JMFINANCIL - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.6
| Stock Code | JMFINANCIL | Market Cap | 12,614 Cr. | Current Price | 132 ₹ | High / Low | 200 ₹ |
| Stock P/E | 21.7 | Book Value | 48.0 ₹ | Dividend Yield | 2.04 % | ROCE | 12.8 % |
| ROE | 12.6 % | Face Value | 1.00 ₹ | DMA 50 | 140 ₹ | DMA 200 | 145 ₹ |
| Chg in FII Hold | -0.67 % | Chg in DII Hold | 0.15 % | PAT Qtr | 246 Cr. | PAT Prev Qtr | 133 Cr. |
| RSI | 46.7 | MACD | -4.49 | Volume | 24,72,672 | Avg Vol 1Wk | 28,98,822 |
| Low price | 78.0 ₹ | High price | 200 ₹ | PEG Ratio | 1.20 | Debt to equity | 0.01 |
| 52w Index | 44.2 % | Qtr Profit Var | -20.4 % | EPS | 6.11 ₹ | Industry PE | 19.9 |
📊 JM Financial (JMFINANCIL) shows moderate fundamentals with decent ROCE (12.8%) and ROE (12.6%), low debt, and a healthy dividend yield (2.04%). However, the stock is trading below both 50 DMA (140 ₹) and 200 DMA (145 ₹), with RSI at 46.7 indicating neutral momentum and MACD at -4.49 showing bearish pressure. Valuation is slightly above industry average (P/E 21.7 vs. 19.9). Overall, it is a fair candidate for swing trading but requires cautious entry and strict stop-loss management.
💡 Optimal Entry Price: Around 128 ₹ – 132 ₹ (near current support zone).
🚪 Exit Strategy: If already holding, consider exiting near 140 ₹ – 145 ₹ (resistance at DMA levels) or place a stop-loss below 125 ₹.
✅ Positive
- Low debt-to-equity ratio (0.01) ensures financial stability.
- Dividend yield of 2.04% adds investor confidence.
- Quarterly PAT improved from 133 Cr. to 246 Cr., showing earnings momentum.
- DII holdings increased (+0.15%), reflecting domestic institutional support.
⚠️ Limitation
- Stock trading below both 50 DMA and 200 DMA indicates short-term weakness.
- MACD at -4.49 signals bearish momentum.
- Quarterly profit variation (-20.4%) shows earnings volatility.
- Trading volume (24.7 lakh) lower than average (28.9 lakh), showing reduced activity.
📉 Company Negative News
- Decline in FII holding (-0.67%) reflects reduced foreign investor confidence.
- Stock significantly below 52-week high (200 ₹), showing weakness in price action.
📈 Company Positive News
- EPS of 6.11 ₹ provides earnings visibility.
- Stock trading near support levels, offering potential for rebound.
🏭 Industry
- Industry PE at 19.9 vs. JMFINANCIL PE at 21.7 suggests slight overvaluation compared to peers.
- Financial services sector remains resilient, supported by credit growth and capital market activity.
🔎 Conclusion
JM Financial is fundamentally stable with low debt and decent profitability, but technicals show weakness and valuations are slightly stretched. Swing traders may enter near 128 ₹ – 132 ₹ with a target around 140 ₹ – 145 ₹. Stop-loss below 125 ₹ is recommended. The stock offers moderate swing trade potential with a rating of 3.6.