M&MFIN - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 4.1

📊 Analysis: M&MFIN is trading at ₹377, close to its 52-week high (₹387), showing strong momentum. Price is well above DMA 50 (₹329) and DMA 200 (₹292), confirming bullish undertone. RSI at 60.9 indicates strength but not yet overbought, while MACD positive (7.21) supports upward momentum. Volume (64.8L) is significantly higher than 1-week average (36.5L), suggesting strong intraday participation. Fundamentals are mixed — ROCE 9.02% and ROE 12.3% are modest, but quarterly PAT growth (+54.1%) and EPS improvement provide support. Debt-to-equity is high (4.99), which is a cautionary factor.

💡 Optimal Buy Price: ₹374–₹378 (near breakout zone).

🎯 Profit-Taking Levels: ₹383 (first target), ₹387 (second target — 52-week high).

🛡️ Stop-Loss: ₹368 (below intraday support).

⏱️ If Already Holding: Exit near ₹383–₹387 if momentum slows or RSI approaches 70. Cut position below ₹368 with rising volume, as reversal risk increases near resistance.

Positive

• 📈 Strong quarterly PAT growth (+54.1%)
• 💹 EPS 18.4 ₹ showing earnings improvement
• 📊 Price above DMA 50 & DMA 200, confirming bullish trend
• 📉 PEG ratio 0.61 indicates reasonable valuation relative to growth
• 📊 High trading volume supports intraday momentum

Limitation

• 📉 High debt-to-equity (4.99) increases financial risk
• 📊 ROCE 9.02% and ROE 12.3% are modest compared to peers
• 📉 DII holding decreased (-0.04%), showing slight domestic weakness

Company Negative News

• ⚠️ High leverage may limit flexibility
• ⚠️ DII outflow reduces domestic institutional support

Company Positive News

• ✅ FII holding increased (+0.26%), showing foreign investor confidence
• ✅ Quarterly PAT improved from ₹530 Cr. to ₹569 Cr.
• ✅ Dividend yield 1.72% adds investor confidence

Industry

• 🏦 Industry PE at 21.2, M&MFIN at 20.4 — fairly valued
• 📊 NBFC sector supported by strong credit demand

Conclusion

🔎 M&MFIN is a strong intraday candidate with bullish technicals and improving earnings. Buy zone is ₹374–₹378 with targets at ₹383 and ₹387. Maintain stop-loss at ₹368. If already holding, exit near targets or on weakness below support with volume confirmation.

Would you like me to extend this into a peer benchmarking overlay with other NBFCs or a sector rotation basket scan to validate intraday opportunities?