M&MFIN - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.8
| Stock Code | M&MFIN | Market Cap | 50,537 Cr. | Current Price | 362 ₹ | High / Low | 412 ₹ |
| Stock P/E | 19.7 | Book Value | 166 ₹ | Dividend Yield | 1.79 % | ROCE | 9.02 % |
| ROE | 12.3 % | Face Value | 2.00 ₹ | DMA 50 | 357 ₹ | DMA 200 | 313 ₹ |
| Chg in FII Hold | -0.48 % | Chg in DII Hold | 0.05 % | PAT Qtr | 899 Cr. | PAT Prev Qtr | 569 Cr. |
| RSI | 49.3 | MACD | -0.71 | Volume | 14,50,884 | Avg Vol 1Wk | 24,48,432 |
| Low price | 232 ₹ | High price | 412 ₹ | PEG Ratio | 0.59 | Debt to equity | 4.99 |
| 52w Index | 72.4 % | Qtr Profit Var | -0.02 % | EPS | 17.8 ₹ | Industry PE | 19.4 |
📊 Mahindra & Mahindra Financial Services (M&MFIN) shows a balanced outlook for swing trading. The stock trades at ₹362, slightly above its 50 DMA (₹357) and well above its 200 DMA (₹313), reflecting medium-term strength. RSI at 49.3 indicates neutral momentum, while MACD at -0.71 suggests mild bearishness. Valuation is fair with a P/E of 19.7 compared to industry average of 19.4. Fundamentals are moderate with ROE at 12.3% and ROCE at 9.02%. EPS of ₹17.8 and dividend yield of 1.79% add investor appeal, though high debt-to-equity (4.99) and weak profit variation limit upside.
✅ Optimal Entry Price: Around ₹350–360 (near support zone, slightly below current price).
🚪 Exit Strategy (if already holding): Consider exit near ₹390–400 (resistance zone close to recent highs). If price falls below ₹345, apply stop-loss to protect capital.
Positive
- 📈 EPS of ₹17.8 supports valuation strength.
- 💰 Dividend yield of 1.79% adds investor appeal.
- 📊 Trading above 200 DMA, showing long-term support.
- 📈 PAT improved sequentially (₹899 Cr. vs ₹569 Cr.).
Limitation
- ⚠️ High debt-to-equity ratio (4.99).
- 📉 Weak ROCE (9.02%) compared to peers.
- 📉 Neutral RSI (49.3) and negative MACD (-0.71) show limited momentum.
- 📉 Lower trading volume compared to weekly average.
Company Negative News
- 📉 FII holdings decreased (-0.48%).
- ⚠️ Quarterly profit variation is flat (-0.02%).
Company Positive News
- 📈 Sequential PAT growth shows operational improvement.
- 🏦 DII holdings increased slightly (+0.05%).
Industry
- 🏦 NBFC sector average PE is 19.4, M&MFIN trades in line (19.7).
- 📊 Sector demand remains steady, supported by rural and semi-urban financing growth.
Conclusion
⚖️ M&MFIN is a moderately suitable candidate for swing trading. Entry near ₹350–360 offers favorable risk-reward, while exits should be targeted near ₹390–400. Strong sequential PAT growth and dividend yield provide positives, but high leverage and weak momentum limit short-term upside. Traders should remain cautious and apply strict stop-loss discipline below ₹345.