M&MFIN - Technical Analysis with Chart Patterns & Indicators
Back to ListTechnical Rating: 3.5
| Stock Code | M&MFIN | Market Cap | 43,186 Cr. | Current Price | 311 ₹ | High / Low | 412 ₹ |
| Stock P/E | 15.0 | Book Value | 178 ₹ | Dividend Yield | 2.09 % | ROCE | 8.77 % |
| ROE | 12.9 % | Face Value | 2.00 ₹ | DMA 50 | 321 ₹ | DMA 200 | 320 ₹ |
| Chg in FII Hold | 0.29 % | Chg in DII Hold | -0.25 % | PAT Qtr | 873 Cr. | PAT Prev Qtr | 899 Cr. |
| RSI | 50.4 | MACD | -2.61 | Volume | 70,77,600 | Avg Vol 1Wk | 1,31,92,746 |
| Low price | 236 ₹ | High price | 412 ₹ | PEG Ratio | 1.22 | Debt to equity | 4.86 |
| 52w Index | 42.3 % | Qtr Profit Var | 55.0 % | EPS | 20.0 ₹ | Industry PE | 18.2 |
📊 Mahindra & Mahindra Financial Services (M&MFIN) is trading slightly below its 50 DMA (₹321) and 200 DMA (₹320), showing short-term weakness. RSI at 50.4 reflects neutral momentum, while MACD (-2.61) indicates mild bearish divergence. Bollinger Bands suggest consolidation near the mid-range. Current volume (70.8 lakh) is significantly below the 1-week average (131.9 lakh), pointing to reduced participation.
💡 Optimal Entry: ₹305–₹315 (near support zone)
🚪 Exit if Holding: Profit-taking zone around ₹340–₹350; Stop-loss below ₹300
📈 Trend Status: Consolidating with weak momentum
✅ Positive
- EPS at ₹20 supports earnings visibility
- Dividend yield of 2.09% adds investor appeal
- FII holdings increased (+0.29%)
- Quarterly profit variation (+55%) shows strong growth trend
⚠️ Limitation
- Trading below both 50 DMA and 200 DMA
- High debt-to-equity ratio (4.86)
- Volume significantly below weekly average
- Neutral RSI and negative MACD limit momentum
📉 Company Negative News
- Sequential decline in PAT (₹899 Cr → ₹873 Cr)
- Weak technical signals despite fundamental support
📈 Company Positive News
- Strong quarterly profit growth (+55%)
- FII inflows indicate foreign investor confidence
🏭 Industry
- NBFC sector average PE at 18.2, M&MFIN trades at discount (15.0)
- Sector outlook stable but sensitive to credit cycles
🔎 Conclusion
M&MFIN is consolidating near support levels with weak momentum signals. Entry around ₹305–₹315 offers a controlled risk setup, while exits around ₹340–₹350 are advisable. Strong fundamentals and valuation comfort support medium-term potential, but high leverage and weak technicals warrant cautious positioning.