MUTHOOTFIN - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.2
| Stock Code | MUTHOOTFIN | Market Cap | 1,32,747 Cr. | Current Price | 3,306 ₹ | High / Low | 4,150 ₹ |
| Stock P/E | 15.5 | Book Value | 859 ₹ | Dividend Yield | 0.79 % | ROCE | 13.4 % |
| ROE | 19.7 % | Face Value | 10.0 ₹ | DMA 50 | 3,520 ₹ | DMA 200 | 3,229 ₹ |
| Chg in FII Hold | 0.17 % | Chg in DII Hold | -0.24 % | PAT Qtr | 2,656 Cr. | PAT Prev Qtr | 2,345 Cr. |
| RSI | 43.1 | MACD | -77.9 | Volume | 12,00,358 | Avg Vol 1Wk | 11,51,933 |
| Low price | 1,964 ₹ | High price | 4,150 ₹ | PEG Ratio | 1.62 | Debt to equity | 3.69 |
| 52w Index | 61.4 % | Qtr Profit Var | 94.9 % | EPS | 213 ₹ | Industry PE | 16.4 |
Analysis: MUTHOOTFIN trades at 3,306 ₹, below its 50 DMA (3,520 ₹) but above its 200 DMA (3,229 ₹), showing mixed momentum. RSI at 43.1 indicates neutral strength, while MACD (-77.9) reflects short-term weakness. The P/E of 15.5 is slightly below the industry average (16.4), suggesting fair valuation. Fundamentals are strong with ROE (19.7%), EPS (213 ₹), and a sharp rise in quarterly PAT (2,656 Cr. vs 2,345 Cr.). However, the high debt-to-equity ratio (3.69) adds risk. Overall, this is a moderately good swing trade candidate with cautious entry.
Optimal Entry Price: Around 3,250–3,300 ₹, near the 200 DMA support zone.
Exit Strategy (if already holding): Consider exiting near 3,500–3,550 ₹ (50 DMA resistance zone). Place a stop-loss around 3,200 ₹ to protect against downside.
✅ Positive
- Strong ROE (19.7%) and ROCE (13.4%) show efficient capital use.
- EPS of 213 ₹ indicates robust earnings power.
- PAT growth of 94.9% quarter-on-quarter highlights strong performance.
- P/E (15.5) is slightly below industry average, suggesting fair valuation.
⚠️ Limitation
- High debt-to-equity ratio (3.69) increases financial risk.
- MACD is negative (-77.9), showing weak short-term momentum.
- Dividend yield is modest (0.79%), limiting income appeal.
📉 Company Negative News
- DII holdings decreased (-0.24%), showing reduced domestic confidence.
📈 Company Positive News
- FII holdings increased (+0.17%), reflecting foreign investor interest.
- Quarterly PAT surged significantly, boosting sentiment.
🏭 Industry
- Industry P/E is 16.4, making MUTHOOTFIN fairly valued compared to peers.
- NBFC sector benefits from strong demand for gold loans but faces regulatory and interest rate risks.
🔎 Conclusion
MUTHOOTFIN shows strong fundamentals and fair valuation, making it a moderate swing trade candidate. Entry near 3,250–3,300 ₹ is safer, with exit around 3,500–3,550 ₹. Stop-loss at 3,200 ₹ is recommended. While short-term technicals are weak, strong earnings growth supports potential upside.