₹ shows profitability.
- PEG ratio at 0.24 indicates undervaluation relative to growth.
- Debt-to-equity ratio at 0.00 reflects strong financial stability.
Limitation
- Stock trades below both 50 DMA and 200 DMA.
- ROCE (3.72%) and ROE (3.54%) are weak compared to peers.
- MACD remains negative, limiting bullish confirmation.
Company Negative News
- FII holdings decreased (-0.01%) and DII holdings also declined (-0.03%).
- Stock has fallen sharply from 52-week high of 215 ₹.
Company Positive News
- Quarterly profits surged, showing operational improvement.
- Dividend yield of 1.34% provides investor confidence.
- Book value at 169 ₹ indicates asset backing.
Industry
- Industry PE at 33.4, while NIACL trades at 18.9, indicating discount valuation.
- Insurance sector remains stable but faces margin pressures.
Conclusion
⚖️ NIACL earns a weak-to-moderate intraday rating (3.4). Improved quarterly profits and undervaluation are positives, but weak ROE/ROCE, bearish technicals, and declining institutional holdings limit upside. Best strategy: Buy near 132–134 ₹, target 140–147 ₹, and protect downside at 130 ₹. Intraday traders should remain cautious and book profits quickly.
Selva, NIACL looks fundamentally discounted but technically weak. Would you like me to prepare a basket overlay comparing NIACL with other insurance peers like SBI Life, ICICI Lombard, and HDFC Life to see if intraday capital rotation favors NIACL or stronger setups in the sector?