M&MFIN - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.2
| Stock Code | M&MFIN | Market Cap | 44,667 Cr. | Current Price | 321 ₹ | High / Low | 412 ₹ |
| Stock P/E | 17.4 | Book Value | 166 ₹ | Dividend Yield | 2.02 % | ROCE | 9.09 % |
| ROE | 12.3 % | Face Value | 2.00 ₹ | DMA 50 | 359 ₹ | DMA 200 | 326 ₹ |
| Chg in FII Hold | -0.48 % | Chg in DII Hold | 0.05 % | PAT Qtr | 899 Cr. | PAT Prev Qtr | 569 Cr. |
| RSI | 32.9 | MACD | -12.5 | Volume | 23,04,680 | Avg Vol 1Wk | 20,34,940 |
| Low price | 232 ₹ | High price | 412 ₹ | PEG Ratio | 0.52 | Debt to equity | 4.99 |
| 52w Index | 49.7 % | Qtr Profit Var | -0.02 % | EPS | 17.8 ₹ | Industry PE | 17.2 |
📊 Analysis: M&M Financial shows weak momentum for intraday trading today. RSI at 32.9 indicates oversold conditions, but MACD is negative (-12.5), confirming bearish momentum. Current price (321 ₹) is trading below both 50 DMA (359 ₹) and 200 DMA (326 ₹), showing short-term and medium-term weakness. Volume is slightly above the 1-week average, suggesting active participation but with selling pressure dominating.
💡 Optimal Buy Price: Around 318–322 ₹ if intraday support holds.
🎯 Profit Exit Levels: 330 ₹ (first target), 340 ₹ (second target if momentum improves).
⚠️ Stop-Loss: 310 ₹ to protect against downside risk.
📌 If Already Holding: Consider exiting near 330–340 ₹ if momentum indicators remain weak. If price falls below 310 ₹ with volume confirmation, exit to avoid deeper losses.
✅ Positive
- Quarterly PAT growth (899 Cr. vs 569 Cr.).
- EPS at 17.8 ₹ supports earnings visibility.
- Dividend yield at 2.02% adds income stability.
- PEG ratio at 0.52 suggests undervaluation relative to growth.
⚠️ Limitation
- Price trading below both 50 DMA and 200 DMA, showing weakness.
- RSI and MACD indicate bearish momentum.
- ROCE (9.09%) and ROE (12.3%) are modest compared to peers.
- Debt-to-equity ratio at 4.99, indicating high leverage risk.
📉 Company Negative News
- FII holdings decreased (-0.48%), showing reduced foreign confidence.
- Quarterly profit variation (-0.02%) indicates stagnation.
📈 Company Positive News
- DII holdings increased slightly (+0.05%), showing domestic support.
- Strong PAT growth compared to previous quarter.
- Dividend yield provides investor appeal despite weak momentum.
🏭 Industry
- NBFC sector trading at PE ~17.2, M&M Financial is fairly valued with P/E of 17.4.
- Sector demand remains cyclical, influenced by interest rates and rural credit demand.
🔎 Conclusion
M&M Financial is not an ideal intraday candidate today due to weak momentum and high leverage risk. A cautious buy near 318–322 ₹ with targets at 330 ₹ and 340 ₹ offers limited opportunity, but traders should maintain a strict stop-loss at 310 ₹. Better suited for swing trades if price sustains above 359 ₹ (50 DMA) with improving momentum.
Would you like me to prepare a peer benchmarking overlay with other NBFCs (like Bajaj Finance, Shriram Finance, L&T Finance) so you can compare M&M Financial’s intraday strength against sector leaders?