LICHSGFIN - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 4.2
| Stock Code | LICHSGFIN | Market Cap | 30,273 Cr. | Current Price | 550 ₹ | High / Low | 647 ₹ |
| Stock P/E | 5.41 | Book Value | 751 ₹ | Dividend Yield | 1.82 % | ROCE | 8.58 % |
| ROE | 14.4 % | Face Value | 2.00 ₹ | DMA 50 | 544 ₹ | DMA 200 | 547 ₹ |
| Chg in FII Hold | 1.03 % | Chg in DII Hold | -0.92 % | PAT Qtr | 1,497 Cr. | PAT Prev Qtr | 1,384 Cr. |
| RSI | 51.2 | MACD | 0.94 | Volume | 13,77,211 | Avg Vol 1Wk | 13,73,850 |
| Low price | 459 ₹ | High price | 647 ₹ | PEG Ratio | 0.22 | Debt to equity | 6.72 |
| 52w Index | 48.6 % | Qtr Profit Var | 9.46 % | EPS | 102 ₹ | Industry PE | 15.5 |
LICHSGFIN shows strong potential for swing trading. Current price (₹550) is aligned with both 50 DMA (₹544) and 200 DMA (₹547), reflecting stability and consolidation. RSI at 51.2 indicates neutral momentum, while MACD at 0.94 suggests mild bullish crossover. Volume (13,77,211) is consistent with the weekly average (13,73,850), showing steady participation. Fundamentals are attractive with low P/E (5.41) compared to industry PE (15.5), strong EPS (₹102), and PEG ratio (0.22) suggesting undervaluation relative to growth. Debt-to-equity (6.72) is high, typical for NBFCs, but profitability metrics remain supportive.
✅ Optimal Entry Price: ₹540–₹550 (near DMA support)
📈 Exit Strategy (if already holding): Consider booking profits near ₹580–₹600 (towards resistance zone) or exit if price falls below ₹530 with strong volume.
👍 Positive
- ✅ Very low P/E (5.41) compared to industry average (15.5), indicating undervaluation.
- ✅ Strong EPS (₹102) supports earnings strength.
- ✅ Dividend yield of 1.82% adds shareholder value.
- ✅ Quarterly PAT growth (+9.46%) shows earnings momentum.
- ✅ FII holdings increased (+1.03%), showing foreign investor confidence.
⚠️ Limitation
- ⚠️ High debt-to-equity ratio (6.72), typical for NBFCs but adds leverage risk.
- ⚠️ ROCE (8.58%) is modest compared to peers.
- ⚠️ ROE (14.4%) is decent but not exceptional.
📰 Company Negative News
- 📉 DII holdings decreased (-0.92%), showing reduced domestic investor confidence.
🌟 Company Positive News
- 📈 PAT improved from ₹1,384 Cr. to ₹1,497 Cr., reflecting earnings growth.
- 📈 FII holdings increased (+1.03%), boosting sentiment.
🏭 Industry
- 🏭 Industry P/E at 15.5 is much higher than LICHSGFIN’s 5.41, suggesting sector peers trade at premium valuations.
- 🏭 Housing finance sector outlook remains positive with strong credit demand and supportive macroeconomic conditions.
✅ Conclusion
🔎 LICHSGFIN is a strong swing trade candidate with attractive valuation, steady technicals, and improving earnings. Entry near ₹540–₹550 offers a favorable risk-reward setup, while profit booking near ₹580–₹600 is advisable. Traders should monitor debt levels and institutional flows for sustained momentum.
For deeper refinement, you could explore support and resistance analysis, compare with industry peers, or assess valuation metrics to sharpen your swing trade strategy.