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LICHSGFIN - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3.2

Last Updated Time : 02 Aug 26, 03:15 pm

Key Parameters

⭐ Technical Rating: 3.2

Stock CodeLICHSGFIN
Market Cap28,763 Cr.
Current Price523 ₹
High / Low598 ₹
Stock P/E5.03
Book Value751 ₹
Dividend Yield1.91 %
ROCE8.58 %
ROE14.4 %
Face Value2.00 ₹
DMA 50545 ₹
DMA 200547 ₹
Chg in FII Hold0.08 %
Chg in DII Hold0.13 %
PAT Qtr1,488 Cr.
PAT Prev Qtr1,497 Cr.
RSI38.4
MACD-2.68
Volume43,20,529
Avg Vol 1Wk17,47,983
Low price459 ₹
High price598 ₹
PEG Ratio0.20
Debt to equity6.72
52w Index46.0 %
Qtr Profit Var9.44 %
EPS104 ₹
Industry PE14.8

✅ Positive

The company demonstrated a positive PAT growth of 9.44% in the last quarter, and maintains a reasonable dividend yield of 1.91%. Furthermore, the relatively low P/E ratio of 5.03 suggests potential undervaluation compared to the industry average.

⚠️ Limitation

Recent news highlights margin pressure and declining total income, indicating potential headwinds for future profitability. The debt-to-equity ratio of 6.72 is elevated, suggesting a higher financial risk profile.

📉 Company Negative News

Investing.com reports indicate profit slides due to margin pressure and declining total income, alongside the share price falling nearly 4% after a marginal decline in total income. NDTV Profit also reports a significant stock drop following Q1 earnings.

📈 Company Positive News

None found

🏭 Industry

The housing finance sector is currently navigating challenges related to rising interest rates and increased competition, presenting opportunities for well-capitalized lenders with strong balance sheets. However, margins are under pressure due to inflationary trends and potential defaults.

🧾 Conclusion

Based on the chart pattern, LICHSGFIN appears to be consolidating around its 50 DMA at 545 ₹, suggesting a short-term trading range between 515 ₹ (immediate support) and 535 ₹ (short-term resistance). A potential entry could be considered near 515 ₹ with a stop-loss order placed below the recent low of 459 ₹, aiming for a target price around 535 ₹ if the trend continues. Overall, the stock's recent performance warrants cautious optimism pending further signs of margin recovery and earnings stabilization.

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