⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MFSL - Swing Trade Analysis with AI Signals

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Rating: 2.6

Last Updated Time : 04 Feb 26, 02:09 am

Swing Trade Rating: 2.6

Stock Code MFSL Market Cap 57,601 Cr. Current Price 1,670 ₹ High / Low 1,765 ₹
Book Value 195 ₹ Dividend Yield 0.00 % ROCE -0.13 % ROE -0.14 %
Face Value 2.00 ₹ DMA 50 1,649 ₹ DMA 200 1,539 ₹ Chg in FII Hold 0.35 %
Chg in DII Hold 0.09 % PAT Qtr -3.40 Cr. PAT Prev Qtr -2.52 Cr. RSI 55.8
MACD -11.2 Volume 5,77,738 Avg Vol 1Wk 6,64,330 Low price 950 ₹
High price 1,765 ₹ Debt to equity 0.00 52w Index 88.4 % Qtr Profit Var -38.2 %
EPS -0.29 ₹ Industry PE 81.6

📊 Max Financial Services Ltd (MFSL) shows weak fundamentals and limited technical strength for swing trading. The stock trades at ₹1,670, slightly above its 50 DMA (₹1,649) and 200 DMA (₹1,539), reflecting medium-term support. RSI at 55.8 indicates neutral momentum, while MACD at -11.2 signals mild bearishness. The absence of a meaningful P/E ratio, negative ROE (-0.14%) and ROCE (-0.13%), and negative EPS (-₹0.29) highlight poor profitability. Despite being debt-free and trading near its 52-week high, declining quarterly profits and lack of dividend yield reduce investor confidence.

✅ Optimal Entry Price: Around ₹1,630–1,650 (near support zone, slightly below current price).

🚪 Exit Strategy (if already holding): Consider exit near ₹1,720–1,750 (resistance zone close to 52-week high). If price falls below ₹1,600, apply stop-loss to protect capital.

Positive

  • ⚡ Debt-free balance sheet (Debt-to-equity 0.00).
  • 📊 Trading above 200 DMA, showing medium-term support.
  • 🏦 FII holdings increased (+0.35%).
  • 🏦 DII holdings increased (+0.09%).

Limitation

  • ⚠️ Negative ROE (-0.14%) and ROCE (-0.13%).
  • 📉 Negative EPS (-₹0.29) indicates weak earnings.
  • 📉 No dividend yield (0.00%).
  • 📉 MACD (-11.2) shows bearish momentum.

Company Negative News

  • 📉 Quarterly PAT declined (₹-3.40 Cr. vs ₹-2.52 Cr.).
  • ⚠️ Profit variation worsened (-38.2%).

Company Positive News

  • 📈 Stock trading near 52-week high (₹1,765).
  • 🏦 Institutional investors (FII & DII) showed marginal accumulation.

Industry

  • 🏦 Financial services sector average PE is 81.6, MFSL has no meaningful P/E due to negative earnings.
  • 📊 Sector demand remains steady, but profitability is critical for valuation support.

Conclusion

⚖️ MFSL is a weak candidate for swing trading due to poor profitability, negative earnings, and bearish technicals. Entry near ₹1,630–1,650 offers limited risk-reward, while exits should be targeted near ₹1,720–1,750. Debt-free status and institutional support provide minor positives, but traders should remain cautious and apply strict stop-loss discipline below ₹1,600.

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