JMFINANCIL - Swing Trade Analysis with AI Signals

Last Updated Time : 20 Dec 25, 07:01 am

Swing Trade Rating: 3.9

📊 JMFINANCIL shows moderate potential for swing trading. The RSI at 43.9 indicates neutral momentum, while the negative MACD (-3.24) suggests caution in the short term. Strong trading volumes above weekly averages highlight active participation. The optimal entry price would be near 138–140 ₹, close to support levels. If already holding, consider exiting around 152–155 ₹, where resistance from DMA 50 and 200 may limit upside.

✅ Positive

• 📈 PAT improved significantly from 133 Cr. to 246 Cr. QoQ.
• 💹 ROCE of 12.8% and ROE of 12.6% show balanced efficiency.
• 📊 PEG ratio of 1.30 indicates fair valuation relative to growth.
• 🌍 FII holdings increased by 0.69%, showing foreign investor confidence.
• 💸 Dividend yield of 1.91% is attractive compared to peers.
• 📈 Debt-to-equity ratio of 0.01 highlights very low leverage risk.

⚠️ Limitation

• 📉 Current price (143 ₹) is below both DMA 50 (153 ₹) and DMA 200 (148 ₹), showing weakness.
• 📊 Industry PE at 18.7 is lower than JMFINANCIL’s P/E of 23.4, suggesting relative overvaluation.
• 📉 EPS of 6.11 ₹ is modest compared to valuation.

🚨 Company Negative News

• 📉 Quarterly profit variation at -20.4% indicates declining profitability trend.
• 📊 DII holdings decreased by 0.92%, showing reduced domestic institutional confidence.

🌟 Company Positive News

• 📈 PAT growth QoQ shows strong operational improvement.
• 💹 52-week index gain of 53.1% highlights strong momentum in the past year.

🏭 Industry

• 📊 Industry PE at 18.7 suggests sector is moderately valued compared to JMFINANCIL’s higher P/E.
• 🌍 Financial services sector benefits from rising credit demand and capital market activity.

📌 Conclusion

JMFINANCIL offers a cautious swing trade opportunity. Entry near 138–140 ₹ may provide a rebound, while exit around 152–155 ₹ is advisable if already holding. Strong fundamentals like low debt and dividend yield support stability, but valuation and declining profit trend require disciplined stop-loss management.

Would you like me to also outline short-term candlestick reversal signals (like hammer or bullish engulfing) that could confirm the entry zone near 138–140 ₹?