⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

JMFINANCIL - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3.2

Last Updated Time : 02 Aug 26, 01:52 pm

Key Parameters

⭐ Technical Rating: 3.2

Stock CodeJMFINANCIL
Market Cap11,670 Cr.
Current Price122 ₹
High / Low200 ₹
Stock P/E16.8
Book Value49.8 ₹
Dividend Yield2.66 %
ROCE17.6 %
ROE15.1 %
Face Value1.00 ₹
DMA 50126 ₹
DMA 200133 ₹
Chg in FII Hold-0.21 %
Chg in DII Hold-0.38 %
PAT Qtr25.7 Cr.
PAT Prev Qtr290 Cr.
RSI44.5
MACD-1.11
Volume14,38,745
Avg Vol 1Wk12,93,627
Low price112 ₹
High price200 ₹
PEG Ratio0.43
Debt to equity0.01
52w Index11.3 %
Qtr Profit Var-80.5 %
EPS7.25 ₹
Industry PE15.6

✅ Positive

The stock exhibits a relatively strong upward trend indicated by the DMA 50 and 200 moving averages, coupled with a healthy dividend yield of 2.66%. Furthermore, the current price sits above key support levels, suggesting continued buying interest.

⚠️ Limitation

A significant decline in PAT (Profit After Tax) compared to the previous quarter (-80.5%) alongside the resignation of Chirag Negandhi raises concerns about potential short-term volatility and profitability issues. The negative MACD signal and RSI value of 44.5 also indicate a weakening momentum that may require close monitoring.

📉 Company Negative News

The resignation of Chirag Negandhi, a Senior Managing Partner, coupled with the substantial decline in PAT compared to the previous quarter, points towards potential operational or strategic challenges within JM Financial. The upcoming earnings call on August 4th is expected to provide more clarity but also introduces uncertainty regarding future performance.

📈 Company Positive News

None found

🏭 Industry

The financial services sector, particularly non-bank financial companies (NBFCS) like JM Financial, are currently navigating fluctuating interest rates and increasing regulatory scrutiny. Despite challenges, the sector remains driven by growth in loan demand and opportunities in wealth management, although recent trends show increased competition.

🧾 Conclusion

An entry zone could be established between 118 ₹ - 120 ₹ based on the current support level, anticipating a potential rebound after a temporary pullback. A stop-loss order should be placed around 115 ₹ to mitigate downside risk. Overall, the stock is trending upwards but requires cautious observation given the recent earnings decline and leadership change, suggesting a neutral to slightly bullish outlook pending further developments in the upcoming earnings call.

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