MUTHOOTFIN - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 4.1

📊 Analysis: Muthoot Finance shows moderate intraday potential. Current price (₹3,788) is above DMA 50 (₹3,518) and DMA 200 (₹2,888), confirming bullish bias. RSI at 56.6 indicates neutral-to-positive momentum, while MACD at 86.0 supports short-term upward movement. Volume (3,48,202) is higher than the 1-week average (2,81,490), showing active participation. However, high debt-to-equity (3.52) and modest ROCE (13.4%) limit upside confidence.

💹 Optimal Buy Price: ₹3,760–₹3,780 (near support zone close to DMA 50).

🎯 Profit-Taking Exit Levels: ₹3,820 (first resistance), ₹3,860 (second resistance).

🛡️ Stop-Loss / Loss Protection: ₹3,740 (below intraday support).

⏱️ Intraday Exit Guidance: If already holding, consider exiting if price fails to sustain above ₹3,760 with RSI dropping below 50 or MACD flattening. Exit near ₹3,820–₹3,860 if momentum remains strong with volume confirmation.

Positive

• ✅ EPS of ₹181 supports strong earnings visibility.
• ✅ ROE at 19.7% indicates decent shareholder returns.
• ✅ Quarterly PAT growth from ₹2,046 Cr. to ₹2,345 Cr. shows strong profitability momentum.
• ✅ Price trading above DMA 50 & DMA 200 confirms bullish trend.
• ✅ FII holding increased (+0.74%), showing foreign investor confidence.

Limitation

• ⚠️ High debt-to-equity ratio (3.52) raises leverage concerns.
• ⚠️ ROCE at 13.4% is relatively modest compared to peers.
• ⚠️ Dividend yield of 0.69% offers limited income return.
• ⚠️ DII holding decreased (-0.84%), showing reduced domestic investor confidence.

Company Negative News

• 📉 No major negative news reported, but leverage risk remains a concern.

Company Positive News

• 📈 Quarterly profit growth of 87.4% highlights strong operational performance.
• 📈 Increased FII interest supports market sentiment.

Industry

• 🌐 NBFC sector remains resilient with strong demand for gold-backed loans.
• 🌐 Industry P/E at 21.2 is close to Muthoot’s P/E (20.9), suggesting fair valuation.

Conclusion

🔎 Muthoot Finance is a moderately strong candidate for intraday trading today. Buy near ₹3,760–₹3,780 with profit targets at ₹3,820–₹3,860 and stop-loss at ₹3,740. Momentum indicators and volume favor short-term gains, but high leverage limits upside. Suitable for disciplined intraday traders with strict stop-loss adherence.

Would you like me to extend this into a peer benchmarking overlay comparing Muthoot Finance with Manappuram Finance, Bajaj Finance, and other NBFC peers for intraday relative strength?