M&MFIN - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 4.0
| Stock Code | M&MFIN | Market Cap | 42,387 Cr. | Current Price | 305 ₹ | High / Low | 412 ₹ |
| Stock P/E | 14.8 | Book Value | 178 ₹ | Dividend Yield | 2.46 % | ROCE | 8.77 % |
| ROE | 12.9 % | Face Value | 2.00 ₹ | DMA 50 | 318 ₹ | DMA 200 | 320 ₹ |
| Chg in FII Hold | 0.29 % | Chg in DII Hold | -0.25 % | PAT Qtr | 873 Cr. | PAT Prev Qtr | 899 Cr. |
| RSI | 44.8 | MACD | -2.20 | Volume | 16,26,585 | Avg Vol 1Wk | 24,94,459 |
| Low price | 246 ₹ | High price | 412 ₹ | PEG Ratio | 1.19 | Debt to equity | 4.86 |
| 52w Index | 35.4 % | Qtr Profit Var | 55.0 % | EPS | 20.0 ₹ | Industry PE | 20.3 |
📈 Chart & Momentum Analysis
- Current price (₹305) is below DMA 50 (₹318) and DMA 200 (₹320), showing short-term and medium-term weakness.
- RSI at 44.8 indicates neutral-to-weak momentum, leaning toward oversold territory.
- MACD at -2.20 is negative, signaling bearish bias.
- Bollinger Bands: Price near lower band, suggesting downside pressure.
- Volume (16.3L) is below average weekly volume (24.9L), showing weak participation.
🎯 Entry & Exit Zones
- Optimal entry: ₹290–₹300 (support near recent lows).
- Exit/Profit zone: ₹315–₹325 (resistance near DMA 50 & 200).
- Stop-loss: ₹285 (support zone).
📊 Trend Status
- The stock is consolidating with bearish undertone, struggling to regain strength above moving averages.
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Positive
✔ EPS at ₹20.0 reflects profitability.
✔ Dividend yield at 2.46% adds investor appeal.
✔ FII holding increased (+0.29%).
✔ PEG ratio at 1.19 indicates fair growth valuation.
Limitation
⚠ Trading below DMA 50 & DMA 200.
⚠ RSI weak, MACD negative.
⚠ Debt-to-equity at 4.86 indicates high leverage.
⚠ Volume tapering, showing lack of conviction.
Company Negative News
📉 PAT declined from ₹899 Cr. to ₹873 Cr.
📉 DII holding reduced (-0.25%).
📉 High leverage raises caution.
Company Positive News
📈 EPS stable at ₹20.0.
📈 Dividend yield at 2.46% supports investor sentiment.
📈 FII holding increased (+0.29%).
Industry
🏦 NBFC sector PE at 20.3, M&MFIN trades at discount (PE 14.8).
🏦 Sector outlook remains cyclical, tied to credit demand and interest rate trends.
Conclusion
🔎 M&MFIN is consolidating with bearish undertone and weak momentum. Best strategy is cautious accumulation near ₹290–₹300 and profit booking around ₹315–₹325. A breakout above ₹325 would confirm bullish reversal toward ₹340+.
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