⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MUTHOOTFIN - Swing Trade Analysis with AI Signals

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Rating: 4

Last Updated Time : 05 May 26, 03:59 pm

📊 Swing Trade Rating: 4.0

Stock Code MUTHOOTFIN Market Cap 1,40,032 Cr. Current Price 3,488 ₹ High / Low 4,150 ₹
Stock P/E 16.4 Book Value 859 ₹ Dividend Yield 0.86 % ROCE 13.4 %
ROE 19.7 % Face Value 10.0 ₹ DMA 50 3,474 ₹ DMA 200 3,276 ₹
Chg in FII Hold 0.56 % Chg in DII Hold -0.70 % PAT Qtr 2,656 Cr. PAT Prev Qtr 2,345 Cr.
RSI 51.6 MACD 23.6 Volume 4,06,547 Avg Vol 1Wk 3,97,195
Low price 2,027 ₹ High price 4,150 ₹ PEG Ratio 1.71 Debt to equity 3.69
52w Index 68.8 % Qtr Profit Var 94.9 % EPS 213 ₹ Industry PE 19.2

MUTHOOTFIN shows good potential for swing trading. The RSI (51.6) and MACD (23.6) indicate neutral-to-positive momentum. The current price (₹3,488) is slightly above the 50 DMA (₹3,474) and well above the 200 DMA (₹3,276), suggesting a stable uptrend. Fundamentals are strong with EPS (₹213), ROE (19.7%), and significant quarterly PAT growth (₹2,656 Cr vs ₹2,345 Cr). However, the high debt-to-equity ratio (3.69) and modest ROCE (13.4%) are limitations.

Optimal Entry Price: Around ₹3,450–3,500, near the 50 DMA support.

📤 Exit Strategy: If already holding, consider profit booking near ₹3,750–3,800, or exit if price falls below ₹3,400 support.

🌟 Positive

  • Strong EPS (₹213) and consistent profit growth.
  • Quarterly PAT growth of 94.9% shows robust earnings momentum.
  • ROE of 19.7% indicates efficient shareholder returns.
  • FII holding increased (+0.56%), showing foreign investor confidence.

⚠️ Limitation

  • High debt-to-equity ratio (3.69) increases financial risk.
  • ROCE (13.4%) is modest compared to peers.
  • DII holding decreased (-0.70%), showing reduced domestic institutional support.

📰 Company Negative News

  • No major negative news reported, but leverage remains a concern.

📈 Company Positive News

  • Strong quarterly profit growth supports bullish sentiment.
  • Dividend yield of 0.86% provides steady returns.

🏭 Industry

  • Industry P/E at 19.2 shows MUTHOOTFIN trades at a slight discount (P/E 16.4).
  • NBFC sector benefits from rising credit demand but is sensitive to interest rate cycles.

✅ Conclusion

MUTHOOTFIN is a good candidate for swing trading with entry near ₹3,450–3,500 and exit around ₹3,750–3,800. Strong earnings and valuation discount support upside potential, but high leverage requires cautious risk management. Suitable for medium-risk traders seeking short-term gains.

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