M&MFIN - Swing Trade Analysis with AI Signals

Last Updated Time : 20 Dec 25, 07:01 am

Swing Trade Rating: 4.0

📊 M&MFIN shows strong momentum and improving fundamentals, making it a good candidate for swing trading. The stock is trading above both its 50 DMA (329 ₹) and 200 DMA (292 ₹), confirming bullish strength. RSI at 60.9 indicates healthy momentum without being overbought, and MACD is positive (7.21), supporting upward trend continuation. Optimal entry would be near 360–365 ₹ on pullbacks. If already holding, exit should be considered near 385–390 ₹, close to resistance levels.

✅ Positive

• 📈 Quarterly PAT improved from 530 Cr. to 569 Cr., showing profit growth (+54.1% YoY).
• 💰 Dividend yield of 1.72% provides steady income.
• 📊 PEG ratio of 0.61 suggests attractive valuation relative to growth.
• 📉 Strong trading volumes (64.8 lakh vs. avg 36.5 lakh) indicate active market participation.

⚠️ Limitation

• 📉 High debt-to-equity ratio (4.99) raises concerns about leverage risk.
• 📊 ROCE (9.02%) and ROE (12.3%) are moderate compared to peers.
• 📉 Current price near 52-week high (387 ₹) limits upside potential.

🚨 Company Negative News

• 📉 Slight decline in DII holdings (-0.04%) shows reduced domestic institutional confidence.

🌟 Company Positive News

• 📈 Increase in FII holdings (+0.26%) reflects growing foreign investor interest.
• 💰 Consistent profitability with quarterly PAT growth supports investor sentiment.

🏭 Industry

• 📊 Industry PE at 21.2 vs. M&MFIN’s PE of 20.4 shows fair valuation in line with peers.
• 💳 NBFC sector benefits from rising credit demand but faces risks from interest rate cycles.

📌 Conclusion

Overall, M&MFIN is a strong swing trade candidate with bullish technicals and improving fundamentals. Entry around 360–365 ₹ is optimal, while exit should be considered near 385–390 ₹. Traders should monitor debt levels and institutional sentiment to manage risk effectively.

I can also highlight peer NBFC stocks like Bajaj Finance or Shriram Finance to compare swing trade setups against M&MFIN. Would you like me to prepare that?