M&MFIN - Swing Trade Analysis with AI Signals

Last Updated Time : 05 Nov 25, 7:43 am

Swing Trade Rating: 4.3

📈 Optimal Entry Price: ₹300–₹310 (wait for RSI cooldown)

📉 Exit Strategy (if holding): ₹325–₹330 (near 52-week high and resistance)

🔷 Positive

• 📊 Strong quarterly profit growth: PAT rose from ₹530 Cr. to ₹569 Cr. (QoQ growth of 7.4%).
• 📈 MACD at 10.2: Indicates strong bullish momentum.
• 📉 PEG ratio of 0.52: Suggests undervaluation relative to earnings growth.
• 📈 Trading above DMA 50 and 200: Reflects strong technical trend.
• 💰 Dividend yield of 2.04%: Attractive for income-seeking investors.
• 📈 FII holding increased by 0.26%: Indicates growing foreign investor confidence.

⚠️ Limitation

• 📉 RSI at 76.5: Overbought zone, suggesting potential short-term pullback.
• 📉 Debt-to-equity ratio of 4.99: High leverage could pose financial risk in downturns.
• 📉 ROCE at 9.02%: Indicates moderate capital efficiency.
• 📉 Volume below 1-week average: May signal weakening momentum.

📉 Company Negative News

• 📰 Analysts have flagged concerns over asset quality and provisioning in the NBFC sector, including M&MFIN.

📈 Company Positive News

• 📊 M&MFIN reported a 54% YoY jump in net profit, driven by improved disbursements and lower credit costs.
• 📈 Management commentary remains optimistic about rural demand and festive season tailwinds.

🏦 Industry

• 🏛️ Operates in the NBFC sector, which is gaining traction with rising rural credit demand and digital lending.
• 📈 Industry P/E of 22.6 suggests M&MFIN is trading at a discount, offering valuation comfort.

🧾 Conclusion

• ✅ M&MFIN is a strong swing trade candidate with solid earnings momentum and technical strength.
• 📌 Entry near ₹300–₹310 is ideal after RSI cools down from overbought levels.
• 🚪 If already holding, consider exiting near ₹325–₹330, aligning with resistance and 52-week high.

I can also help you track RSI and MACD shifts for M&MFIN to time your entry more precisely.