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CHOLAFIN - Technical Analysis with Chart Patterns & Indicators

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⭐ Rating: 3.8

Last Updated Time : 02 Aug 26, 01:46 pm

Key Parameters

⭐ Technical Rating: 3.8

Stock CodeCHOLAFIN
Market Cap1,57,760 Cr.
Current Price1,850 ₹
High / Low1,875 ₹
Stock P/E27.5
Book Value357 ₹
Dividend Yield0.11 %
ROCE9.70 %
ROE19.3 %
Face Value2.00 ₹
DMA 501,715 ₹
DMA 2001,634 ₹
Chg in FII Hold-0.41 %
Chg in DII Hold0.71 %
PAT Qtr1,654 Cr.
PAT Prev Qtr1,641 Cr.
RSI61.2
MACD22.0
Volume30,26,685
Avg Vol 1Wk27,25,272
Low price1,299 ₹
High price1,875 ₹
PEG Ratio1.09
Debt to equity6.94
52w Index95.6 %
Qtr Profit Var45.6 %
EPS67.6 ₹
Industry PE20.8

✅ Positive

Cholamandalam Investment and Finance is exhibiting strong quarterly earnings growth, exceeding expectations with a PAT increase of 45.6% in the last quarter. The DII holding has increased significantly while FII holding has decreased indicating growing domestic investor interest.

⚠️ Limitation

Despite positive earnings, the stock's valuation remains relatively high compared to the industry average PE ratio of 20.8, and the PEG ratio is also above 1, suggesting overvaluation. The debt-to-equity ratio of 6.94 indicates a considerable level of leverage which could present risk during economic downturns.

📉 Company Negative News

None found

📈 Company Positive News

None found

🏭 Industry

The financial sector, particularly the non-bank loan segment where Cholamandalam operates, is currently experiencing robust growth driven by increasing demand for auto and rural finance. However, rising interest rates and potential regulatory changes pose challenges to this sector.

🧾 Conclusion

Based on the current price of 1,850 ₹, a short-term entry could be considered within the support zone around 1,790 - 1,810 ₹, utilizing the recent upward momentum. An optimal exit strategy would involve setting a stop-loss order at 1,770 ₹ to mitigate downside risk, and targeting a profit target around 1,880 ₹ – 1,910 ₹ if the trend continues. The stock appears to be trending upwards with strong volume indicating sustained interest.

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