JMFINANCIL - Swing Trade Analysis with AI Signals
Back to ListSwing Trade Rating: 3.5
| Stock Code | JMFINANCIL | Market Cap | 11,730 Cr. | Current Price | 122 ₹ | High / Low | 200 ₹ |
| Stock P/E | 14.6 | Book Value | 48.0 ₹ | Dividend Yield | 2.20 % | ROCE | 12.8 % |
| ROE | 12.6 % | Face Value | 1.00 ₹ | DMA 50 | 131 ₹ | DMA 200 | 141 ₹ |
| Chg in FII Hold | -0.67 % | Chg in DII Hold | 0.15 % | PAT Qtr | 290 Cr. | PAT Prev Qtr | 246 Cr. |
| RSI | 45.2 | MACD | -3.10 | Volume | 24,36,429 | Avg Vol 1Wk | 39,37,177 |
| Low price | 78.0 ₹ | High price | 200 ₹ | PEG Ratio | 0.81 | Debt to equity | 0.01 |
| 52w Index | 36.5 % | Qtr Profit Var | 263 % | EPS | 8.39 ₹ | Industry PE | 16.3 |
📊 JM Financial (JMFINANCIL) shows moderately favorable conditions for swing trading. The RSI at 45.2 indicates neutral momentum, while the MACD (-3.10) is slightly negative, suggesting mild weakness. The stock is trading below both its 50 DMA (131 ₹) and 200 DMA (141 ₹), reflecting short-term bearishness. The optimal entry price would be near 118–122 ₹. If already holding, consider exiting around 135–140 ₹, where resistance is expected, unless momentum strengthens.
✅ Positive
- Reasonable P/E ratio (14.6) compared to industry average (16.3).
- PEG ratio of 0.81 suggests attractive valuation relative to growth.
- Dividend yield of 2.20% provides steady income.
- Quarterly PAT growth from 246 Cr. to 290 Cr. shows earnings improvement.
- Low debt-to-equity ratio (0.01) ensures financial stability.
⚠️ Limitation
- Stock trading below both 50 DMA and 200 DMA.
- ROCE (12.8%) and ROE (12.6%) are modest compared to peers.
- Volume lower than 1-week average, indicating weaker participation.
- FII holdings decreased (-0.67%), showing reduced foreign investor interest.
📉 Company Negative News
- Stock price significantly below 52-week high of 200 ₹.
- Institutional outflows from foreign investors.
📈 Company Positive News
- Quarterly profit variation of 263% shows strong growth momentum.
- DII holdings increased (+0.15%), signaling domestic investor confidence.
- EPS of 8.39 ₹ reflects improving profitability.
🏭 Industry
- Industry PE at 16.3 vs. JMFINANCIL’s PE of 14.6 suggests slight undervaluation.
- Financial services sector benefits from credit growth and capital market activity.
🔎 Conclusion
JM Financial has attractive valuation, strong profit growth, and low debt, but weak technical signals limit short-term momentum. For swing trading, entry near 118–122 ₹ could be favorable. Exit strategy should target 135–140 ₹ unless momentum strengthens. Long-term investors may hold for sectoral growth, while short-term traders should remain cautious due to modest returns and technical weakness.