JMFINANCIL - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 3.6
| Stock Code | JMFINANCIL | Market Cap | 12,614 Cr. | Current Price | 132 ₹ | High / Low | 200 ₹ |
| Stock P/E | 21.7 | Book Value | 48.0 ₹ | Dividend Yield | 2.04 % | ROCE | 12.8 % |
| ROE | 12.6 % | Face Value | 1.00 ₹ | DMA 50 | 140 ₹ | DMA 200 | 145 ₹ |
| Chg in FII Hold | -0.67 % | Chg in DII Hold | 0.15 % | PAT Qtr | 246 Cr. | PAT Prev Qtr | 133 Cr. |
| RSI | 46.7 | MACD | -4.49 | Volume | 24,72,672 | Avg Vol 1Wk | 28,98,822 |
| Low price | 78.0 ₹ | High price | 200 ₹ | PEG Ratio | 1.20 | Debt to equity | 0.01 |
| 52w Index | 44.2 % | Qtr Profit Var | -20.4 % | EPS | 6.11 ₹ | Industry PE | 19.9 |
📊 Analysis: JMFINANCIL is trading at ₹132, below both its 50 DMA (₹140) and 200 DMA (₹145), reflecting short-term weakness. RSI at 46.7 indicates neutral momentum, while MACD at -4.49 signals bearish undertone. Current volume (24.7 lakh) is lower than the 1-week average (28.9 lakh), suggesting reduced intraday participation. Fundamentals are moderate with ROCE 12.8% and ROE 12.6%, supported by low debt-to-equity (0.01). Despite strong PAT growth compared to the previous quarter, the YoY profit variation (-20.4%) limits upside potential. Intraday trading opportunities exist for cautious traders near support levels.
💡 Optimal Buy Price: ₹130–₹133 (near support zone).
🎯 Profit-Taking Levels: ₹137–₹140 (short-term resistance).
🛡️ Stop-Loss: ₹127 (to protect against downside risk).
⏱️ Exit Strategy if Already Holding: Exit if price fails to sustain above ₹132 with weakening momentum or if volume continues to decline. If intraday rebound occurs, consider booking profits around ₹137–₹140. Avoid holding beyond resistance unless strong breakout signals appear.
✅ Positive
- Quarterly PAT improved sequentially (₹246 Cr vs ₹133 Cr).
- EPS of ₹6.11 reflects consistent earnings capability.
- Low debt-to-equity ratio (0.01) ensures financial stability.
- Dividend yield of 2.04% provides shareholder returns.
- DII holdings increased (+0.15%), showing domestic institutional support.
⚠️ Limitation
- Trading below both 50 DMA and 200 DMA.
- MACD negative (-4.49), signaling bearish momentum.
- Volume lower than 1-week average, limiting intraday strength.
- Quarterly profit variation shows -20.4% YoY decline.
📉 Company Negative News
- Stock corrected from 52-week high of ₹200 to current ₹132.
- FII holdings decreased (-0.67%), showing reduced foreign investor confidence.
📈 Company Positive News
- Sequential PAT growth indicates operational improvement.
- Dividend yield supports investor sentiment.
- Strong fundamentals with low leverage.
🏭 Industry
- Industry PE at 19.9 is slightly lower than JMFINANCIL’s PE of 21.7, suggesting mild overvaluation.
- Financial services sector remains stable but sensitive to credit cycles.
🔎 Conclusion
JMFINANCIL shows moderate fundamentals but weak technicals in the short term. For intraday trading, cautious buying near support with tight stop-loss is advisable. Quick profit booking around resistance levels is optimal, as momentum indicators remain bearish. The stock is better suited for tactical trades rather than aggressive intraday positions.