M&MFIN - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.8
| Stock Code | M&MFIN | Market Cap | 50,537 Cr. | Current Price | 362 ₹ | High / Low | 412 ₹ |
| Stock P/E | 19.7 | Book Value | 166 ₹ | Dividend Yield | 1.79 % | ROCE | 9.02 % |
| ROE | 12.3 % | Face Value | 2.00 ₹ | DMA 50 | 357 ₹ | DMA 200 | 313 ₹ |
| Chg in FII Hold | -0.48 % | Chg in DII Hold | 0.05 % | PAT Qtr | 899 Cr. | PAT Prev Qtr | 569 Cr. |
| RSI | 49.3 | MACD | -0.71 | Volume | 14,50,884 | Avg Vol 1Wk | 24,48,432 |
| Low price | 232 ₹ | High price | 412 ₹ | PEG Ratio | 0.59 | Debt to equity | 4.99 |
| 52w Index | 72.4 % | Qtr Profit Var | -0.02 % | EPS | 17.8 ₹ | Industry PE | 19.4 |
📊 Analysis: M&M Financial Services is trading at 362 ₹, above both its 50 DMA (357 ₹) and 200 DMA (313 ₹), showing short-term and medium-term strength. RSI at 49.3 indicates neutral momentum, while MACD (-0.71) reflects mild bearishness. Intraday volume (14.5 lakh) is lower than the weekly average (24.5 lakh), suggesting reduced participation. Fundamentals are stable with ROE 12.3%, ROCE 9.02%, and EPS at 17.8 ₹, but high debt-to-equity (4.99) adds risk. Intraday potential exists with cautious positioning.
💰 Optimal Buy Price (Intraday): 360–362 ₹ (near support zone).
📈 Profit-Taking Levels: 370 ₹ (first resistance), 378 ₹ (secondary resistance).
⚠️ Stop-Loss / Loss Protection: 354 ₹ (below intraday support).
⏱️ If Already Holding: Exit if price fails to sustain above 370 ₹ with volume confirmation or if RSI dips below 47 intraday. Hold for extended gains only if momentum sustains above 378 ₹ with strong volume recovery.
Positive
- 📈 EPS at 17.8 ₹ supports valuation strength.
- 📊 PAT growth (899 Cr. vs 569 Cr.) shows strong quarterly performance.
- 📉 Dividend yield at 1.79% adds investor confidence.
- 📈 Trading above both 50 DMA and 200 DMA.
Limitation
- ⚠️ High debt-to-equity ratio (4.99) increases financial risk.
- 📉 MACD (-0.71) indicates mild bearish momentum.
- 📊 Intraday volume weaker than weekly average.
Company Negative News
- 📉 FII holdings decreased (-0.48%).
- ⚠️ Quarterly profit variation (-0.02%) shows stagnation despite higher PAT.
Company Positive News
- 📈 PAT improved significantly compared to previous quarter.
- 📊 DII holdings increased slightly (+0.05%).
Industry
- 🏦 NBFC sector PE at 19.4, M&MFIN trades in line (19.7).
- 📈 Sector supported by rural credit demand and auto financing growth.
Conclusion
⚖️ M&MFIN is a moderate intraday candidate. Buy near 360–362 ₹ with stop-loss at 354 ₹. Profit booking can be considered at 370–378 ₹. Momentum indicators suggest caution, as volume is lower than average and MACD remains slightly bearish. Traders should rely on volume confirmation before holding beyond 378 ₹.
Would you like me to also prepare a peer benchmarking overlay comparing M&MFIN with Bajaj Finance, Shriram Finance, and L&T Finance to highlight relative intraday strength in the NBFC sector?