M&MFIN - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.6
| Stock Code | M&MFIN | Market Cap | 42,180 Cr. | Current Price | 304 ₹ | High / Low | 412 ₹ |
| Stock P/E | 14.7 | Book Value | 178 ₹ | Dividend Yield | 2.14 % | ROCE | 8.77 % |
| ROE | 12.9 % | Face Value | 2.00 ₹ | DMA 50 | 320 ₹ | DMA 200 | 320 ₹ |
| Chg in FII Hold | 0.29 % | Chg in DII Hold | -0.25 % | PAT Qtr | 873 Cr. | PAT Prev Qtr | 899 Cr. |
| RSI | 46.9 | MACD | -2.66 | Volume | 33,34,505 | Avg Vol 1Wk | 57,80,005 |
| Low price | 236 ₹ | High price | 412 ₹ | PEG Ratio | 1.19 | Debt to equity | 4.86 |
| 52w Index | 38.4 % | Qtr Profit Var | 55.0 % | EPS | 20.0 ₹ | Industry PE | 19.2 |
M&MFIN shows mixed signals for swing trading. The RSI at 46.9 is neutral, while MACD is negative, indicating weak momentum. The debt-to-equity ratio of 4.86 is high, raising concerns about leverage. However, the company has shown strong quarterly profit variation (+55%) and EPS of ₹20.0, with a reasonable P/E of 14.7 compared to the industry average of 19.2. Institutional activity is mixed, with FII holdings increasing but DII holdings declining.
✅ Optimal Entry Price: Around ₹290 – ₹295 (near support zone below DMA levels).
📈 Exit Strategy if Holding: Consider exiting around ₹320 – ₹330 (near DMA resistance).
👍 Positive
- Quarterly PAT remains strong at ₹873 Cr.
- EPS of ₹20.0 shows consistent earnings.
- Dividend yield of 2.14% provides steady returns.
- FII holdings increased (+0.29%), showing foreign investor confidence.
⚠️ Limitation
- High debt-to-equity ratio (4.86) raises financial risk.
- MACD negative, confirming weak momentum.
- Trading volume below weekly average, showing reduced participation.
- ROCE at 8.77% is relatively low compared to peers.
📰 Company Negative News
- DII holdings decreased (-0.25%), showing reduced domestic institutional support.
- PAT declined slightly compared to previous quarter (₹899 Cr to ₹873 Cr).
🌟 Company Positive News
- Quarterly profit variation of +55% indicates strong growth momentum.
- FII holdings increased, reflecting foreign investor confidence.
🏭 Industry
- Industry PE at 19.2, higher than M&MFIN’s PE of 14.7, suggesting undervaluation.
- NBFC sector benefits from rural credit demand but faces risks from high leverage and interest rate cycles.
✅ Conclusion
M&MFIN is a moderately suitable candidate for swing trading. Entry near ₹290 – ₹295 offers a good risk-reward setup, with an exit target around ₹320 – ₹330. However, traders should remain cautious due to high leverage and weak technical momentum. Monitoring volume recovery and MACD crossover is essential before aggressive entry.