LICHSGFIN - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.7
| Stock Code | LICHSGFIN | Market Cap | 27,676 Cr. | Current Price | 503 ₹ | High / Low | 647 ₹ |
| Stock P/E | 5.07 | Book Value | 699 ₹ | Dividend Yield | 1.99 % | ROCE | 8.93 % |
| ROE | 16.0 % | Face Value | 2.00 ₹ | DMA 50 | 520 ₹ | DMA 200 | 551 ₹ |
| Chg in FII Hold | 0.19 % | Chg in DII Hold | -0.33 % | PAT Qtr | 1,384 Cr. | PAT Prev Qtr | 1,354 Cr. |
| RSI | 43.2 | MACD | -6.27 | Volume | 18,78,154 | Avg Vol 1Wk | 20,80,588 |
| Low price | 488 ₹ | High price | 647 ₹ | PEG Ratio | 0.15 | Debt to equity | 7.10 |
| 52w Index | 9.40 % | Qtr Profit Var | -3.35 % | EPS | 99.4 ₹ | Industry PE | 14.1 |
🔎 Analysis: LICHSGFIN shows weak-to-moderate potential for intraday trading today. RSI at 43.2 indicates weak momentum, while MACD (-6.27) reflects bearish undertone. Price is below both 50 DMA (520 ₹) and 200 DMA (551 ₹), confirming short-term weakness. Current volume (18.7 lakh) is slightly below weekly average (20.8 lakh), limiting intraday volatility.
💰 Optimal Buy Price: Around 495–505 ₹ (near support zone).
📈 Profit Exit Levels: 515 ₹ (first resistance), 525 ₹ (secondary resistance).
📉 Stop-Loss: 488 ₹ (below intraday support).
⏳ If Already Holding: Consider exiting near 515–525 ₹ if momentum sustains with volume confirmation. If price fails to hold above 495 ₹, exit intraday to protect capital.
✅ Positive
- Strong ROE (16%) highlights profitability efficiency.
- EPS at 99.4 ₹ supports valuation strength.
- Dividend yield of 1.99% adds stability for long-term investors.
- PEG ratio of 0.15 suggests attractive valuation relative to growth.
- FII holding increased slightly (+0.19%), showing marginal foreign investor interest.
⚠️ Limitation
- Price trading below both 50 DMA and 200 DMA shows weak technical trend.
- MACD remains negative, signaling bearish undertone.
- ROCE (8.93%) is relatively low compared to peers.
- Debt-to-equity ratio of 7.10 indicates high leverage.
📉 Company Negative News
- DII holding decreased (-0.33%), showing reduced domestic institutional support.
- Quarterly profit variation (-3.35%) indicates sequential decline.
📈 Company Positive News
- PAT improved slightly from 1,354 Cr. to 1,384 Cr. sequentially.
- FII holding increased (+0.19%), reflecting marginal foreign investor confidence.
🏭 Industry
- Industry PE (14.1) is higher than LICHSGFIN’s PE (5.07), suggesting undervaluation compared to peers.
- NBFC and housing finance sector remains steady, supported by credit demand and housing growth.
🔮 Conclusion
LICHSGFIN is a weak-to-moderate intraday candidate today. Fundamentals show undervaluation and decent profitability, but technicals remain weak with bearish undertone and high leverage. Best approach: buy near 495–505 ₹, target 515–525 ₹, and keep a strict stop-loss at 488 ₹. If already holding, exit on resistance test or cut losses if price slips below support.
Would you like me to extend this into a peer benchmarking overlay against other housing finance and NBFC stocks, so you can see if LICHSGFIN’s undervaluation is sector-driven or company-specific?