JMFINANCIL - Swing Trade Analysis with AI Signals
Back to List📊 Swing Trade Rating: 3.4
| Stock Code | JMFINANCIL | Market Cap | 11,991 Cr. | Current Price | 125 ₹ | High / Low | 200 ₹ |
| Stock P/E | 17.2 | Book Value | 49.8 ₹ | Dividend Yield | 2.59 % | ROCE | 17.6 % |
| ROE | 15.1 % | Face Value | 1.00 ₹ | DMA 50 | 128 ₹ | DMA 200 | 136 ₹ |
| Chg in FII Hold | -0.55 % | Chg in DII Hold | 0.12 % | PAT Qtr | 25.7 Cr. | PAT Prev Qtr | 290 Cr. |
| RSI | 48.9 | MACD | -2.36 | Volume | 33,15,937 | Avg Vol 1Wk | 40,38,798 |
| Low price | 112 ₹ | High price | 200 ₹ | PEG Ratio | 0.44 | Debt to equity | 0.01 |
| 52w Index | 15.2 % | Qtr Profit Var | -80.5 % | EPS | 7.25 ₹ | Industry PE | 16.3 |
JM Financial (JMFINANCIL) shows moderate potential for swing trading. The current price of ₹125 is below both the 50 DMA (₹128) and 200 DMA (₹136), reflecting short-term weakness. RSI at 48.9 suggests neutral momentum, while MACD at -2.36 indicates bearish sentiment. Fundamentals are decent with ROCE at 17.6% and ROE at 15.1%. EPS of ₹7.25 and a low PEG ratio of 0.44 suggest undervaluation relative to growth. However, quarterly PAT dropped sharply from ₹290 Cr. to ₹25.7 Cr., showing earnings volatility. Debt-to-equity at 0.01 indicates strong financial stability.
✅ Optimal Entry Price: Around ₹118–₹122 (near support zone)
📈 Exit Strategy (if already holding): Consider exiting near ₹135–₹140 (resistance zone close to 200 DMA).
---
🌟 Positive
- 📈 Strong [ROCE](ca://s?q=Explain_ROCE) of 17.6% and [ROE](ca://s?q=Explain_ROE) of 15.1% indicate efficient capital use.
- 💰 Dividend yield of 2.59% provides steady income.
- 📊 EPS of ₹7.25 supports profitability.
- 📉 Very low [debt-to-equity](ca://s?q=Debt_to_equity_ratio) ratio of 0.01 ensures financial stability.
⚠️ Limitation
- 📉 PAT declined sharply from ₹290 Cr. to ₹25.7 Cr., showing earnings weakness.
- 📊 FII holdings decreased (-0.55%), reflecting reduced foreign investor confidence.
- 📉 Current price below DMA levels indicates technical weakness.
- 📊 Trading volume (33.1 lakh) is lower than weekly average (40.3 lakh), showing reduced participation.
📰 Company Negative News
- 📉 Quarterly profit variation (-80.5%) highlights volatility.
- 📊 Weak technical indicators (below DMA, negative MACD).
📢 Company Positive News
- 💡 Dividend yield of 2.59% adds shareholder value.
- 📈 Domestic institutional investors increased holdings (+0.12%).
- 📊 PEG ratio of 0.44 indicates undervaluation relative to growth.
🏭 Industry
- 📊 Industry PE is 16.3, while JMFINANCIL trades at 17.2, making it slightly overvalued compared to peers.
- 🌐 Financial services sector benefits from credit demand and capital market activity but faces cyclical risks.
✅ Conclusion
JMFINANCIL is a cautious swing trade candidate with entry near ₹118–₹122 and exit around ₹135–₹140. While fundamentals are stable with low debt and dividend support, sharp profit decline and weak technicals limit upside. Traders should monitor earnings recovery and institutional activity before entering new positions.
Would you like me to expand this with a peer comparison against Muthoot Finance and Jio Financial Services to highlight relative opportunities in the financial sector?